You say credit cards, loans, car repo, student loans, collections and child support.

When underwriting a property, assumptions related to its debt can have a significant impact on returns and valuations.

my point was, that won't work as you won't generate enough cash flow to buy without debt for decades. 

Obviously at 67 your goal should be to limit debt/risk but you still own quite a but free and clear so it'll be OK.

You'll still have the same debt.

Everyone knows the BRRRR method - Buy, Rehab, Rent, Refinance, Repeat.It’s built on the idea that leverage lets you grow faster.That worked great when money was cheap and banks were eager.But in today’s market, the same leverage that once fueled growth can quietly eat away at returns.Here’s an alternative I’ve been studying - something I call the Reverse BRRRR.It keeps the real estate, the cash flow, and the repeatability… but removes the debt treadmill.Here’s the basic structure:Buy homes in livable condition at a discount.

Do any of you have a questionnaire or other recommendations on how best to gather information from all of the existing or previous tenants to try and get a "report card" to see how the manager is doing and gather feedback to be able to have conversations with the PM co. if necessary.   

Funding through a 0% credit card and throwing as much money at it every month to eventually pay it off.2. 

It could be a gas card that you use to fill up your tank and pay off every month. 

I have tried very expensive courses but they talk a big game and just leave you in credit card debt.