Illegal immigrant tenants and lease termination

106 Replies

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Originally posted by @Eric C. :
Originally posted by @Luke Dilorenzo:

Hello everyone,

I feel like maybe I’m being a softy, however I wanted some input from the more experienced landlords out there on how they would/have handled this situation.

So recently I closed and owner occupy on a 4-plex. The plex is occupied by 4 Latino families that have all been there 10+ years. I sent the month to month termination letter with one months rent (825$) and 3 months to vacate.

I received a call this morning from the tenants literally in tears and broken English asking

“why us?” And “we will be homeless, no where for us to go, please we pay more for rent to stay”

Needless to say My heart broke.

How would a professional manager go through with this?

 Your loan requirements is why you have to move into the property.  Where do you currently live?

Can’t move into something that isn’t vacant. 



 This is solid information. Would your ideal situation allow for 4 sets of paying tenants? If so, get a PO box and have all mail sent there. Let the bank send in Magnum PI to see if you're not living there. All they care about is the note. While I wasn't born in the USA, I am a legal citizen of this great nation and did it the right way and therefore don't approve of their status, but obviously they have goals in life and feel they need a chance. So long as they're paying the rent. I'd rather see a good illegal than a bad illegal, if you get my drift. I would let them stay and wait for the bank's next move.

Sidenote, I bought a place to live in and was supposed to stay there for some time (great interest rate). But that didn't work out, so I rented the place to someone else. The bank never said squat to me. 

@Al Pat

Great strategies there. All I know is that if I don’t reside there it’s considered bank fraud. Not looking to mess around there. My current residence already has deposit to hold and 12 month lease for when this tenant moves out. I like the air bnb idea.

@Cori Leste

I agree. The story gets even more sympathetic the more I communicate with them. I’m doing my best to help them in the transition, however i already have deposit to hold and lease ready for my current residence so they do have to go.

This post has been removed.

Originally posted by @Luke Dilorenzo :

@Al Pat

Great strategies there. All I know is that if I don’t reside there it’s considered bank fraud. Not looking to mess around there. My current residence already has deposit to hold and 12 month lease for when this tenant moves out. I like the air bnb idea.

 Luke I didn't see if you were talking about air bnb on your 4plex. Do your research, I just closed on one and the city will not allow STRs on multi family properties. I went in knowing that. 

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Originally posted by @Michael King :
Originally posted by @E.S. Burrell:

@Sue K.

I like your replies. You have become my online mentor 😊.

@Sue K. Hey she was mine first! Even if she thinks I'm a dud LL! ;) 

 You're killing me lol.  I'm such a cantankerous old lady now.  But, it's nice to have people fighting over me :-)  

Nobody here asking questions is a dud.  Ignore the cranky old lady when she gets a burr under her saddle.  I can be such an obnoxious know-it-all.  I admit it.  Bless me father for I have sinned.....oh, never mind......

Originally posted by @Michael King :
Originally posted by @E.S. Burrell:

@Sue K.

I like your replies. You have become my online mentor 😊.

@Sue K. Hey she was mine first! Even if she thinks I'm a dud LL! ;) 

@Michael King....You’re gonna have to share....😊

@Luke Dilorenzo

Laws are laws. I’ve rented to LEGAL immigrants that came here the correct way and had a SSN and and an American dream. That is a beautiful thing. What sucks is anyone telling you that there is nothing wrong with renting to illegals because of blah blah pay rent on time because they have no choices blah blah. Purely enabling illegal activity because of MONEY and GREED while trying to sound humanitarian.

Renting to illegals is contributing to The problem. Using a handyman that u know is illegal is being part of the problem. You will always find good tenants and handymen that are here the lawful way.

@Luke Dilorenzo :

Luke, you sound like a kind-hearted, compassionate, thoughtful person. It appears that you think of other and will do things to your detriment to help your fellow man. There are few people like you in this world and even fewer in real estate. You're going to be destroyed in this business. Get a PM to take over this property ASAP. Seriously. Take some of your profits and donate them to charity if it makes you feel better, but this place needs to be run as a business. 

@Luke Dilorenzo I would consult an attorney. You sign an "intent" agreement to live in the property and you've shown that "intent" by providing a move out notice and consultation of an attorney. Intents can change based on circumstances. Evictions can take a long time, so prolong it as much as you can. The bank probably won't check up on you. Just my 2 cents.

@Al Pat @Eric C. Yeah it will hurt his loan requirements. It’s called loan fraud. It’s a serious crime. The bank has many ways to find out where somebody lives the simplest of which is where they send your statement. The address that’s listed on your credit score and on and on. He has no choice but to move in that property. He should never have bought it fully occupied. It’s a mess now. They have tenant rights too. I’m not sure what they are but they do have a lease. If he didn’t get estoppel’s sighted prior to closing that makes it worse. On the flip side they are undocumented. That’s a topic we don’t need to discuss here. RR

@Ahmer Zaidi . You don’t sight an intent form you apply for the loan as an owner occupied residence. It’s loan fraud and banks do check on it. It’s very serious if you do get caught. It’s all fun and games until you get caught. RR

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