I am "Poor Dad." I served in the Army, worked and taught overseas for 14 yrs., attended grad school (getting to doctoral dissertation stage) turned 60 in 2013 when I realized that my part time teaching job would not allow me to retire until I died. Also, since it is difficult to find qualified teachers, any punk and piss ant is allowed to teach in a classroom. I'm done!! Worst of all, I am $225K in debt with student and consumer loans, from trying to hone my skills. Despite all this, I want to be in a position to help homeless vets find safe, affordable housing. As a teacher, I value learning and am teachable, hence I am two sessions into your podcasts and will be spending the New Year listening to you guys. Thanks for providing this service.