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Recent Forum Activity

  • 2nd lien private money risky?
    Replied July 13, 2016
    Colleen Bigler Lender in LA Ca. While I agree with risk, the key is LTV. If I fund a 2nd  on case by case basis, I would not go above 55%.  However, doesn't work for point of pu... See more
    Reply 10 replies
  • Can Someone Explain Hard Money
    Replied May 25, 2016
    RuanHard Money was coined originally from- hard coins...I have been in Hard Money in Ca. since the 80's and there are now Hard Money lenders and Funds with their own underwritin... See more
    Reply 4 replies
  • Hard money lenders
    Replied May 18, 2016
    If you have a great deal ,the costs of Hard Money verses losing the deal due to time factors would be the choice. Ask for at least 3 year loan to give you less stress while tryi... See more
    Reply 5 replies

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Authored Blog Posts

Member Blog Hard Money Lenders -Can you opt out of the S.A.F.E. Act?

I would like to discuss Hard Money Lenders and the new required federal license. No sense, written for bankers not consumers, would be just one protest. We don't and haven't for some time made cons...

Member Blog How to Qualify for a Hard Money Loan.

So, how do you qualify for a hard money loan?Truth be told, you don't. The property is or should be 99% of the underwriting criteria. Investors lend on property that has plenty of a protective equi...

Member Blog Banks verses the Mortgage Broker

Well I saw it coming with the S.A.FE ACT written to eliminate a large group of mortgage brokers. Now Bank of America, one of the 3rd largest wholesale lending banks, is going retail ONLY, yes. Hear...