Posts from November, 2009
Bruce Norris is joined this week by past President and current Chairman of the Board for the National Auctioneers Association and co-founder of Williams and Williams Auctions, Tommy Williams.
Bruce starts the interview by asking what auction companies miss out on when they aren’t members of the National Auctioneers Association. Tommy says non members miss out of networking, best practices, and education which furthers their professional endeavors. April 18th is national auction day and Tommy would like auctioneers to make communities aware of the benefit that auctions bring to the community. Auctions have the huge benefit of establishing market value on a certain day for numerous products and assets. They also might highlight their charity work in the community through charity auctions. Tommy feels the media picks up too much negative information about auctions and doesn’t highlight all the positives.
4 Ways to Listen
- Click HERE on the player launch below to stream our shows as you surf the web.
- Visit our Radio Archives to download shows in mp3 format.
- TNG Real Estate Radio Show is now on iTunes! If you have iTunes installed click HERE or simply do a search for "The Norris Group" while in iTunes.
- If you use an RSS Reader: Click Here
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Bruce says he read that auctions raise as much money for charities that is sold in real estate and Tommy says that is true. Tommy says auctioneers bring a very important piece of expertise to nonprofit organizations.
Bruce asks if Realtors view auctions as competitors or partners and Tommy thinks too many see auctions as competitors. Tommy says there is fear that auctions establish market value and sometimes people don’t want to really know that actual value. The real estate community wants to not take the hit. Bruce says he’s baulked at final bids before and most times he paid for not selling at that time. Tommy says all of us have been in that situation. Usually, the public will tell the truth and auctions are the best barometer for prices and it will also tell you where price trends are going.
Bruce asks if women are getting more involved in auctions. Tommy says this is a growing trend as it used to be a male dominated field. Tommy says 20-30% of classes for auctions are now women.
Bruce asks about legislative issues that are affecting auctions in general. Tommy says that when legislation postpones the sale of assets it usually means there will be net price deterioration. Real estate is very fragile and unattended and vacant homes tend to lose value.
Bruce says Fannie Mae and Freddie Mac postponed auctions for their properties but in April have started back up. Doing this moratorium cost them money. Tommy says their unwillingness to accept market value has cost them millions. The more they postpone, the worse it will get.
Bruce says he read the auction magazine that in the last few years $270 billion worth of assets were sold. Tommy says this is not a record but getting close. There’s been steady growth in the total dollar sold at auction. 2008 saw prices for assets decline so volume went up but prices were down due to devaluation. So in volume, 2007 and 2008 were record setting years.
Bruce talks about trustee sales and how the lack of advertising doesn’t help the cause. Bruce asks if the National Auctioneers Association has any intent to try and get involved in the trustee sale process. Tommy says that was one of his main goals as President was to do away with the traditional foreclosure process. If the home was sold at the trustee sale to an end user it would save the mortgage holder at least $15,000 in transaction fees. This is not including price declines. This would be of huge benefit to the mortgage industry as a new loan with a new end user would immediately take the property.
Bruce talks about current laws and issues of cities hiring people solely to write fines to homes that are considered blight and that are violating codes. Tommy worries that these types of laws only makes lenders not excited to loan which further exacerbates the lending policies we currently face. No one will want to lend in these areas.
Bruce asks Tommy if he’s nervous about a shift in the American perspective. Tommy says he is concerned that capitalism and private enterprise is something that Americans are now wondering if they should be in favor of. Bruce says he’s concerned as well for some of the things that he’s seen and hopes we can solve some of these issues soon. At “I Survived Real Estate 2008” several solutions were presented but none have been implemented. Bruce things banks could save themselves so much time and money by doing so.
Tommy talks about his pre-foreclosure auction concept. Some Realtors are doing something very similar without approval. Tommy says they’ve implemented something very similar in their company and they’ve tried it out with consumers. As soon as a consumer was falling behind, Williams and Williams worked with the consumer to present the property to the public as well as possible. The final offer was presented to the lender. However, the loan servicer is typically the decision maker and is far removed from the actual decision maker. The goal needs to be lenders getting rid of this stuff as soon as possible to get things moving. This particular solutions gets a new person in the home right away.
For more information visit williamsauction.com or thenorrisgroup.com. Join us next week for part two with Tommy Williams.
Tommy served as President of the National Auctioneers Association in 2008 and is current Chairman of the Board. Tommy also graciously took part in I Survived Real Estate 2008 last year.
Thomas L. Williams is a graduate of Penn State University (B.S. Animal Science) and the Certified Auctioneers Institute (CAI). Representing the third generation of Williams family auctioneers dating back to the mid-1800s, Williams is also a graduate of the historic Reppert School of Auctioneering. He has over 40 years experience in real estate auctions, land development and real estate investment. He currently serves as President of the National Auctioneers Association.
A founding partner of Williams & Williams, Williams served as president from 1986-2000, and became board chairman in 2001. He also co-founded and served as managing partner of Lowderman & Williams Auctioneers from 1965-85. He has conducted over 10,000 auctions in all 48 of the contiguous United States and Canada, and is an advisor to auctions conducted throughout Western Europe, South Africa, Australia and New Zealand.
An avid cattleman, Williams also owned and operated Bradmar Angus Farms from 1965-85, after which he continued to serve as a herd and genetics consultant for many of the nation's premier Angus cattle breeders.
Williams is a licensed auctioneer and real estate broker in over 20 states, and an active member of the National Association of Realtors.
The Norris Group
6391 Magnolia Avenue, Ste. C
Riverside, CA 92506
www.TheNorrisGroup.com
Bruce talks about reading several years back that the Baby Boom generation was worth trillions and in great position to retire. David says the Baby Boomers have a fair amount of wealth and every generation typical has grown in wealth over the years. Baby Boomers, however, have been recently hit by the stock market and housing bubble that has caused some great losses.
4 Ways to Listen
- Click HERE on the player launch below to stream our shows as you surf the web.
- Visit our Radio Archives to download shows in mp3 format.
- TNG Real Estate Radio Show is now on iTunes! If you have iTunes installed click HERE or simply do a search for "The Norris Group" while in iTunes.
- If you use an RSS Reader: Click Here
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In a recent report written by David and his team on this very issue, it says the Baby Boom situation looks much bleaker than 8 months ago. Bruce asks how they are coping with this fact. David says the Baby Boom generation has been witnessing the trend for two years. Last summer the savings rate started to increase and consumption has really slowed. The full effects of this contraction in spending and consumption has yet to fully hit the market. David says he’d like to see the government continue the money stimulus and look into subsidizing shorter work weeks, vacation, and sick leave.
Bruce asks if the wealth members of the Baby Boom generation would be harder hit by stock prices and the poorer be more affected by the real estate declines. David says the wealthiest are indeed more likely to own stock but are also more likely to be home owners. The bottom 1/5 of households could get completely wiped out with foreclosure.
Bruce asks David how he feels about recent solutions presented by the government such as the cramdown. David says he’s not so concerned but would like to see the homes go back to the bank and perhaps the individuals getting to stay in their homes and pay market rent. David says the bank doesn’t want to try to take it over and sell the property in this market. By keeping the homeowner in the home, it’s a win-win situation. Bruce brings up that the prices are very skewed in California. David says the bank just needs to decide how they want to take the loss. By not making this mandatory the banks would not participate as they are being a stubborn. Bruce asks how the lenders would react if this was made mandatory. How much would then be available for lending? David says there will always be solid prospects and that it wouldn’t really matter.
Bruce asks David about people stating their income and if they should be held responsible for that. David says that lenders were more responsible for that as he understands it. When real estate was headed up, it didn’t matter and no one cared. This is an example of an unsustainable home bubble that people refused to acknowledge.
David created a housing cost calculator which compares owning vs. renting the same home. Bruce asks if the price to own is much more than renting. David says historically it hasn’t been that different. David says when it went way out of whack that it was almost guaranteed that there would be loss.
Bruce asks if bubbles ultimately benefit people. David says bubbles that are uncontrolled is a problem. Bruce says many were refinancing and spending the money. There must have been a short-term streak of wealth. David says people thought they were very wealthy and savings rates went way down.
Bruce asks if there should be some acceptance of risk when any investment is made. David says experts gave people a lot of bad advice and since there was a lack of an alternative voice, it wasn’t very fair. People were told that real estate was the way to wealth. Bruce asks if people should absorb that risk or if there is a backstop to save them. David says Social Security and defined benefit plans act as that backstop. Personal savings is only one alternative. David explains the difference between defined benefit plans versus defined contribution plan. Bruce says that guarantees of payout were as good as investments made. David says the bubble market really hurt these potential retirement funds. When things get so out of line, people make bad planning decision.
Bruce asks if defined benefit plans for cities like Vallejo that just declared bankruptcy will ever see that money. David says in California he’s not sure who is getting what. Bruce says that defined benefit programs typically have a projected return rate and almost all have seen losses. David says that those promises will most likely not be able to be upheld because of the economy.
Bruce asks David is he is afraid for seniors as they retire. The Baby Boomers encompasses the 45-64 age range. The older baby boomers are about to retire so there’s a little more concern there. The younger Baby Boomers have a little more time to get back on track. Overall, they aren’t looking good so far. He says the lower 1/5 could be completely wiped out because of foreclosure.
Bruce asks if we should be worried about the Social Security Program since the baby Boomers will have less population paying for benefits as they retire. He says it’s nothing urgent but today the health care costs are getting worse and are more of an issue as Medicare and Medicaid need to be helped. David says socialized medicine might be a possibility since it’s worked in other countries. We have the best medicine but the worst delivery system.
In David’s report entitled “The Wealth of the Baby Boom Cohorts After the Collapse of the Housing Bubble,” David says the net worth of Baby Boomers that owned a home was less than those that were renters in 2009 which is surprising. David says wealth isn’t just in equity and the housing and stock bubble real caused a problem.
More on this report at the Center for Economic and Policy Research at cepr.net. Next week join us as we welcome back Tommy Williams, co-founder of Williams and Williams auction company.
David Rosnick is an Economist at the Center for Economic and Policy Research in Washington, DC. He has a Ph.D. in Computer Science from North Carolina State University and an M.A. in Economics from George Washington University. He has written numerous policy papers including "The Burden of Social Security Taxes and the Burden of Excessive Health Care Costs" with Dean Baker, March 2005; "Poor Numbers: The Impact of Trade Liberalization on World Poverty", with Mark Weisbrot and Dean Baker, November 2004; “NAFTA at Ten: The Recount,� with Mark Weisbrot and Dean Baker, March 2004; and "Black Swans, Conspiracy Theories, and the Quixotic Search for Fraud: A Look at Hausmann and Rigobon's Analysis of Venezuela's Referendum Vote" with Mark Weisbrot and Todd Tucker, September 2004; and "The Forty-Four Trillion Dollar Deficit Scare," with Dean Baker, September 2003.
He is the architect of a growing number of calculators including CEPR's Accurate Benefits Calculator which compares current-law Social Security benefits to the Bush Plan based on "Progressive Indexing." He also created the Housing Cost Calculator, which compares the cost of owning a home relative to renting for a potential new homeowner. It gives homebuyers a sense of how the current bubble in the housing market might affect them. Prior to joining CEPR, he worked as a Research Associate (postdoc) at the North Carolina State University at Raleigh Department of Computer Science.
The Norris Group
6391 Magnolia Avenue, Ste. C
Riverside, CA 92506
www.TheNorrisGroup.com
Bruce asks Joseph why he’s teaching appraisal courses in foreign countries. Joseph says numerous foreign countries are asking for the education so they can find out how to write an appraisal that could be understood globally. This will allow them to participate in the global mortgage market.
4 Ways to Listen
- Click HERE on the player launch below to stream our shows as you surf the web.
- Visit our Radio Archives to download shows in mp3 format.
- TNG Real Estate Radio Show is now on iTunes! If you have iTunes installed click HERE or simply do a search for "The Norris Group" while in iTunes.
- If you use an RSS Reader: Click Here
*******************************************************************************************************
Joseph says the ultimate goal of an appraisal is to assign a value of an asset in the now. An acceptable margin of error for an appraisal is 3% but no more than 5%. The definition of market value is a buyer and seller under no undue stimulus coming to an agreement on a price to be paid for an asset. Joseph talks about REOs and short sales and how they should not be factored in to appraisals as they are liquidation prices.
Bruce beings up this appraisal issue which investors are having to deal with when they purchase these types of homes and then repaire them in California. Joseph says the banks should not consider REOs and short sales market value because of the repairs being done and the risk the investor takes in this market. Bruce asks if the new buyer of a fixed home is setting the new market value. Joseph says in the open market, it should but the appraisal might be different because of all glut of REO comps. Often times, appraisers are not being fair and many properties are being undervalued which is a problem.
Bruce brings up the typical scenario of The Norris Group when dealing with appraisals in the current California real estate market. TNG purchases the distressed, “as is” property from auction or from an REO agent and spends time and money upgrading the property. If TNG gets multiple offers, why isn’t it considered market value?
Joseph says competent appraisers will say that that does create market value. Submitting those back up offers could really help force the appraisers make that market adjustment.
Bruce asks if there is no similar inventory, what should investors do? Joseph says hire someone with specific experience with an MAI or SRA designation. Bruce talks about an area in Moreno Valley and the glut of vacant REO and “as is” inventory. When TNG fixes something, the appraiser is typically not getting cooperation because there is no similar substitutions in the market. We’re the only fixed up property.
Bruce talks about the appraisal business in 2004-2005 and how they were feeling pressure to get to a certain high number for refinances. Bruce asks if there is now the opposite pressure from banks wanting to loan less thinking the value will continue to decline.
Joseph says lenders can make loans in a declining market at today’s value and shouldn’t feel like there’s excessive risk if there are the three C’s: collateral, capacity to pay, and credit rating. Joseph says he heard that appraisers were using foreclosure and short sales and these DO NOT make market value so are inappropriate. Liquidation value is a better term for these types of inventory.
Bruce brings up review appraisals and how the original appraisers are worried about coming in too high for fear of being blacklisted from doing work for a certain account if the numbers are adjusted. Bruce asks about the review appraisal process and what authority they have to adjust prices the way they do. Joseph says these review appraisals have to come up with their own opinion but to arbitrarily adjust a number up or down 10% without just cause would be a violation. Many times these reviewers are not following the same license laws the appraisers are required to follow. Appraisers could ask for the review appraiser to send to them the review but most probably won’t. They are entitled to a copy of the review appraisal.
Bruce asks if the review appraiser goes out into the field. Joseph says they often do the review behind a desk using AVM. This is not the same and is just an estimate. Joseph says many lenders might be looking for quick and cheap. Joseph says the lending institution or review company they pay does the review appraisal which is also causing a problem.
Bruce asks how difficult it is for appraisers to work in a market with such wide swings in price, sometimes monthly. Joseph says he doesn’t know how they work in states like California. He says only the best people should be doing these appraisals. People need to use a professional appraisers and not AVMs or BPOs.
Bruce asks if there are new rules for appraisals coming down the pike. Joseph say the Home Valuation Code of Conduct (HVCC) says any new loans that are purchased has to have an appraisal and any existing can be less than that. A borrower is also required to get a copy of the appraisal. Joseph said the use of management companies is causing a problem because they are keeping part of the fees that should go to the appraisers so they may be spending less time doing a proper job.
Joseph says an appraisal is typically good for six months but in this market, it’s not as relevant. Bruce asks about improvements on homes above and beyond like pools and upgraded hardscaping. In an inactive market, it’s very difficult to assign a value to these extras. An appraisal will have to try and find similar comps. In this type of market, it is possible for these extras to result in little extra value.
Bruce asks about “standard 3.” Joseph says they are 10 sets of rules that govern the appraisal industry. For more information, visit appraisalinstitute.org.
Joseph C. Magdziarz, MAI, SRA is the 2009 vice president of the Appraisal Institute. He will become the president elect in 2010 and president of the Appraisal Institute in 2011.
Magdziarz has been an active member of the Appraisal Institute for 38 years. He has served in a variety of capacities at all levels of the organization.
At the regional level, Magdziarz has served two terms as Regional Vice Chair and two terms as Region III Chair. He has also been a regional representative for many years. On the national level, Magdziarz served two terms on the Appraisal Institute’s National Board of Directors. He has served as Chair of the Education Committee for five years and has also chaired the National Audit Committee, Instructor and Faculty Committees, and Education and Publications Committees. In addition, he has served on a number of project teams. Presently, he is serving on the ADAPT (MAI demonstration report alternative) project team and the International Education and Designation project team.
Magdziarz has been President of Appraisal Research, Inc. in Rockford, Illinois for 38 years. He resides in Rockford, Illinois with his wife Sandra of 41 years and his bulldog Bella.
Magdziarz is an approved Appraisal Institute instructor for 26 courses in the Appraisal Institute’s QE, AE, CE, and USPAP curriculums. He has also had international assignments in Naples, Italy; Istanbul, Turkey; Seoul, South Korea; and Beijing, Tianjin, and Shanghai, China.
The Norris Group
6391 Magnolia Avenue, Ste. C
Riverside, CA 92506
www.TheNorrisGroup.com
Thank you Mortgage Equity Group and Philip Tirone for helping us make I Survived Real Estate 2008 such a success!
The Mortgage Equity Group (MEG) is in the business of simplifying the home loan process by assuming responsibility for your financial health as it relates to your mortgage decisions. We are dedicated to assisting you with the management of your mortgage, keeping abreast of interest rates, maximizing your credit score and minimizing your interest payments, and ensuring that your mortgage and real estate holdings blend well with all of your investments. We do this by leveraging a team of professionals equipped with tools, processes, and programs that make sure you meet your goals.
I Survived Real Estate 2009
The Norris Group’s award-winning event returns September 11, 2009 to the Nixon Library in Yorba Linda, California. In this critical, final quarter, we’ve assembled a Gold Star panel of accomplished industry specialists to discuss the impact of seismic economic shifts, head-scratching regulations, challenging legislation, micro and macro industry reforms, and the accelerated pace of opportunities emerging for real estate professionals.
New guidelines affect every sector of our industry, from novice investors to veteran builders to REO Realtors. In a climate ripe for both miscalculation and profitable advances, how are our colleagues and partners navigating an industry in transition? This timely symposium gathers a Who’s Who Round Table Including:

Bruce Norris
President
The Norris Group

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga
Senior Vice President
RealtyTrac
I Survived Real Estate 2008 covered the dramatic shifts in store for the real estate community in 2009. The response was enormous, beyond our expectations. Now we’re here, living through the forecasts and predictions, in the midst of an evolving market primed for motivated professionals to thrive.
Public launch and individual seats will be released July 4th. The Norris Group is currently seeking Platinum and Gold Sponsors for the event. Sponsors will be positioned in premium advertising spots, including radio, video, signage, mailers, the event program, and website. 100% of the proceeds benefit the Susan G. Komen for the Cure of Orange County. To find out more, please contact:
Diana Barlet at our office.
Visit www.TheNorrisGroup.com
You can download a printable flyer featuring more information on sponsorship and the event HERE.
Please join us for what we hope will, again, be an educating, stimulating, and inspiring presentation.
Special thanks to the following partners and sponsors who made everything possible last year. We could not have done it without you.
Platinum Sponsors:
The San Diego Creative Investors Association (SDCIA): http://www.sdcia.com/
Investors Workshops: http://www.investorsworkshops.com/
Frye / Wiles: http://www.fryewiles.com/
Proxibid: http://www.proxibid.com/
White House Catering: http://www.whcatering.com/
MVT Productions: http://www.mvtproductions.tv/
Pechanga Resort and Casino: http://pechanga.com/
The Denver Nuggets: http://www.nba.com/nuggets/
The Chicago Bulls: http://www.nba.com/bulls/
The Cleveland Cavaliers: http://www.nba.com/cavaliers/
Gold Sponsors:
7 Steps to a 720 Credit Score and Philip X. Tirone- http://www.7stepsto720.com/
Chicago Title - https://www.ctic.com/
Elite Auctions - http://www.sellwithauction.com/
Foreclosure Trackers - http://www.foreclosuretrackers.com/
Investors Resource Center of America LA and Steve and Robyn Love - http://www.irca-losangeles.com/
Las Brisas Escrow - http://www.lasbrisasescrow.com/
National Club of Real Estate Investors and Sam Saddat - http://www.ncrei.com/
Northern California Real Estate Investors Association (Norcalreia) and David Granzella - http://www.norcalreia.com/
North San Diego Real Estate Investors and Linda Wessels - http://www.nsdrei.org/
RealtyTrac - http://www.realtytrac.com/
RE Ventures and Michael Pines - http://www.reventuresrealty.com/
Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/
Real Wealth Investor and Scott Whaley - http://www.realwealthinvestor.com/
Saddleback Valley Communities - http://svc4.com/
Silverstar Finance and Janet French - http://www.silverstarfinance.com/
Sunset Hills Memorial Park and Mortuary - http://www.sunsethills.cc/
The Mission Inn - http://www.missioninn.com/
The Mortgage Equity Group - http://themeg.net/
The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/
The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/
Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/
Wholesale Capital Corporation - http://www.wccmtg.com/
Thank you RealtyTrac for participating and becoming Gold Sponsors for I Surivived Real Estate 2008. We can't thank you enough and look forward to seeing you again in 2009.
Info on RealtyTrac
Our real estate foreclosure listings include all types of pre-foreclosure and foreclosure homes, from properties in default, which represent possible short sale foreclosure opportunities, to foreclosure auctions, when a notice of sale has been filed against a property, to bank foreclosures — whether the bank has taken back property through a foreclosure sale or through a deed in lieu of foreclosure.
RealtyTrac’s nationwide database also allows you to search coast to coast for distressed properties. So whether you’re searching for Florida foreclosures or California foreclosures — or both — RealtyTrac can help you find foreclosure properties that match your criteria. You’ll find everything from bargain-basement Detroit foreclosures to high-end Santa Barbara foreclosures on RealtyTrac. Our extensive foreclosure learning section starts by covering the most basic question: how does foreclosure work? From there you can find out almost anything you want to know about the world of home foreclosures, whether you are interested in buying a home in foreclosure or you are looking for free foreclosure help and assistance so that you can stop or avoid foreclosure. You can also delve into detailed information about more specific topics such as tax foreclosures, foreclosure loans, Fannie Mae foreclosures, wrongful foreclosure and much more.
I Survived Real Estate 2009
The Norris Group’s award-winning event returns September 11, 2009 to the Nixon Library in Yorba Linda, California. In this critical, final quarter, we’ve assembled a Gold Star panel of accomplished industry specialists to discuss the impact of seismic economic shifts, head-scratching regulations, challenging legislation, micro and macro industry reforms, and the accelerated pace of opportunities emerging for real estate professionals.
New guidelines affect every sector of our industry, from novice investors to veteran builders to REO Realtors. In a climate ripe for both miscalculation and profitable advances, how are our colleagues and partners navigating an industry in transition? This timely symposium gathers a Who’s Who Round Table Including:

Bruce Norris
President
The Norris Group

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga
Senior Vice President
RealtyTrac
I Survived Real Estate 2008 covered the dramatic shifts in store for the real estate community in 2009. The response was enormous, beyond our expectations. Now we’re here, living through the forecasts and predictions, in the midst of an evolving market primed for motivated professionals to thrive.
Public launch and individual seats will be released July 4th. The Norris Group is currently seeking Platinum and Gold Sponsors for the event. Sponsors will be positioned in premium advertising spots, including radio, video, signage, mailers, the event program, and website. 100% of the proceeds benefit the Susan G. Komen for the Cure of Orange County. To find out more, please contact:
Diana Barlet at our office.
Visit www.TheNorrisGroup.com
You can download a printable flyer featuring more information on sponsorship and the event HERE.
Please join us for what we hope will, again, be an educating, stimulating, and inspiring presentation.
Special thanks to the following partners and sponsors who made everything possible last year. We could not have done it without you.
Platinum Sponsors:
The San Diego Creative Investors Association (SDCIA): http://www.sdcia.com/
Investors Workshops: http://www.investorsworkshops.com/
Frye / Wiles: http://www.fryewiles.com/
Proxibid: http://www.proxibid.com/
White House Catering: http://www.whcatering.com/
MVT Productions: http://www.mvtproductions.tv/
Pechanga Resort and Casino: http://pechanga.com/
The Denver Nuggets: http://www.nba.com/nuggets/
The Chicago Bulls: http://www.nba.com/bulls/
The Cleveland Cavaliers: http://www.nba.com/cavaliers/
Gold Sponsors:
7 Steps to a 720 Credit Score and Philip X. Tirone- http://www.7stepsto720.com/
Chicago Title - https://www.ctic.com/
Elite Auctions - http://www.sellwithauction.com/
Foreclosure Trackers - http://www.foreclosuretrackers.com/
Investors Resource Center of America LA and Steve and Robyn Love - http://www.irca-losangeles.com/
Las Brisas Escrow - http://www.lasbrisasescrow.com/
National Club of Real Estate Investors and Sam Saddat - http://www.ncrei.com/
Northern California Real Estate Investors Association (Norcalreia) and David Granzella - http://www.norcalreia.com/
North San Diego Real Estate Investors and Linda Wessels - http://www.nsdrei.org/
RealtyTrac - http://www.realtytrac.com/
RE Ventures and Michael Pines - http://www.reventuresrealty.com/
Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/
Real Wealth Investor and Scott Whaley - http://www.realwealthinvestor.com/
Saddleback Valley Communities - http://svc4.com/
Silverstar Finance and Janet French - http://www.silverstarfinance.com/
Sunset Hills Memorial Park and Mortuary - http://www.sunsethills.cc/
The Mission Inn - http://www.missioninn.com/
The Mortgage Equity Group - http://themeg.net/
The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/
The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/
Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/
Wholesale Capital Corporation - http://www.wccmtg.com/
Thank you White House Catering for providing the most amazing meal and service at I Survived Real Estate 2008. We heard nothing but rave reviews and are so glad you'll be back in 2009 to create another memorable experience. The food was delicious, the service was impeccable, and your staff made the event run smooth.
Info On White House Catering
For twenty years, Anaheim White House has been serving what Zagat Guide has called "excellent Northern Italian fare" with "superb service".
We have received awards for Best Italian restaurant for ten years running as well as Restaurateur, Maitre d', Sommelier, Server and most recently Chef of the Year from the Southern California Restaurant Writers Association in addition to Wine Spectator's Award of Excellence.
In addition to catering the engagement parties of customers such as Gwen Stefani, our clientele includes former President Jimmy Carter, President George W.Bush, the Crown Prince of Belgium as well as Andrea Bocelli, Danny de Vito, Barry Bonds, the USA Volleyball team, Sydney Poitier, Dan Marino and Madonna.
Our catering services, under the supervision of Executive Chef Maurice Brazier, bring the same degree of excellence to your event. Wherever it might be (we've catered as far away as Atlanta, Moscow and even Bora Bora) and whatever the size (whether you are planning an intimate gathering or want to feed a small army in style).
We will work with you and your budget to customize exactly what you want. We know that you will be pleased with the professionalism, attention to detail and unique presentation of what many have come to consider the most trusted name in the catering business.
I Survived Real Estate 2009
The Norris Group’s award-winning event returns September 11, 2009 to the Nixon Library in Yorba Linda, California. In this critical, final quarter, we’ve assembled a Gold Star panel of accomplished industry specialists to discuss the impact of seismic economic shifts, head-scratching regulations, challenging legislation, micro and macro industry reforms, and the accelerated pace of opportunities emerging for real estate professionals.
New guidelines affect every sector of our industry, from novice investors to veteran builders to REO Realtors. In a climate ripe for both miscalculation and profitable advances, how are our colleagues and partners navigating an industry in transition? This timely symposium gathers a Who’s Who Round Table Including:

Bruce Norris
President
The Norris Group

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga
Senior Vice President
RealtyTrac
I Survived Real Estate 2008 covered the dramatic shifts in store for the real estate community in 2009. The response was enormous, beyond our expectations. Now we’re here, living through the forecasts and predictions, in the midst of an evolving market primed for motivated professionals to thrive.
Public launch and individual seats will be released July 4th. The Norris Group is currently seeking Platinum and Gold Sponsors for the event. Sponsors will be positioned in premium advertising spots, including radio, video, signage, mailers, the event program, and website. 100% of the proceeds benefit the Susan G. Komen for the Cure of Orange County. To find out more, please contact:
Diana Barlet at our office.
Visit www.TheNorrisGroup.com
You can download a printable flyer featuring more information on sponsorship and the event HERE.
Please join us for what we hope will, again, be an educating, stimulating, and inspiring presentation.
Special thanks to the following partners and sponsors who made everything possible last year. We could not have done it without you.
Platinum Sponsors:
The San Diego Creative Investors Association (SDCIA): http://www.sdcia.com/
Investors Workshops: http://www.investorsworkshops.com/
Frye / Wiles: http://www.fryewiles.com/
Proxibid: http://www.proxibid.com/
White House Catering: http://www.whcatering.com/
MVT Productions: http://www.mvtproductions.tv/
Pechanga Resort and Casino: http://pechanga.com/
The Denver Nuggets: http://www.nba.com/nuggets/
The Chicago Bulls: http://www.nba.com/bulls/
The Cleveland Cavaliers: http://www.nba.com/cavaliers/
Gold Sponsors:
7 Steps to a 720 Credit Score and Philip X. Tirone- http://www.7stepsto720.com/
Chicago Title - https://www.ctic.com/
Elite Auctions - http://www.sellwithauction.com/
Foreclosure Trackers - http://www.foreclosuretrackers.com/
Investors Resource Center of America LA and Steve and Robyn Love - http://www.irca-losangeles.com/
Las Brisas Escrow - http://www.lasbrisasescrow.com/
National Club of Real Estate Investors and Sam Saddat - http://www.ncrei.com/
Northern California Real Estate Investors Association (Norcalreia) and David Granzella - http://www.norcalreia.com/
North San Diego Real Estate Investors and Linda Wessels - http://www.nsdrei.org/
RealtyTrac - http://www.realtytrac.com/
RE Ventures and Michael Pines - http://www.reventuresrealty.com/
Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/
Real Wealth Investor and Scott Whaley - http://www.realwealthinvestor.com/
Saddleback Valley Communities - http://svc4.com/
Silverstar Finance and Janet French - http://www.silverstarfinance.com/
Sunset Hills Memorial Park and Mortuary - http://www.sunsethills.cc/
The Mission Inn - http://www.missioninn.com/
The Mortgage Equity Group - http://themeg.net/
The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/
The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/
Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/
Wholesale Capital Corporation - http://www.wccmtg.com/
A very special thank you to Shawn Watkins, Angel Bronsgeest, and Investors Workshops of Orange County for playing such an important role in this event. With the help of Investor Workshops, 100% 0f the proceeds went to the Komen cause. Thank you.
If you are in the Orange County area and looking for a place to network with professional real estate investors, please take advantage of this incredible club.
Meetings: Last Wednesday Monthly
Networking: 6:30pm
Meeting: Until 10pm
Meeting Location:
DoubleTree Hotel
100 The City Drive
Orange, CA. 92868
President: Shawn Watkins
Phone: (801)678-1901
Email: investorsworkshops@comcast.net
Website: www.investorsworkshops.com
Information:
Investors Workshops allows real estate investors the chance to learn with other creative people. Each month, they present a speaker covering a different topic relating to real estate investment and the creation of wealth through real estate.
We welcome real estate investors of all experience levels. Whether you're new to real estate or looking for a great networking resource, I think you owe it to yourself to check out a meeting.
I Survived Real Estate 2009
The Norris Group’s award-winning event returns September 11, 2009 to the Nixon Library in Yorba Linda, California. In this critical, final quarter, we’ve assembled a Gold Star panel of accomplished industry specialists to discuss the impact of seismic economic shifts, head-scratching regulations, challenging legislation, micro and macro industry reforms, and the accelerated pace of opportunities emerging for real estate professionals.
New guidelines affect every sector of our industry, from novice investors to veteran builders to REO Realtors. In a climate ripe for both miscalculation and profitable advances, how are our colleagues and partners navigating an industry in transition? This timely symposium gathers a Who’s Who Round Table Including:

Bruce Norris
President
The Norris Group

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga
Senior Vice President
RealtyTrac
I Survived Real Estate 2008 covered the dramatic shifts in store for the real estate community in 2009. The response was enormous, beyond our expectations. Now we’re here, living through the forecasts and predictions, in the midst of an evolving market primed for motivated professionals to thrive.
Public launch and individual seats will be released July 4th. The Norris Group is currently seeking Platinum and Gold Sponsors for the event. Sponsors will be positioned in premium advertising spots, including radio, video, signage, mailers, the event program, and website. 100% of the proceeds benefit the Susan G. Komen for the Cure of Orange County. To find out more, please contact:
Diana Barlet at our office.
Visit www.TheNorrisGroup.com
You can download a printable flyer featuring more information on sponsorship and the event HERE.
Please join us for what we hope will, again, be an educating, stimulating, and inspiring presentation.
Special thanks to the following partners and sponsors who made everything possible last year. We could not have done it without you.
Platinum Sponsors:
The San Diego Creative Investors Association (SDCIA): http://www.sdcia.com/
Investors Workshops: http://www.investorsworkshops.com/
Frye / Wiles: http://www.fryewiles.com/
Proxibid: http://www.proxibid.com/
White House Catering: http://www.whcatering.com/
MVT Productions: http://www.mvtproductions.tv/
Pechanga Resort and Casino: http://pechanga.com/
The Denver Nuggets: http://www.nba.com/nuggets/
The Chicago Bulls: http://www.nba.com/bulls/
The Cleveland Cavaliers: http://www.nba.com/cavaliers/
Gold Sponsors:
7 Steps to a 720 Credit Score and Philip X. Tirone- http://www.7stepsto720.com/
Chicago Title - https://www.ctic.com/
Elite Auctions - http://www.sellwithauction.com/
Foreclosure Trackers - http://www.foreclosuretrackers.com/
Investors Resource Center of America LA and Steve and Robyn Love - http://www.irca-losangeles.com/
Las Brisas Escrow - http://www.lasbrisasescrow.com/
National Club of Real Estate Investors and Sam Saddat - http://www.ncrei.com/
Northern California Real Estate Investors Association (Norcalreia) and David Granzella - http://www.norcalreia.com/
North San Diego Real Estate Investors and Linda Wessels - http://www.nsdrei.org/
RealtyTrac - http://www.realtytrac.com/
RE Ventures and Michael Pines - http://www.reventuresrealty.com/
Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/
Real Wealth Investor and Scott Whaley - http://www.realwealthinvestor.com/
Saddleback Valley Communities - http://svc4.com/
Silverstar Finance and Janet French - http://www.silverstarfinance.com/
Sunset Hills Memorial Park and Mortuary - http://www.sunsethills.cc/
The Mission Inn - http://www.missioninn.com/
The Mortgage Equity Group - http://themeg.net/
The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/
The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/
Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/
Wholesale Capital Corporation - http://www.wccmtg.com/
Thank you so much Bill Tan and the San Diego Creative Investors Association for being Platinum Sponors for I Survived Real Estate 2008. We couldn't have done it without you!
More information on San Diego Creative Investors Association (SDCIA) - http://www.sdcia.com/
SDCIA was formed to promote networking and learning between San Diego real estate investors. If you buy, sell, rent, flip, lease-option, loan, etc, this is your club! We welcome all levels of experience. We normally meet on the 2nd Wednesday of every month (but dates can vary) and feature an expert speaker at every meeting. SDCIA is one of the only clubs with an extensive investor library. This is a not-for-profit investor club and the largest in the area.
I Survived Real Estate 2009
The Norris Group’s award-winning event returns September 11, 2009 to the Nixon Library in Yorba Linda, California. In this critical, final quarter, we’ve assembled a Gold Star panel of accomplished industry specialists to discuss the impact of seismic economic shifts, head-scratching regulations, challenging legislation, micro and macro industry reforms, and the accelerated pace of opportunities emerging for real estate professionals.
New guidelines affect every sector of our industry, from novice investors to veteran builders to REO Realtors. In a climate ripe for both miscalculation and profitable advances, how are our colleagues and partners navigating an industry in transition? This timely symposium gathers a Who’s Who Round Table Including:

Bruce Norris
President
The Norris Group

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga
Senior Vice President
RealtyTrac
I Survived Real Estate 2008 covered the dramatic shifts in store for the real estate community in 2009. The response was enormous, beyond our expectations. Now we’re here, living through the forecasts and predictions, in the midst of an evolving market primed for motivated professionals to thrive.
Public launch and individual seats will be released July 4th. The Norris Group is currently seeking Platinum and Gold Sponsors for the event. Sponsors will be positioned in premium advertising spots, including radio, video, signage, mailers, the event program, and website. 100% of the proceeds benefit the Susan G. Komen for the Cure of Orange County. To find out more, please contact:
Diana Barlet at our office.
Visit www.TheNorrisGroup.com
You can download a printable flyer featuring more information on sponsorship and the event HERE.
Please join us for what we hope will, again, be an educating, stimulating, and inspiring presentation.
Special thanks to the following partners and sponsors who made everything possible last year. We could not have done it without you.
Platinum Sponsors:
The San Diego Creative Investors Association (SDCIA): http://www.sdcia.com/
Investors Workshops: http://www.investorsworkshops.com/
Frye / Wiles: http://www.fryewiles.com/
Proxibid: http://www.proxibid.com/
White House Catering: http://www.whcatering.com/
MVT Productions: http://www.mvtproductions.tv/
Pechanga Resort and Casino: http://pechanga.com/
The Denver Nuggets: http://www.nba.com/nuggets/
The Chicago Bulls: http://www.nba.com/bulls/
The Cleveland Cavaliers: http://www.nba.com/cavaliers/
Gold Sponsors:
7 Steps to a 720 Credit Score and Philip X. Tirone- http://www.7stepsto720.com/
Chicago Title - https://www.ctic.com/
Elite Auctions - http://www.sellwithauction.com/
Foreclosure Trackers - http://www.foreclosuretrackers.com/
Investors Resource Center of America LA and Steve and Robyn Love - http://www.irca-losangeles.com/
Las Brisas Escrow - http://www.lasbrisasescrow.com/
National Club of Real Estate Investors and Sam Saddat - http://www.ncrei.com/
Northern California Real Estate Investors Association (Norcalreia) and David Granzella - http://www.norcalreia.com/
North San Diego Real Estate Investors and Linda Wessels - http://www.nsdrei.org/
RealtyTrac - http://www.realtytrac.com/
RE Ventures and Michael Pines - http://www.reventuresrealty.com/
Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/
Real Wealth Investor and Scott Whaley - http://www.realwealthinvestor.com/
Saddleback Valley Communities - http://svc4.com/
Silverstar Finance and Janet French - http://www.silverstarfinance.com/
Sunset Hills Memorial Park and Mortuary - http://www.sunsethills.cc/
The Mission Inn - http://www.missioninn.com/
The Mortgage Equity Group - http://themeg.net/
The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/
The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/
Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/
Wholesale Capital Corporation - http://www.wccmtg.com/
Thank you 7 Steps to a 720 Credit Score and Philip Tirone for becoming Gold Sponsors for I Survived Real Estate 2008!
More information on 7 Steps to a 720 Credit Score: http://www.7stepsto720.com/
The 7 STEPS TO A 720® CREDIT SCORE program was created when mortgage broker Philip X. Tirone noticed that good people with good intentions were consistently turned down for home loans. Those who did qualify often paid unnecessarily high interest rates. On a $300,000 home loan, a person with a poor credit score could pay as much as $212,040 extra over the course of 30 years.
This is simply unacceptable. 7 STEPS TO A 720 CREDIT SCORE exposes the rules of the credit game, allowing countless Americans to increase their credit scores and save hundreds, sometimes thousands of dollars in interest payments. 7 STEPS TO A 720 CREDIT SCORE is a credit-improvement strategy based on patterns of change identified by studying tens of thousands of credit reports. Available to the public, the system is also used by real estate agents, mortgage brokers, investment advisors, and accountants across the nation to help borrowers save money, qualify for the best loans, and reduce interest payments.
About Philip Tirone
An expert in residential home financing, Philip X. Tirone has a unique background in difficult-to-obtain loans, having started his career working with borrowers with stated incomes and/or poor credit scores. With this foundation, he became a specialist in the credit-scoring process, authoring the book, 7 STEPS TO A 720® CREDIT SCORE, as well as the bestselling workbook, APPLYING THE 7 STEPS TO A 720® CREDIT SCORE.
Philip is the founder of the Mortgage Equity Group (the MEG) and specializes in educating borrowers and helping them increase their credit scores so they qualify for the best loan programs available. The MEG is a non-traditional mortgage company composed primarily of team members committed to providing each homebuyer with specialized time and services unique to his or her needs, complementing traditional mortgage services with innovative programs aimed at reducing mortgage payments and maximizing buying power.
Philip has an uncanny ability to develop innovative strategies to simplify the mortgage process. As a frequent guest lecturer at the University of California Los Angeles, Philip has authored and delivered numerous speeches about avoiding the "Mortgage Lifestyle Dilemma," a phrase he coined to describe an emotional buying decision that results in overextension and a life that revolves around high mortgage payments.
Philip and his programs have been featured in the Los Angeles Times, New York Times.com, Wall Street Journal, Newsday, Woman?s World Magazine, San Francisco Chronicle, Bottom Line Magazine, and Bankrate.com, among others. He was recently featured in the New York Times bestseller, Secrets of the Young & Successful. In 2008, he will be featured in Dan Sullivan?s forthcoming book, Industry Transformers, which identifies eight individuals who are having a profound impact on their industry by creating meaningful ways for their clients to bypass the bureaucracy and the red tape most consumers face.
Named Arizona State University?s Man of the Year in 1994, Philip currently resides in Los Angeles with his wife, Lily, daughter, Ava, and son Dominic.
I Survived Real Estate 2009
The Norris Group’s award-winning event returns September 11, 2009 to the Nixon Library in Yorba Linda, California. In this critical, final quarter, we’ve assembled a Gold Star panel of accomplished industry specialists to discuss the impact of seismic economic shifts, head-scratching regulations, challenging legislation, micro and macro industry reforms, and the accelerated pace of opportunities emerging for real estate professionals.
New guidelines affect every sector of our industry, from novice investors to veteran builders to REO Realtors. In a climate ripe for both miscalculation and profitable advances, how are our colleagues and partners navigating an industry in transition? This timely symposium gathers a Who’s Who Round Table Including:

Bruce Norris
President
The Norris Group

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga
Senior Vice President
RealtyTrac
I Survived Real Estate 2008 covered the dramatic shifts in store for the real estate community in 2009. The response was enormous, beyond our expectations. Now we’re here, living through the forecasts and predictions, in the midst of an evolving market primed for motivated professionals to thrive.
Public launch and individual seats will be released July 4th. The Norris Group is currently seeking Platinum and Gold Sponsors for the event. Sponsors will be positioned in premium advertising spots, including radio, video, signage, mailers, the event program, and website. 100% of the proceeds benefit the Susan G. Komen for the Cure of Orange County. To find out more, please contact:
Diana Barlet at our office.
Visit www.TheNorrisGroup.com
You can download a printable flyer featuring more information on sponsorship and the event HERE.
Please join us for what we hope will, again, be an educating, stimulating, and inspiring presentation.
Special thanks to the following partners and sponsors who made everything possible last year. We could not have done it without you.
Platinum Sponsors:
The San Diego Creative Investors Association (SDCIA): http://www.sdcia.com/
Investors Workshops: http://www.investorsworkshops.com/
Frye / Wiles: http://www.fryewiles.com/
Proxibid: http://www.proxibid.com/
White House Catering: http://www.whcatering.com/
MVT Productions: http://www.mvtproductions.tv/
Pechanga Resort and Casino: http://pechanga.com/
The Denver Nuggets: http://www.nba.com/nuggets/
The Chicago Bulls: http://www.nba.com/bulls/
The Cleveland Cavaliers: http://www.nba.com/cavaliers/
Gold Sponsors:
7 Steps to a 720 Credit Score and Philip X. Tirone- http://www.7stepsto720.com/
Chicago Title - https://www.ctic.com/
Elite Auctions - http://www.sellwithauction.com/
Foreclosure Trackers - http://www.foreclosuretrackers.com/
Investors Resource Center of America LA and Steve and Robyn Love - http://www.irca-losangeles.com/
Las Brisas Escrow - http://www.lasbrisasescrow.com/
National Club of Real Estate Investors and Sam Saddat - http://www.ncrei.com/
Northern California Real Estate Investors Association (Norcalreia) and David Granzella - http://www.norcalreia.com/
North San Diego Real Estate Investors and Linda Wessels - http://www.nsdrei.org/
RealtyTrac - http://www.realtytrac.com/
RE Ventures and Michael Pines - http://www.reventuresrealty.com/
Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/
Real Wealth Investor and Scott Whaley - http://www.realwealthinvestor.com/
Saddleback Valley Communities - http://svc4.com/
Silverstar Finance and Janet French - http://www.silverstarfinance.com/
Sunset Hills Memorial Park and Mortuary - http://www.sunsethills.cc/
The Mission Inn - http://www.missioninn.com/
The Mortgage Equity Group - http://themeg.net/
The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/
The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/
Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/
Wholesale Capital Corporation - http://www.wccmtg.com/
Thank you Clair Bartos and the Las Brisas Escrow team for your Gold Sponsorship. We couldn't have done it without you!
More about Las Brisas Escrow: http://www.lasbrisasescrow.com/
When it comes to finances, buying or selling a home is usually the most important investment a person will make. At Las Brisas Escrow, we are dedicated to providing personalized escrow services tailored to your specific needs.
With a combined 45 years experience in the Escrow/Lending/Title/Real Estate Industries, we are confident you won't find a more professional, personable, and expierenced escrow team!
Whether you are buying, selling, or refinancing your home, you can rest assured that Las Brisas Escrow is dedicated to providing you with the highest quality of service.
Our team has worked together for over 5 years, and has developed a family-style relationship built on honesty, integrity, teamwork, and professionalism. At Las Brisas Escrow, we treat each and every escrow as if it were our very own. You aren't just a file to us...your part of the family!
I Survived Real Estate 2009
The Norris Group’s award-winning event returns September 11, 2009 to the Nixon Library in Yorba Linda, California. In this critical, final quarter, we’ve assembled a Gold Star panel of accomplished industry specialists to discuss the impact of seismic economic shifts, head-scratching regulations, challenging legislation, micro and macro industry reforms, and the accelerated pace of opportunities emerging for real estate professionals.
New guidelines affect every sector of our industry, from novice investors to veteran builders to REO Realtors. In a climate ripe for both miscalculation and profitable advances, how are our colleagues and partners navigating an industry in transition? This timely symposium gathers a Who’s Who Round Table Including:

Bruce Norris
President
The Norris Group

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga
Senior Vice President
RealtyTrac
I Survived Real Estate 2008 covered the dramatic shifts in store for the real estate community in 2009. The response was enormous, beyond our expectations. Now we’re here, living through the forecasts and predictions, in the midst of an evolving market primed for motivated professionals to thrive.
Public launch and individual seats will be released July 4th. The Norris Group is currently seeking Platinum and Gold Sponsors for the event. Sponsors will be positioned in premium advertising spots, including radio, video, signage, mailers, the event program, and website. 100% of the proceeds benefit the Susan G. Komen for the Cure of Orange County. To find out more, please contact:
Diana Barlet at our office.
Visit www.TheNorrisGroup.com
You can download a printable flyer featuring more information on sponsorship and the event HERE.
Please join us for what we hope will, again, be an educating, stimulating, and inspiring presentation.
Special thanks to the following partners and sponsors who made everything possible last year. We could not have done it without you.
Platinum Sponsors:
The San Diego Creative Investors Association (SDCIA): http://www.sdcia.com/
Investors Workshops: http://www.investorsworkshops.com/
Frye / Wiles: http://www.fryewiles.com/
Proxibid: http://www.proxibid.com/
White House Catering: http://www.whcatering.com/
MVT Productions: http://www.mvtproductions.tv/
Pechanga Resort and Casino: http://pechanga.com/
The Denver Nuggets: http://www.nba.com/nuggets/
The Chicago Bulls: http://www.nba.com/bulls/
The Cleveland Cavaliers: http://www.nba.com/cavaliers/
Gold Sponsors:
7 Steps to a 720 Credit Score and Philip X. Tirone- http://www.7stepsto720.com/
Chicago Title - https://www.ctic.com/
Elite Auctions - http://www.sellwithauction.com/
Foreclosure Trackers - http://www.foreclosuretrackers.com/
Investors Resource Center of America LA and Steve and Robyn Love - http://www.irca-losangeles.com/
Las Brisas Escrow - http://www.lasbrisasescrow.com/
National Club of Real Estate Investors and Sam Saddat - http://www.ncrei.com/
Northern California Real Estate Investors Association (Norcalreia) and David Granzella - http://www.norcalreia.com/
North San Diego Real Estate Investors and Linda Wessels - http://www.nsdrei.org/
RealtyTrac - http://www.realtytrac.com/
RE Ventures and Michael Pines - http://www.reventuresrealty.com/
Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/
Real Wealth Investor and Scott Whaley - http://www.realwealthinvestor.com/
Saddleback Valley Communities - http://svc4.com/
Silverstar Finance and Janet French - http://www.silverstarfinance.com/
Sunset Hills Memorial Park and Mortuary - http://www.sunsethills.cc/
The Mission Inn - http://www.missioninn.com/
The Mortgage Equity Group - http://themeg.net/
The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/
The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/
Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/
Wholesale Capital Corporation - http://www.wccmtg.com/


