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Handling Collections

Friday, May 15

A collection on your credit report can stop you from getting financing. If its yours and you want to pay it, the terms are negotiable. This video will give you some insight on how collection agencies work so you can better negotiate your settlement.

Delaware Man Gets 287 Credit Score Increase!

Thursday, January 29

Like you, Greg had his doubts. How could he trust a company he found on the internet?

Still, the evidence of our ability to get dramatic fast results was overwhelming, so he decided to roll the dice after a thorough credit review (it was really more like an interrogation of him asking us how we could help and how fast would he see results).

NOW is the perfect time to start your credit repair.

What could be a better investment for you and your family's tax return than improving your credit score and your financial future?

Post your comments below.

Best,

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Brian Diez

PS: Just click here for your FREE cd, FREE ebook, and FREE coaching call with me!

PPS: Ready to get the credit score you deserve? Click here to schedule your free credit review.

PPPS: Follow me at http://twitter.com/BrianDiez

Hawaiian Woman Gets A New Audi A5!

Wednesday, January 21

Alexandra wanted to buy a new car. Being the very smart consumer she is, she checked her credit report first to make sure she'd get the best rate.

She was shocked to see her score in the mid 600's. She had always made timely payments withthe exception of just a couple latenesses a few years ago, which she truly felt were beyond her control.

Alex is a proud, responsibile independent woman. She truly felt her below average credit score was not a fair reflection of her level of responsibility or ability to make timely payments.

So she called us at Score More Credit. Here's what happened:

Give us a call and find out what we can do for you.

Best,

Signaturebd

Brian Diez

PS: Just click here for your FREE cd, FREE ebook, and FREE coaching call with me!

PPS: Ready to get the credit score you deserve? Click here to schedule your free credit review.

PPPS: Follow me at http://twitter.com/BrianDiez

5 Simple Strategies For Improving Your Credit Score Fast

Thursday, January 08

Your debt ratio makes up as much as 30% of your credit score. It's most easily calculated by dividing your existing credit card balances by the total amount of credit available to you. While this may be an oversimplified calculation, it does demonstrate one overlooked area of your credit report which is easily manipulated.

Use any or all 5 of these strategies to push your debt ratio into a more favorable position and watch your credit score climb.

1. Increase your credit limits - Call any lender with whom you've made prompt payments for the past 6 months and ask for a credit limit increase. Repeat this process every 6 months.

2. Reactivate old accounts - Most lenders will deactivate your credit card if it goes unused for 3-6 months. Inactive card limits are not counted towards your debt ratio. Simply use your card to make a small purchase once every 3-6 months to keep it active.

3. Apply for a new credit card - By adding a card you are adding to your available credit without adding to your balance. The larger the limit the better for your debt ratio.

4. Become an authorized user - It normally takes some time to build a large available credit limit with most lenders. You can take a short cut and request a friend or family member add you as an authorized user to their account. Make sure they make their payments on time first. You get the benefit of their credit history and limit without the responsibility of making payments.

5. Pay down your balances - If you have the money, try paying down your existing balances to under 30% of your total available debt for a quick credit score increase.

Post your comments below.

Best,

Signaturebd

Brian Diez

PS: Just click here for your FREE cd, FREE ebook, and FREE coaching call with me!

PPS: Ready to get the credit score you deserve? Click here to schedule your free credit review.

PPPS: Follow me at http://twitter.com/BrianDiez

Collection and Late Payments Removed From Credit Report

Monday, December 29

What separates Score More Credit from the competition is our proprietary system for verifying and validating inaccurate negative items on your credit report directly at the source.

Here you can see a lender and collection agency admitting they are in error and are deleting their negative remarks from our client's credit report.

collection agency deletion letter

AMEX deletion letter

It is necessary, by law, to dispute first with the credit bureaus, but for real results that last you need to investigate at the source.

These items would never have been removed by simply disputing with the credit bureaus.

Want to see more like this?

Leave your comments below.

Best,

Signaturebd

Brian Diez

PS: Just click here for your FREE cd, FREE ebook, and FREE coaching call with me!

PPS: Ready to get the credit score you deserve? Click here to schedule your free credit review.

PPPS: Follow me at http://twitter.com/BrianDiez

Proof Credit Repair Works

Monday, December 22

Here's a client who had multiple authorized user accounts, unverfiable collections, and someone else's data merged on to her file. The results speak for themselves.

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