Posts from November, 2009
Loan modification gets a modification in California. Governor Arnold Schwarzenegger signed Senate Bill 94 on October 11, 2009 that prohibits anyone from charging an advance fee for any loan modification or loan forebearance services in California. This includes licensed real estate agents and lawyers. What does this mean for the consumer? If anyone, and that means ANYONE, is trying to get money up front from you when you try to modify your loan, they are doing so illegally. If you entered into an agreement with a California-based loan modification company who demanded an advanced fee before October 11, 2009, this law does not apply to you. However, if you entered into an agreement with a loan modification company in California after October 11, 2009 and had to pay an advance fee, the company is required by law to fully refund the fee.
If you have any questions regarding your Ventura County real estate, please contact the Z Team. We're always happy to help.
You've heard of blue-collar and white-collar jobs. Well, Ventura County is embracing green-collar jobs. With the Governor's Global Climate Summit concluding today in Los Angeles, talk of how to help the economy and the planet at the same time is on everyone's lips. Ventura County is trying to work with neighboring Santa Barbara and San Luis Obispo Counties to create a Green Coast Innovation Zone in an effort to both expand and create "green" jobs. This is a big undertaking, but one well worth the efforts. It depends on the cooperation of businesses, government agencies, schools, military and even non-profit organizations to join forces in fostering a green economy and environment. Thanks in large part to the many universities, military establishments and large agricultural industry, the Ventura County community and the surrounding areas are in a fantastic position to make this a reality.
Dave and Pat Zumbrun, the Z Team for Ventura County real estate
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