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HR 1728 and Age-Based Discrimination

Saturday, June 20

Yes, I have read the Bill in its entirety.Three specific things things to worry about:1. How self-financiers are about to be regulated as per the definition in 101 (3)(E)). This is age-based discrimination as I will outline below.2. How landlords will be regulated according to Section 220.3. How ...


More on the Fallacy of Down Payment.

Sunday, June 14

I wrote this forum post some time ago.  There were some questions so I am responding to them here. The mess we are in is because of too many people got houses at high DTI when they bought the houses AND many people ended up having high DTI after they bought because they lost...


The $6.6 Trillion Funding Source.

Sunday, June 14

According to the National Association of REALTORS (NAR), as of February 2009, the size of “owner occupied” residential real estate is $20 trillion, and the size of commercial real estate is $5 trillion. According to US Census Bureau 2000 Census, 33% of all “owner occupied” residential real estate...