Frequently Asked Questions

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 Q. I have heard that I should put in money to my Australian Superannuation before June 30, is this something that I should do?

Q: We are hoping to emigrate to the Australia so we'll be selling our house, , but I'm unsure if either or both the UK or Australian Taxmen can take a cut of this money, or will we be able to take it all into Oz Tax free to help us start our new life?

Q. I need to transfer some money back to Australia, but I am worried that it might be taxed in Australia?

Q. I have moved overseas to work and still owe some of my HECS Debt, should I pay it off?

Q. We bought a home in Singapore during our time here, but are now heading back to Australia. Do we have to pay tax on this property in Australia?

Q. I’m getting nervous about Australia’s rising interest rates. Should I switch my loan from variable rate to a fixed interest rate?

Q. I heard the Australian tax rates have been reduced recently, is it worth heading back to Australia yet?

Q. I want to buy a property in Australia and it will be the first property I have bought, is it possible to get the First Home Buyers Grant while I am living overseas?

Q. I am keen to buy my first property in Australia, but I have heard that I need 20% deposit, it could take a while for me to do this, is their any other alternative?

Q. I have heard there is a “Land Tax” on my property in Australia, do I have to pay it?

Q: I recently sold some shares in Australia, do I have to pay tax on my profits?

Q: I have been offered an “interest only” repayment on my Australian property loan, is this a good idea?

Q: I’m heading back to live in Australia soon and am afraid my savings will be taxed when I return. Should I sell my investment portfolio before I go back?

Q: I am considering buying my home in Australia that I will live in when I return, is this a good idea?

Q: My property agent has suggested that I spend some money and renovate my apartment, is this a good idea?

Q. I have a loan on my Australian property from a bank in Singapore, is this tax deductible for me in Australia?

Q Is it possible to buy a second home or holiday home in Australia but have your main home in the UK? I’d like to invest in a beach house in tropical Queensland and use it for a couple of months a year, then rent it out in my absence. What are my options and what are the procedures?

Q. We recently bought a house in Australia that we plan to move into on our return home. If we sell it in the future, will we need to pay Capital Gains Tax for the years we lived outside Australia?

Q. I’ve heard that lots of Australian property is sold at auction. How does this work do you have to have all your surveys and condition reports done for the houses you like before you even attend the auction? Or is a successful bid conditional on a satisfactory condition report? The idea of putting a bid on a house without knowing anything about it, and then being bound to the sale even if the roofs falling in, fills me with horror.

Q: We moved to overseas last December, do we need to lodge an Australian Tax return?

Foreign Exchange

When you have an Australian investment property, you will need to gain some level of understanding in Foreign Exchange issues as it can directly impact on you.

When you first transfer your deposit, send funds back regularly to help service the mortgage or just deciding whether to send savings home or not, you need to know that you can obtain the most favourable exchange rate and maximise your value on each transaction.

If you decide to have a loan in a foreign currency then it is even more important to monitor exchange moevements as it can impact on your loan costs through currency fluctuations.

To help you with that, below is our live daily Market Commentary feed fromaussieproperty.com partner OzForex.

They can also help you in transferring money to and from Australia, and offer allaussieproperty.com members preferential rates that you will find extremely competitive.

In addition our UK Based Foreign Exchange partner, Corporate FX can assist anyone based in the United Kingdom in establishing an online FX Account and arranging the transfer of funds between the UK and Australia.

Friday, 13 November 2009 - Market Commentary

Our aim is to provide you, the Australian Property Investor, Australian Expatriate or Intended Migrant the best quality of information on the Australian Property Market so you can make the safest and most rewarding investment decisions.

Our unique Property Investors Tool Box provides all the critical tools needed to fully assess and understand your Australian Property Investments, whilst our information and news areas provide the real information need to make successful decisions.

The APC is a property information portal where interested buyers can safely gain access to some of Australia's leading developers, property promoters and support service providers that are specialists in servicing the Australian Property Investor based overseas.

APC is an unique concept that brings high quality and reliable information to the global community whilst also allowing unprecedented access to the best property investment projects in Australia, on a preferential basis to APC members.