BiggerPockets

I am helping someone sell their mortgage notes they create by them selling houses to people and taking back a mortgage and note.

My Question: Example:
The people have payed six months payments and have been on time. The payers have a 520 credit score. How much will the the scores go up if he reports the good pay history to the credit bureaus??

Thanks,
Gary

That's difficult to determine with the information you've given Gary. Credit reports are like fingerprints, no two are the same. It depends on what other information your client has reporting whether negative or positive.

Well.. that's sort of a loaded question considering it is impossible for someone to report positive payment history to the credit bureaus on individual accounts.
The bureaus only accept positive info in batches of 100+.

That said... Negative info can, in fact, be reported individually, Go figure.