"Subject to" structuring

[Gerald David]

Good day to you all!!

Regarding "subject to" deals, I want to incorporate this strategy into my arsenal. I wanted to ask what does the "new" buyer do for insurance on the property? Wouldn't attempting to secure a new policy be a red-flag to the mortgage company possibly triggering the "due on sale" clause?

I have heard of some "magic" that can be employed to help in these matters. As I'm a beginner, I have no knowledge of this magic. There are no magicians that live locally.

By "magic", I mean creative ways of structuring a deal ethically as I am not looking to take advantage of anyone.

Any and all help would be greatly appreciated!

Thanks!!