1st time landlord - need help with PM contract language

[Kelly G.]

Greetings;

I am looking for a PM in Milwaukee, WI for my SFH. Am a bit uncomfortable with the language I'm reading in various contracts. Is it typical for the property owner to include the PM as 'insured' on my liability insurance? And do they (PMs) typically ask POs to carry $2M in liability? Since I'm hiring them - shouldn't they insure me against their errors? Who's in charge here?

what am i missing here?

Thanks

Kelly