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Archive of Ben Leybovich

Ben Leybovich has been investing in multifamily residential real estate since 2006. His area of expertise is creative finance. Ben works extensively with private as well as institutional financing. Ben is a licensed Realtor with YOCUM Realty in Lima, Ohio. He is also the author of Cash Flow Freedom University and creator of a cash flow analysis software CFFU Cash Flow Analyzer.

Ben has written 82 articles for The BiggerPockets Blog.


Investor Financing and Creative Real Estate Strategies*

You Should Take $1 Today, NOT $2 Tomorrow: A Counterpoint

by Ben Leybovich October 14, 2014
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You hear bells, but you don’t know where they are… There’s an old Russian proverb that my wise mother used to tell me quite often. What it aims to describe is a feeling of being so close to the truth (hearing the bells), and yet so far away…some finite, yet crucial pieces are missing and […]

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Real Estate Investing Basics*

One Crucial Step You Need to Take BEFORE Investing in Real Estate

by Ben Leybovich October 5, 2014
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It’s five in the morning, and I can’t sleep; commonplace around here, actually. There is a cup of coffee next to me, with maple syrup for sweetener. I haven’t had an iota of processed bleached sugar that they sell in the store in my mouth in over a year; it’s horrible for you. Coffee tastes […]

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Real Estate Investing Basics*

The One Real Estate Mistake You Can Never Fix…

by Ben Leybovich September 23, 2014
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I often perceive things in philosophical terms — how about you? I mean, it’s a blessing and a curse, because on one hand this enables me to see colors where someone else sees only grey, but on the other hand, sometimes — too much color! Well, I can’t help it either way, and this week […]

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Real Estate Investing Basics*

Is it Really Necessary to Make a Down Payment?

by Ben Leybovich September 16, 2014
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Wow — that’s a loaded question, especially coming from a guy known to the readers of this blog as the creative finance, no-money-down finance aficionado… It is true that everything I’ve ever bought had been 100% financed with OPM. My experience leads me to believe, therefore, that down-payments are not necessary, and I’ve been rather vocal […]

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Investor Stories and Lessons*

The Vital Real Estate Investing Lesson I Just Taught My Daughter

by Ben Leybovich September 9, 2014
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One of the most important skills in life is to know how to pay attention. I don’t mean paying attention to details — you can pay others to do that. Pay attention to opportunities to learn. They are not always obvious. They are, in fact, almost never obvious… My Daughter’s Training Wheels So — we […]

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Investor Financing and Creative Real Estate Strategies*

Is Filing Your Real Estate Business As An LLC Your Best Option?

by Ben Leybovich September 2, 2014
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I’ll be honest with you – I’m a busy guy. In fact, two weeks ago I was forced to record a video because there simply wasn’t time to write an article.  And last week I skipped all together.  Brandon begged and begged (as in nobody is going to read the blog if you don’t write…please, […]

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Investor Stories and Lessons*

Just Because it Looks Good, Doesn’t Mean it Is Good!

by Ben Leybovich August 19, 2014
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Sometimes I am busy…that’s an understatement of the century!  But, truly, some weeks I just find myself looking for a short cut as it relates to my post.  Translation – you are getting a video In real estate, almost nothing is as it seems.  Something that looks gorgeous and totally belongs in the space aesthetically, […]

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Personal Finance*

How to Make $20k in 2 Weeks – Step by Step Guide

by Ben Leybovich August 12, 2014
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This can really be done. This isn’t just some fictional “…if I could only…” business plan, such as my good friend Brandon Turner likes to throw at you (and that you eat up!).  This was a transaction I did early in my career whereby I was able to leave escrow with a check for $20k, […]

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Investor Financing and Creative Real Estate Strategies*

Loss To Lease: The Definitive Guide

by Ben Leybovich August 5, 2014
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It seems that a lot of what I’ve written on this blog lately has been sort of “liberal arts” in nature – considering the “big picture” philosophy more, and teaching you the minutia less. I don’t feel bad.  First, it’s not fun for me to write about numbers – been there, done that.  And, as […]

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Investor Stories and Lessons*

Do You Make Money Doing What You Love?

by Ben Leybovich July 29, 2014
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See this picture immediately above? Twenty years ago I went to school with these guys at the University of Cincinnati College-Conservatory of Music.  This photo was taken two days ago in Cincinnati – this was the first time I’d seen two of these gentlemen in a decade.  It was good to see all once more; […]

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Investor Financing and Creative Real Estate Strategies*

Is The IRR Metric Any Good When Investing in Real Estate?

by Ben Leybovich July 22, 2014
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Well – that all depends… I wrote an article entitled The Definitive Guide to IRR a few weeks ago, in which I discussed the basic premise behind the Internal Rate of Return metric.  I mentioned in that article that a lot of sophisticated investors like to use this metric to assess an investment opportunity and […]

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Investor Stories and Lessons*

Why It’s Important to Become Successful Slowly In Real Estate

by Ben Leybovich July 15, 2014
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This is going to be funny! Well – that’s a hell of a way to start out.  I remember my 7th grade Language Arts teacher telling me – don’t tell them what you are going to say; just say it… Haha – I’m feeling feisty; feeling like breaking some rules.  Besides, my 7th grade teacher […]

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Investor Financing and Creative Real Estate Strategies*

The Definitive Guide to IRR (Internal Rate of Return)

by Ben Leybovich July 8, 2014
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The most easily understood metric of investment return in real estate is Cash on Cash Return, usually abbreviated either CCR or COC.  The concept is rather simple – CCR juxtaposes the cash investment that has been made to the Cash Flow (Income minus Expenses) being received. For example, let’s say you invest $100,000 cash to […]

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Investor Stories and Lessons*

Why Educating Your Children About Real Estate Matters

by Ben Leybovich July 1, 2014
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I think it’s important to Pay It Forward. I don’t know why I feel this way, but something tells me that helping people will pay off in spades.  I don’t really believe in subsidizing folks however; I am more about teaching them how to think, and I specifically enjoy working with older kids and young […]

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Investor Stories and Lessons*

They Will Pay $1,000,000 More Than Me on Investment Property!?! – Idiots!

by Ben Leybovich June 24, 2014
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If you remember, a few weeks ago I wrote an article entitled The 3 Types of Buyers of Multi-family Buyers: Idiots, Jerks, and Me, in which I explored the underlying issue of why it is so hard to find a deal in this space that makes a damn bit of sense. Finding a syndicatable opportunity […]

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