So I'm able to close right now on a co-op here in NYC and my rate lock on the mortgage expires next week.  However, the co-op association isn't allowing move-in's at this time due to the Coronavirus.

I know this is new territory, but would it be reasonable to ask to defer the closing until I'm allowed to move in? It's sort of unfair for me to close on it, pay a mortgage and HOA on a place which I can't even move into. The property is vacant as it's an estate sale. I'm currently renting and am on a month-to-month basis with the landlord who knows the situation.