Real Estate Investing Forums

Things buyers should ALWAYS check before making an offer on a house
House Hacking
Things buyers should ALWAYS check before making an offer on a house

What’s one thing buyers should ALWAYS check before making an offer on a house?

DSCR at 7%+ in Louisville: it qualifies, but does it cash flow? The real math
General Landlording & Rental Properties
Louisville/Jefferson County Metro
DSCR at 7%+ in Louisville: it qualifies, but does it cash flow? The real math

Louisville agent here, mostly investors, and a lot of them out of state. The question I'm getting most from people shopping rentals here: do Louisville rentals still cash flow with rates over 7%? Short answer: yes, but only if you buy right. An average rental at an average price will usually qual...

Can I use rental income to get a loan
Starting Out
San Francisco, California
Can I use rental income to get a loan

Goodmorning BP community my husband and I currently own one rental property that is fully paid for and we would like to start thinking about getting the second one, the problem we have is my husband doesn’t have a job so he wouldn’t qualify for a regular refinance. My question is can we use the r...

What numbers do you consider essential before buying a rental property?
General Real Estate Investing
What numbers do you consider essential before buying a rental property?

One of the easiest mistakes in rental analysis is stopping at "monthly rent" instead of following the numbers through operating performance, financing, and investor return. A basic framework I like is: gross rent -> operating expenses -> NOI -> cap rate -> debt service -> cash flow -> cash-on-cas...

How do you track rehab budget vs actual spend?
BRRRR - Buy, Rehab, Rent, Refinance, Repeat
How do you track rehab budget vs actual spend?

Curious how people here actually handle this - spreadsheet, QuickBooks, something else? Seen a few older threads asking for recommendations, wondering what people landed on and what’s still annoying about it (manual entry, syncing with contractors, categorizing expenses, whatever). Just trying to...

What a construction lender looks at before funding your first ground-up build
Land & New Construction
What a construction lender looks at before funding your first ground-up build

I've seen a few threads this week from people planning their first spec build, so here's what's actually on the checklist when a ground-up loan gets underwritten. Most of it you can line up before you even buy the lot. Your track record, in your own name. This is the big one. Lenders want to see ...

Pests in a rental? Start with water and entry points
General Landlording & Rental Properties
Pests in a rental? Start with water and entry points

Ants and roaches in a rental often point to two things: water and an easy way in. A few habits that help keep a rental pest-free: 1. Fix the drips first. Leaky faucets, slow drains and damp under-sink cabinets draw pests. Fix them as soon as a tenant reports them, not at the next turnover. 2. Sea...

What Makes a Multifamily Deal Attractive to Investors? IRR, CF, or Something Else
Buying & Selling Real Estate
Jersey City, New Jersey
What Makes a Multifamily Deal Attractive to Investors? IRR, CF, or Something Else

Hello everyone! I'm a North Jersey-based real estate investor and have been acquiring two-family properties over the past four years, achieving 20%+ IRRs. I've also completed value-add renovations and have been managing the properties myself. (buy & hold) Lately, I've been seeing more price cuts ...

NE Ohio investors: don't let point-of-sale inspections surprise you
General Real Estate Investing
Cleveland-Elyria, OH Metro
NE Ohio investors: don't let point-of-sale inspections surprise you

Hi BP, I'm Alex. I'm an investor, agent, and off-market dispositions guy in Northeast Ohio, and I've been working this market for more than a decade. The thing I see trip up newer and out-of-area investors most often is point-of-sale (POS) inspections. Many of our suburbs, especially east of Clev...

Understanding what the current challenges are
Multi-Family and Apartment Investing
Understanding what the current challenges are

If financing got easier tomorrow, would the multifamily deal you’re evaluating actually work? A better interest rate can improve cash flow. But the property still needs to support realistic insurance costs, maintenance, turnover, management, and reserves. And projected rent increases only help if...

Looking into the Bigger Picture in Real Estate Investing
General Real Estate Investing
Cleveland, Ohio
Looking into the Bigger Picture in Real Estate Investing

It's always worth paying attention to what's happening beyond the property itself. The Ohio City development opportunity is a good example of how transportation access, redevelopment, and investment can intersect. Projects like this can influence how an area develops over time, what businesses mo...

real estate investing building relationships/ networking tips for everyone motivation
General Real Estate Investing
real estate investing building relationships/ networking tips for everyone motivation

I started my real estate career as a Real estate wholesaler then now pursing self storage and spec infill homes just saying from experience dealing with seeing properties dealing with realtors at open houses, etc they will see my car they will see how I dress, my mother gave me a base model Corol...

North Hollywood 2–4 unit sales are down 47%. LA investors seeing better buying ops?
Market Trends & Data
Los Angeles, California
North Hollywood 2–4 unit sales are down 47%. LA investors seeing better buying ops?

I pulled CRMLS data comparing 2–4 unit sales in North Hollywood from January through early September 2025 and 2026. A few things stood out: Closed sales fell from 32 to 17 (−47%). Median sale price declined from $1.219M to $1.075M (−12%). Median price per unit dropped about 8%. Median days on mar...

Why Does the Bank Distrust a Man Who Has Never Owed Anybody a Dollar?
Mortgage Brokers & Lenders
Miami, Florida
Why Does the Bank Distrust a Man Who Has Never Owed Anybody a Dollar?

I know a man who has never missed a loan payment in his life. Actually, he's never made a loan payment in his life. He pays cash for his cars, owns his home outright, keeps money in the bank, and doesn't owe anybody anything. He's something of a survivalist. Not the fellow hiding in the woods wit...

Who really controls a fractional investment?
Syndications & Passive Real Estate Investing
Who really controls a fractional investment?

What rights should a fractional real estate investor never overlook? When people discuss fractional ownership, a lot of attention goes to the property, the projected returns, and the amount needed to participate. But I'd argue the legal and governance structure deserves just as much attention. De...

Who lies more, real estate sponsors or politicians?
Syndications & Passive Real Estate Investing
Who lies more, real estate sponsors or politicians?

Hear me out, because I think it’s closer than people want to admit. Politicians at least have opponents, fact-checkers, and a voting record anyone can look up. When they stretch the truth, someone usually calls it out by the next news cycle. Real estate sponsors? A lot of them have a nice website...

BRRRR Investors: How Do You Keep Every Stage of a Deal Organized?
BRRRR - Buy, Rehab, Rent, Refinance, Repeat
BRRRR Investors: How Do You Keep Every Stage of a Deal Organized?

Hi everyone! One challenge I find interesting about the BRRRR strategy is how many moving parts investors have to manage. From finding a property and coordinating renovations to securing tenants and preparing for refinancing, there's a lot of information to keep organized. I've been thinking abou...

Founders: How Did You Build Your Brand From Zero?
General Real Estate Investing
Founders: How Did You Build Your Brand From Zero?

I'm a founder currently struggling with the classic cold start problem and would love some advice from others who have successfully built businesses in the real estate space. I feel like I've reached the point where I know my biggest challenge isn't the product itself. It's getting in front of th...

What makes a listing stand out online
Buying & Selling Real Estate
What makes a listing stand out online

Buyers decide in seconds. Most people scroll a listing for less than a minute before they either click through or move on — and once they're gone, they rarely come back. So what separates the listings that get showings from the ones that collect dust? It's not always price. It's clarity. A strong...

When Rent Money Hit Your Account. Is It Yours to Spend?
General Real Estate Investing
When Rent Money Hit Your Account. Is It Yours to Spend?

Are you counting on rental income every month to support your lifestyle before you know what the property needs? One of the lessons from The Richest Man in Babylon that stuck with me is the idea that your money should have children, and those children should have children of their own. In real es...

The showing process that fills vacant units faster
General Landlording & Rental Properties
The showing process that fills vacant units faster

Vacancy costs more than almost anything else in this business, so we do not start showings until a unit is truly rent-ready. Across 236 doors in Memphis — mostly single-family, heavy Section 8 — this is the order we use: First, the unit is finished. No showing a house that still needs work. Turno...

How I underwrite a Columbus value-add duplex before I make an offer
Buying & Selling Real Estate
How I underwrite a Columbus value-add duplex before I make an offer

After 17 years of buying value-add rentals, here's the filter I run before I'll offer on a 1-4 unit: 1. Rents: I check comps for the exact unit type on that street, and I confirm them with a property manager. Zip code averages lie. 2. Expenses at real numbers: taxes from the county auditor, a rea...

Financing Should Match the Property
Private Lending & Conventional Mortgage Advice
Financing Should Match the Property

A rental, a ground-up construction project, and a fix-and-flip can have completely different financing needs. That’s why I think the better question isn’t: “What’s the best loan?” It’s: “What financing structure makes sense for this specific project?” The property, timeline, exit strategy, and in...

The Rent Can Qualify The Property: How Are You Underwriting DSCR Deals Right Now?
Creative Real Estate Financing
Chicago, Illinois
The Rent Can Qualify The Property: How Are You Underwriting DSCR Deals Right Now?

One thing I see newer investors miss on investor loans built for rentals: on this type of file, the property's own rent carries the deal more than your personal income does. Bottom line: the lender looks at whether the rent covers the full monthly payment on the property (mortgage, taxes, insuran...

Texas flippers: where are you finding margin, and what's your 2027 game plan?
Rehabbing & House Flipping
Dallas-Fort Worth-Arlington Metro
Texas flippers: where are you finding margin, and what's your 2027 game plan?

Okay Texas flippers, I'm curious how you're actually making the numbers work right now. Every time I bring up flipping in Texas, I get one of two answers. Either "it's still a great market if you know where to look" or "between insurance, property taxes, and how long houses are sitting, the margi...

1 votes0 Replies