Jim Gaddis

As the managing partner of Homestead Data, my goal is to put investors and realtors in front of distressed homeowners that are 30, 60 or 90 days late on their mortgage payment. As partners of the three credit bureaus, we can make a "soft" credit inquiry to identify borrowers that are late on their payments before a NOD or Lis Pendens is filed. Armed with this information, you can be the first - and oftentimes the only one - to offer your help at the first indication of hardship.