Finance executive with 37 years across multiple industries — GM, planning manager, and director roles. BA in Accounting, Master's in Finance. Now applying that discipline to real estate: tax deeds, land, and distressed property in the U.S. and Puerto Rico — conservative deal analysis, real rehab budgets, and title/due-diligence risk. Built a set of free investor calculators (max bid, DSCR, cap rate, rehab cost, and more) at dlsinvesttrack.com/?utm_source=biggerpockets&utm_medium=bio&utm_campaign=social#calculators
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