Finding a down payment!
My husband and I are trying to get into REI here in Florida. Turns out that the guidelines are SUPER stringent. (Through a lender) Minimum down payment is 20%, no gifts allowed for help, closing costs are also out of pocket. We're just starting out and haven't won the lottery, so we're having trouble finding it without totally draining our savings (which wouldn't be smart). Advice is MORE than welcome!! Thank you!!