Analyzing a auction property, confusing, details within.
There is a property that is scheduled to hit auction court steps this coming month.
Auction detail:
"IN RE HAROLD W. BURKEMPER AND DIANNE M. BURKEMPER TRUSTEE'S SALE -- Default having been made in the payment of a Promissory Note described in and secured by Deed of Trust executed by HAROLD W. BURKEMPER AND DIANNE M. BURKEMPER, dated June 26, 2001 and recorded in Book 2633, Page 918 in the office of the Recorder of Deeds for St. Charles County, Missouri; and, whereas 2191 Corporation is the trustee, at the request of Midwest BankCentre, the legal holder of said Note, will on December 2, 2014, at approximately 2:00 p.m., at the Front Door of the St. Charles County Courthouse, St. Charles, Missouri, sell at public venue to the highest bidder for cash, the following real estate described in said deed of trust and situated in St. Charles County, Missouri, to-wit: A tract of land being part of the future development area of Ashleigh Commercial Plat One, a subdivision recorded in Plat Book 31, page 246 of the St. Charles County Recorders Office, being part of Section 9, Township 46 North, Range 4 East, St. Charles County, Missouri, and being more particularly described as follows: Commencing on the Eastern right of way line of Jungermann Road (96' wide) at the Northwest corner of Lot 98 of Ashleigh Estates Plat One, a subdivision recorded in Plat Book 31, pages 143 and 144 of"
The property 2 rockwood trail is the subject property, but the home is no longer owned by burkemper, it is owned by the current owner who purchased last year. The property has had a few owners since the burkempers. Also, the legal description noted above is for a different property that he owns. Can the assumption be made that they have the property info mixed up?
I often have to look up the deed of trust referred to by the notice of auction. You have several ways to verify the proper property. In the end it is best to contact the trustee and point out the error. Technically, if they screwed up the notice the auction could be called into question by the owner. Why do you think the property is 2 Rockwood Trail? I don't see that anywhere in the notice. If everything is pointing at a different property...
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Look at the property transfer records for the property described in the referenced mtg. You'll probably find Burkemper used to own it, and there were probably transfers (QCD, sub2) where the mortgage was never paid off.
2 Rockwood Trail Ct St. Charles, MO
| Advertiser: | Sandberg, Phoenix & Von Gontard/Lan |
| Posted In: | St. Charles County Business Record |
| Category: | Trustee Sales |
| Posted: | 11/12/2014 |
| Inserts: | 21 |
| File/Case No: | BURKEMPER |
| Documents: |
|
This is straight from the counties website for trustee auction info. here is the county tax record history for the property, they haven't been owners in years, they originally built the house. Maybe they used the house as collateral on property? But the house has transferred ownership, even through a foreclosure sale of another owner!
| Recording Date | 07/03/2013 | 11/08/2012 | 07/10/2012 | 11/02/2010 | 11/02/2010 |
| Sale Price | $574,900 | $403,000 | |||
| Nominal | Y | Y | |||
| Buyer Name | Coffman Chris & Janet | Kopp Daniel A & Holly | Mrv Banks | Burkemper 2010 Family Trust | Burkemper Harold W |
| Seller Name | Kopp Daniel A & Holly | Mrv Banks | Abts Stephen J | Burkemper Harold W & Dianne | Burkemper Harold W & Dianne |
| Document Number | 6050-181 | 5894-899 | 5811-1011 | 5484-1641 | 5484-1639 |
| Document Type | Warranty Deed | Warranty Deed | Trustee's Deed | Warranty Deed | Warranty Deed |
Im sorry that did not post as it looked when I pasted the info. Basically they built the house, sold it, and the next owners were foreclosed on , and it was bought again after that.