Best Alabama Mortgage Lenders
Browse 17 top-rated mortgage lenders in Alabama as of September 4, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 2273319
Conventional & Gov.
Hard/Private/Non-QM
We are a Direct Lender and Broker, based out of Miami, Florida. 5-star rating on Google! Specialize in DSCR buy and hold and Fix and Flip. We help you strategize with new and seasoned investors for their real estate success. Here's what sets us apart: Tailored Solutions: We go beyond cookie-cutter options. Our vast network of 40+ lenders allows us to craft personalized mortgage solutions that seamlessly align with your unique needs, wants, and financial goals. Expertise & Experience... view more -
Hard/Private/Non-QM
NO Tax Returns, NO Paystubs, NO hard credit pulls, 650 minimum FICO - We are FULL TIME Fix and Flip investors who provide Hard Money and Private Money loans and guidance for other flippers. Once you are in our system, we are family. Let's blow this up together! view more -
NMLS # 1799947
Conventional & Gov.
Hard/Private/Non-QM
As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more -
Welcome to Your Private Lending Partner At our core, we’re a Veteran-Owned and operated private lending firm based in Fayetteville, GA — built by seasoned professionals in real estate and finance who understand what it takes to move deals forward quickly, smoothly, and successfully. We specialize in working with retail investors and independent loan brokers, offering fast, flexible, and transparent financing solutions designed to help you close more deals and scale your portfolio with con... view more
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NMLS # 898795
Hard/Private/Non-QM
Dominion Financial Services is a full-service lender for residential real estate financing with a full suite of competitive products including: 30-Year DSCR Rental Loans, Fix & Flip, Ground-Up Construction, & Multifamily Bridge. Founded in 2002, we are a privately owned firm known for our speed, service, and reliability. At Dominion Financial Services, we understand your business. We are real estate investors, too. In fact, we own a portfolio of over 780 properties and have dealt with the ... view more -
NMLS # 1252107
Cake Mortgage Corp
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Cake Mortgage | Real Solutions for Real Estate Goals Getting financing shouldn’t be complicated and at Cake, we make it simple, fast, and investor-friendly. We specialize in helping real estate investors, entrepreneurs, and self-employed borrowers close confidently on loans that traditional banks can’t (or won’t) approve. Whether you're buying your first rental, leveraging CPA-prepared P&Ls or bank deposits to qualify, or expanding a complex portfolio, our nationwide team offers tailored ... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more
Alabama Mortgage Rates Today
How to Find a Lender in Alabama
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"