Business Page
Asset Based Lending
Lender
4.0 stars
116 Reviews
Markets served
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
District of Columbia
Delaware
Florida
Georgia
Idaho
Illinois
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin
Licenses
Company NMLS
#2449622
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
CA License 60DBO-183897 CA License 60DBO-184824
About us
With nearly 100 reviews and an impressive 4.2 Google rating, Asset Based Lending (ABL) has been a premier lender for real estate investors since 2010. We have successfully financed over $2.5 billion in projects, specializing in fix and flip, new construction, and DSCR loans for both long and short-term rentals. At ABL, we pride ourselves on our unique offering: the 0 Point Loan. As a direct balance sheet lender, we handle every aspect of the loan process in-house—from underwriting to processing, closing, and servicing. This streamlined approach ensures you receive the white-glove service your business deserves.
Specialties
Hard/Private/Non-QM
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)
Reviews (116)
4.0 stars
116 Reviews
4.0 stars
116 Reviews
0.0 star
0 Reviews
1.0 star
a month ago
Reviewed by
Marvin Toribio
This company is trash and would never even try to use them again. Couldn’t close when they said they would and then changed leverage on me day before closing. The information that they ask you for is just straight ridiculous. The insurance company found them weird, title found them weird, realtor also was also not a fan. All parties involved were just sending me messages on the side asking to please switch lenders smh I didn’t listen because of my main contact there and ending up getting jammed up when they switched terms/leverage last minute. Stay away I would rather pay more money and go smooth then to hear all the things they promote and them want to jam you up. Lost a 4K EMD because of them. Please learn from me and stay away they are trash. Had me add things to my scope of work because that’s why they wanted as if they were the ones that were going to live in the property
5.0 stars
3 months ago
Reviewed by
Danielle Meier
As a title agent, I’ve had the pleasure of working with Mailena on multiple transactions, and I can confidently say she is one of the most dedicated and reliable loan officers I’ve partnered with. Her communication is exceptional — she’s proactive, thorough, and always ensures that everyone involved in the transaction is on the same page.
I also need to give a shoutout to Lara, she genuinely makes the team shine!
Mailena approaches every file with professionalism and genuine care for her clients. She goes above and beyond to make sure deadlines are met, documents are complete, and that the closing process runs smoothly from start to finish. It’s clear that she takes pride in her work and truly values the relationships she builds with both her clients and industry partners.
What stands out most about Mailena is her integrity and empathy. She treats every deal as if it were her own and consistently puts the client’s best interest first. Working with her brings a sense of trust and teamwork that makes even the most complex closings feel seamless.
I’m always grateful to see her name on a file because I know it means professionalism, collaboration, and a positive experience for everyone involved
1.0 star
3 months ago
Reviewed by
James Jackson
My experience with Asset Based Lending was extremely disappointing. Communication was poor from the start, and the process was full of delays and confusion. I was repeatedly promised updates that never came, and it felt like no one was taking accountability. Important details kept slipping through the cracks, and the level of professionalism just wasn’t there. I wouldn’t recommend working with this company unless you’re prepared to chase people down for answers and deal with unnecessary stress.
1.0 star
4 months ago
Reviewed by
EgySky Management LLC
Extremely Disappointing Experience
This company is completely untrustworthy. They hit you with hidden fees that are never disclosed upfront, you only find out at the closing table. Their customer service is absolutely non-existent; getting any kind of response or support is nearly impossible. Requesting a draw is a nightmare, full of delays and excuses.
This was my first time dealing with the new management after the company was sold, and it has been nothing but a disappointment. I will never use them again, and I strongly advise others to stay away.
5.0 stars
5 months ago
Reviewed by
John Sizemore
ABL Lending has been fantastic for our construction projects with Carrot Top Beach Developments! Jack Hamilton, our transaction coordinator, has been outstanding—professional, responsive, and always ahead of the game. He made the entire process smooth and stress-free. Highly recommend!
5.0 stars
6 months ago
Reviewed by
Justin Beasley
Spent the first few years building my company is cash. I was nervous to work with any bank or lender. ABL was the first company I worked with and they have been incredible. A great strategic partner for my company. Greg Dietz and Ronald Campbell are my main points of contact and have been there for us whenever needed. Fast draws, excellent communication, incredible systems, and true team players.
5.0 stars
6 months ago
Reviewed by
Charlie Dees
Mailena is great to work with getting the loan process started with exceptional follow up. Jack is very helpful setting up and processing drawls. Lara rocked getting the loan processed in no time at all! Thank you so much! You have a great loan product and a great team that is so beneficial to my company!
5.0 stars
2 years ago
Reviewed by
Justice Opute
I started working with ABL in 2021. They have funded over 7 new construction for me. My POC Mailena is very responsive in getting a deal started and closed.
1.0 star
a month ago
Reviewed by
Marvin Toribio
This company is trash and would never even try to use them again. Couldn’t close when they said they would and then changed leverage on me day before closing. The information that they ask you for is just straight ridiculous. The insurance company found them weird, title found them weird, realtor also was also not a fan. All parties involved were just sending me messages on the side asking to please switch lenders smh I didn’t listen because of my main contact there and ending up getting jammed up when they switched terms/leverage last minute. Stay away I would rather pay more money and go smooth then to hear all the things they promote and them want to jam you up. Lost a 4K EMD because of them. Please learn from me and stay away they are trash. Had me add things to my scope of work because that’s why they wanted as if they were the ones that were going to live in the property
5.0 stars
3 months ago
Reviewed by
Danielle Meier
As a title agent, I’ve had the pleasure of working with Mailena on multiple transactions, and I can confidently say she is one of the most dedicated and reliable loan officers I’ve partnered with. Her communication is exceptional — she’s proactive, thorough, and always ensures that everyone involved in the transaction is on the same page.
I also need to give a shoutout to Lara, she genuinely makes the team shine!
Mailena approaches every file with professionalism and genuine care for her clients. She goes above and beyond to make sure deadlines are met, documents are complete, and that the closing process runs smoothly from start to finish. It’s clear that she takes pride in her work and truly values the relationships she builds with both her clients and industry partners.
What stands out most about Mailena is her integrity and empathy. She treats every deal as if it were her own and consistently puts the client’s best interest first. Working with her brings a sense of trust and teamwork that makes even the most complex closings feel seamless.
I’m always grateful to see her name on a file because I know it means professionalism, collaboration, and a positive experience for everyone involved
1.0 star
3 months ago
Reviewed by
James Jackson
My experience with Asset Based Lending was extremely disappointing. Communication was poor from the start, and the process was full of delays and confusion. I was repeatedly promised updates that never came, and it felt like no one was taking accountability. Important details kept slipping through the cracks, and the level of professionalism just wasn’t there. I wouldn’t recommend working with this company unless you’re prepared to chase people down for answers and deal with unnecessary stress.
1.0 star
4 months ago
Reviewed by
EgySky Management LLC
Extremely Disappointing Experience
This company is completely untrustworthy. They hit you with hidden fees that are never disclosed upfront, you only find out at the closing table. Their customer service is absolutely non-existent; getting any kind of response or support is nearly impossible. Requesting a draw is a nightmare, full of delays and excuses.
This was my first time dealing with the new management after the company was sold, and it has been nothing but a disappointment. I will never use them again, and I strongly advise others to stay away.
5.0 stars
5 months ago
Reviewed by
John Sizemore
ABL Lending has been fantastic for our construction projects with Carrot Top Beach Developments! Jack Hamilton, our transaction coordinator, has been outstanding—professional, responsive, and always ahead of the game. He made the entire process smooth and stress-free. Highly recommend!
5.0 stars
6 months ago
Reviewed by
Justin Beasley
Spent the first few years building my company is cash. I was nervous to work with any bank or lender. ABL was the first company I worked with and they have been incredible. A great strategic partner for my company. Greg Dietz and Ronald Campbell are my main points of contact and have been there for us whenever needed. Fast draws, excellent communication, incredible systems, and true team players.
5.0 stars
6 months ago
Reviewed by
Charlie Dees
Mailena is great to work with getting the loan process started with exceptional follow up. Jack is very helpful setting up and processing drawls. Lara rocked getting the loan processed in no time at all! Thank you so much! You have a great loan product and a great team that is so beneficial to my company!
5.0 stars
2 years ago
Reviewed by
Justice Opute
I started working with ABL in 2021. They have funded over 7 new construction for me. My POC Mailena is very responsive in getting a deal started and closed.