Business Page
The Hard Money Co.
Lender
4.7 stars
232 Reviews
Markets served
Nationwide
Except the following states:
Arizona
California
Idaho
Minnesota
Nevada
North Dakota
Oregon
South Dakota
Utah
Washington
About us
Looking for cash to invest? You're in the right place! We've got funding options for real estate investors to get their projects started. We are a hard money lender that services real estate markets across the country. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. Our mission is to be the premier hard money lender in the country, by helping investors achieve superior market returns by leveraging our hard money loans while supporting the real estate investment community.
Specialties
Hard/Private/Non-QM
Fix & Flip
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)
Reviews (232)
4.7 stars
232 Reviews
4.7 stars
231 Reviews
1.0 star
1 Review
5.0 stars
a month ago
Reviewed by
JW EQUITY
The experience was excellent and the customer service from all team members was impeccable. I really like the speed of how quickly the construction draws were turned around to help keep team members paid and the project consistently advancing.
I would personally like to thank Sarah & Jacob for walking me through my deal structure and how to navigate some small obstacles when they arose.
I highly recommend this company for investors who are looking to move quick and partner with a responsible lender.
Sincerely,
Lamar Johnson
5.0 stars
2 months ago
Reviewed by
Joseph Perciavalle
Working with this hard money lender has been one of the smoothest experiences I’ve had in real estate. The entire process was straightforward, fast, and easy to navigate from start to finish. They made everything clear, kept things moving, and didn’t waste time with unnecessary back-and-forth.
What really stood out was how helpful and responsive the team was throughout the deal. Anytime I had a question, they were quick to answer and made sure I understood every step. You can tell they actually care about getting deals done and helping investors succeed.
A special thank you to Ben—he went above and beyond. He was professional, knowledgeable, and always available when I needed him. He made the whole process feel simple and stress-free, which is rare in this business.
Overall, I highly recommend this lender to anyone looking for a reliable, efficient, and investor-friendly funding partner. I’ll definitely be working with them again on future deals.
5.0 stars
4 months ago
Reviewed by
Brian L. Boles
Massively challenging file that THMCo worked with us to understand the file, borrowers scenario, and need details to bring up to current credit & legal standards in order to even be able to lend.
…The “Save” leadership did to retain the file was unbelievable!!!
Extraordinary team work right out of the gate to funding. Hands on, detailed, and patient to learn the past to present, so that the loan can be structured to meet THMCOs guidelines…
…also allow for the take-out long-term debt to be obtained.
~ Greatly Appreciate THMCo!!! 🙌🏽💪🏽🤙🏽
5.0 stars
5 months ago
Reviewed by
Eli
Always some hiccups along the way when it comes to real estate investing, but overall, they were great in getting me started off into my real estate investing journey!
5.0 stars
6 months ago
Reviewed by
Rahiem hickmon
We have been partnered with hard money co for a while and they’ve been excellent with every deal we’ve brokered. They are responsive and quick with efficiency. It’s been a huge pleasure to work with them as my lender. John and Melanie have been excellent with my deals. They hold your hand through the entire process.
5.0 stars
7 months ago
Reviewed by
Mirlene Hilaire
I can’t say enough great things about The Hard Money Co. especially Asher and Jacob! I recently closed on a deal with them, and the experience was incredible from start to finish.
Before finding them, I was working with another hard money lender who wasted my time. After sending in all my paperwork, they suddenly told me they couldn’t fund my deal. I was so frustrated and stressed, scrolling through Google looking for a solution, when I came across The Hard Money Co.
I reached out via chat, and they immediately called me. From that moment on, everything was smooth and professional. They moved fast and delivered exactly what they promised. I closed in just 14 days!
Thank you, Asher and Jacob, for helping me get this deal across the finish line. I highly recommend The Hard Money Co. if you want speed, transparency, and real support throughout the process.
5.0 stars
8 months ago
Reviewed by
Fidi Corp
Great experience one of the best lenders I worked with . They get the job done & fast Sarah & Jacob was instrumental very responsive & proactive on helping meet deadlines . I highly recommend. This company treat you like family. Looking to do more business
5.0 stars
8 months ago
Reviewed by
ERIKA CANNET
The Hard Money Co. played a pivotal role making a Real Estate Project a reality. They're professionalism was instrumental in the success of this deal. It was an absolute pleasure to work with Jake and Scott. Incredibly easy to deal with, super professional and truly a great experience for everyone. I look forward to future collaborations, with this amazing company. We, highly recommend them!
1.0 star
9 months ago
Reviewed by
Adam King
A member of their team, Ben Seaman. Reached out to me through a paid lead source, in an attempt to get me to push my leads over to The Hard Money Co. In doing so he wasted my time and money, and completely violated RESPA.
Shady business...
1.0 star
9 months ago
Reviewed by
Adam King
A member of their team, Ben Seaman. Reached out to me through a paid lead source, in an attempt to get me to push my leads over to The Hard Money Co. In doing so he wasted my time and money, and completely violated RESPA.
Shady business...
5.0 stars
a month ago
Reviewed by
JW EQUITY
The experience was excellent and the customer service from all team members was impeccable. I really like the speed of how quickly the construction draws were turned around to help keep team members paid and the project consistently advancing.
I would personally like to thank Sarah & Jacob for walking me through my deal structure and how to navigate some small obstacles when they arose.
I highly recommend this company for investors who are looking to move quick and partner with a responsible lender.
Sincerely,
Lamar Johnson
5.0 stars
2 months ago
Reviewed by
Joseph Perciavalle
Working with this hard money lender has been one of the smoothest experiences I’ve had in real estate. The entire process was straightforward, fast, and easy to navigate from start to finish. They made everything clear, kept things moving, and didn’t waste time with unnecessary back-and-forth.
What really stood out was how helpful and responsive the team was throughout the deal. Anytime I had a question, they were quick to answer and made sure I understood every step. You can tell they actually care about getting deals done and helping investors succeed.
A special thank you to Ben—he went above and beyond. He was professional, knowledgeable, and always available when I needed him. He made the whole process feel simple and stress-free, which is rare in this business.
Overall, I highly recommend this lender to anyone looking for a reliable, efficient, and investor-friendly funding partner. I’ll definitely be working with them again on future deals.
5.0 stars
4 months ago
Reviewed by
Brian L. Boles
Massively challenging file that THMCo worked with us to understand the file, borrowers scenario, and need details to bring up to current credit & legal standards in order to even be able to lend.
…The “Save” leadership did to retain the file was unbelievable!!!
Extraordinary team work right out of the gate to funding. Hands on, detailed, and patient to learn the past to present, so that the loan can be structured to meet THMCOs guidelines…
…also allow for the take-out long-term debt to be obtained.
~ Greatly Appreciate THMCo!!! 🙌🏽💪🏽🤙🏽
5.0 stars
5 months ago
Reviewed by
Eli
Always some hiccups along the way when it comes to real estate investing, but overall, they were great in getting me started off into my real estate investing journey!
5.0 stars
6 months ago
Reviewed by
Rahiem hickmon
We have been partnered with hard money co for a while and they’ve been excellent with every deal we’ve brokered. They are responsive and quick with efficiency. It’s been a huge pleasure to work with them as my lender. John and Melanie have been excellent with my deals. They hold your hand through the entire process.
5.0 stars
7 months ago
Reviewed by
Mirlene Hilaire
I can’t say enough great things about The Hard Money Co. especially Asher and Jacob! I recently closed on a deal with them, and the experience was incredible from start to finish.
Before finding them, I was working with another hard money lender who wasted my time. After sending in all my paperwork, they suddenly told me they couldn’t fund my deal. I was so frustrated and stressed, scrolling through Google looking for a solution, when I came across The Hard Money Co.
I reached out via chat, and they immediately called me. From that moment on, everything was smooth and professional. They moved fast and delivered exactly what they promised. I closed in just 14 days!
Thank you, Asher and Jacob, for helping me get this deal across the finish line. I highly recommend The Hard Money Co. if you want speed, transparency, and real support throughout the process.
5.0 stars
8 months ago
Reviewed by
Fidi Corp
Great experience one of the best lenders I worked with . They get the job done & fast Sarah & Jacob was instrumental very responsive & proactive on helping meet deadlines . I highly recommend. This company treat you like family. Looking to do more business
5.0 stars
8 months ago
Reviewed by
ERIKA CANNET
The Hard Money Co. played a pivotal role making a Real Estate Project a reality. They're professionalism was instrumental in the success of this deal. It was an absolute pleasure to work with Jake and Scott. Incredibly easy to deal with, super professional and truly a great experience for everyone. I look forward to future collaborations, with this amazing company. We, highly recommend them!