Business Page
The Hard Money Co.
Lender
4.7 stars
243 Reviews
Markets served
Nationwide
Except the following states:
Louisiana
About us
Looking for cash to invest? You're in the right place! We've got funding options for real estate investors to get their projects started. We are a hard money lender that services real estate markets across the country. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. Our mission is to be the premier hard money lender in the country, by helping investors achieve superior market returns by leveraging our hard money loans while supporting the real estate investment community.
Specialties
Hard/Private/Non-QM
Fix & Flip
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)
Reviews (243)
4.7 stars
243 Reviews
4.7 stars
242 Reviews
1.0 star
1 Review
5.0 stars
3 weeks ago
Reviewed by
Tina uknow
Great service! worked with Alex who was very proactive and responsive. My first investment project, through Alex knowledge and skills I felt well seasoned as an investor.
5.0 stars
3 weeks ago
Reviewed by
J. Harvey
John and Melanie made getting through the process as painless as possible. They were very responsive and answered all my questions thoroughly. I would definitely use them again.
5.0 stars
2 months ago
Reviewed by
R D
Need $130,000 for a new construction loan and need to close in less than 14 days? This is the team you want on your side. From day one, they moved with urgency, provided clear guidance, and made the entire process smooth and stress-free. Their knowledge of construction financing and commitment to customer success exceeded my expectations. Thanks to their hard work, I was able to stay on schedule and move forward with my project. Five-star service from start to finish!”
5.0 stars
2 months ago
Reviewed by
Jean Leandre
I closed with The Hard Money Co. on June 1, 2026, and already have two more deals heading to closing. The experience has been outstanding.
The team moves fast, communicates well, and genuinely works to support your goals. Alex Coffman was incredible throughout the process, always advocating for me and making sure I had everything needed to get to the closing table.
A big thank you as well to Melanie Molen, who kept everything organized and moving smoothly through the final stages.
Fast, responsive, and dependable! Exactly what you want in a lending partner. Looking forward to many more deals together.
5.0 stars
3 months ago
Reviewed by
JW EQUITY
The experience was excellent and the customer service from all team members was impeccable. I really like the speed of how quickly the construction draws were turned around to help keep team members paid and the project consistently advancing.
I would personally like to thank Sarah & Jacob for walking me through my deal structure and how to navigate some small obstacles when they arose.
I highly recommend this company for investors who are looking to move quick and partner with a responsible lender.
Sincerely,
Lamar Johnson
5.0 stars
4 months ago
Reviewed by
Joe Perciavalle
Working with this hard money lender has been one of the smoothest experiences I’ve had in real estate. The entire process was straightforward, fast, and easy to navigate from start to finish. They made everything clear, kept things moving, and didn’t waste time with unnecessary back-and-forth.
What really stood out was how helpful and responsive the team was throughout the deal. Anytime I had a question, they were quick to answer and made sure I understood every step. You can tell they actually care about getting deals done and helping investors succeed.
A special thank you to Ben—he went above and beyond. He was professional, knowledgeable, and always available when I needed him. He made the whole process feel simple and stress-free, which is rare in this business.
Overall, I highly recommend this lender to anyone looking for a reliable, efficient, and investor-friendly funding partner. I’ll definitely be working with them again on future deals.
5.0 stars
7 months ago
Reviewed by
Eli
Always some hiccups along the way when it comes to real estate investing, but overall, they were great in getting me started off into my real estate investing journey!
5.0 stars
10 months ago
Reviewed by
Fidi Corp
Great experience one of the best lenders I worked with . They get the job done & fast Sarah & Jacob was instrumental very responsive & proactive on helping meet deadlines . I highly recommend. This company treat you like family. Looking to do more business
1.0 star
12 months ago
Reviewed by
Adam King
A member of their team, Ben Seaman. Reached out to me through a paid lead source, in an attempt to get me to push my leads over to The Hard Money Co. In doing so he wasted my time and money, and completely violated RESPA.
Shady business...
1.0 star
12 months ago
Reviewed by
Adam King
A member of their team, Ben Seaman. Reached out to me through a paid lead source, in an attempt to get me to push my leads over to The Hard Money Co. In doing so he wasted my time and money, and completely violated RESPA.
Shady business...
5.0 stars
3 weeks ago
Reviewed by
Tina uknow
Great service! worked with Alex who was very proactive and responsive. My first investment project, through Alex knowledge and skills I felt well seasoned as an investor.
5.0 stars
3 weeks ago
Reviewed by
J. Harvey
John and Melanie made getting through the process as painless as possible. They were very responsive and answered all my questions thoroughly. I would definitely use them again.
5.0 stars
2 months ago
Reviewed by
R D
Need $130,000 for a new construction loan and need to close in less than 14 days? This is the team you want on your side. From day one, they moved with urgency, provided clear guidance, and made the entire process smooth and stress-free. Their knowledge of construction financing and commitment to customer success exceeded my expectations. Thanks to their hard work, I was able to stay on schedule and move forward with my project. Five-star service from start to finish!”
5.0 stars
2 months ago
Reviewed by
Jean Leandre
I closed with The Hard Money Co. on June 1, 2026, and already have two more deals heading to closing. The experience has been outstanding.
The team moves fast, communicates well, and genuinely works to support your goals. Alex Coffman was incredible throughout the process, always advocating for me and making sure I had everything needed to get to the closing table.
A big thank you as well to Melanie Molen, who kept everything organized and moving smoothly through the final stages.
Fast, responsive, and dependable! Exactly what you want in a lending partner. Looking forward to many more deals together.
5.0 stars
3 months ago
Reviewed by
JW EQUITY
The experience was excellent and the customer service from all team members was impeccable. I really like the speed of how quickly the construction draws were turned around to help keep team members paid and the project consistently advancing.
I would personally like to thank Sarah & Jacob for walking me through my deal structure and how to navigate some small obstacles when they arose.
I highly recommend this company for investors who are looking to move quick and partner with a responsible lender.
Sincerely,
Lamar Johnson
5.0 stars
4 months ago
Reviewed by
Joe Perciavalle
Working with this hard money lender has been one of the smoothest experiences I’ve had in real estate. The entire process was straightforward, fast, and easy to navigate from start to finish. They made everything clear, kept things moving, and didn’t waste time with unnecessary back-and-forth.
What really stood out was how helpful and responsive the team was throughout the deal. Anytime I had a question, they were quick to answer and made sure I understood every step. You can tell they actually care about getting deals done and helping investors succeed.
A special thank you to Ben—he went above and beyond. He was professional, knowledgeable, and always available when I needed him. He made the whole process feel simple and stress-free, which is rare in this business.
Overall, I highly recommend this lender to anyone looking for a reliable, efficient, and investor-friendly funding partner. I’ll definitely be working with them again on future deals.
5.0 stars
7 months ago
Reviewed by
Eli
Always some hiccups along the way when it comes to real estate investing, but overall, they were great in getting me started off into my real estate investing journey!
5.0 stars
10 months ago
Reviewed by
Fidi Corp
Great experience one of the best lenders I worked with . They get the job done & fast Sarah & Jacob was instrumental very responsive & proactive on helping meet deadlines . I highly recommend. This company treat you like family. Looking to do more business