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Business Page


business profile image

The Hard Money Co.

Lender
4.8 stars
188 Reviews

Markets served


Nationwide

Except the following states:

Arizona
California
Idaho
Minnesota
Nevada
North Dakota
Oregon
South Dakota
Utah
Washington

About us


Looking for cash to invest? You're in the right place! We've got funding options for real estate investors to get their projects started. We are a hard money lender that services real estate markets across the country. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. Our mission is to be the premier hard money lender in the country, by helping investors achieve superior market returns by leveraging our hard money loans while supporting the real estate investment community.

Specialties


Hard/Private/Non-QM

Fix & Flip
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)

Reviews (188)


4.8 stars
188 Reviews
4.8 stars
187 Reviews
1.0 star
1 Review

reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Chris Trouy
Jacob & Sarah at The Hard Money Co are first class! They were diligent and perservered through a very challenging deal for our loan client and helped get it to the finish line. They stayed organized and communicated well throughout the underwriting process. I recommend them for your residential hard money needs!
reviewer image
4.0 stars
|
3 weeks ago
Reviewed by Milly Allison
This would be my first time applying for a hard money loan and I’m really wanting to snag this place before It’s gone. Hoping for prompt responses, great customer service and the best outcome. I don’t want to be taken advantage of but I do want complete transparency and honesty through out. Even if we can’t get anything worked out, I hope to at least gain a little bit of knowledge to take with me moving forward. Although automated, I do appreciate the instant updates on the loan request and assurance that I’m headed in the right direction. Fingers crossed!!
reviewer image
5.0 stars
|
3 weeks ago
John Quinlan was great to work with. He was very aware of all facets of the deal, at all times. He took the time to have a conversation whenever I called. Outstanding mortgage broker! The paperwork, however, was a tad redundant, and somewhat unnecessary (could have just been my situation) - but, all-in-all covered all bases for both lender & consumer. For quick project work, I would recommend to others in the fix-n-flip business.
reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Kyle Davis
I want to give a huge thank you to Jacob and Sarah for the way they handled my file. This process had a lot of moving parts, but they stayed locked in with me the entire time. Their communication was consistent, professional, and respectful. I never felt left in the dark. They were solution-focused and made sure things moved forward even when obstacles popped up. I appreciate their patience, their effort, and their character. Highly recommended team.
reviewer image
5.0 stars
|
a month ago
Reviewed by Mirlene Hilaire
I can’t say enough great things about The Hard Money Co. especially Asher and Jacob! I recently closed on a deal with them, and the experience was incredible from start to finish. Before finding them, I was working with another hard money lender who wasted my time. After sending in all my paperwork, they suddenly told me they couldn’t fund my deal. I was so frustrated and stressed, scrolling through Google looking for a solution, when I came across The Hard Money Co. I reached out via chat, and they immediately called me. From that moment on, everything was smooth and professional. They moved fast and delivered exactly what they promised. I closed in just 14 days! Thank you, Asher and Jacob, for helping me get this deal across the finish line. I highly recommend The Hard Money Co. if you want speed, transparency, and real support throughout the process.
reviewer image
5.0 stars
|
a month ago
Reviewed by Fidi Corp
Great experience one of the best lenders I worked with . They get the job done & fast Sarah & Jacob was instrumental very responsive & proactive on helping meet deadlines . I highly recommend. This company treat you like family. Looking to do more business
reviewer image
5.0 stars
|
a month ago
Reviewed by ERIKA CANNET
The Hard Money Co. played a pivotal role making a Real Estate Project a reality. They're professionalism was instrumental in the success of this deal. It was an absolute pleasure to work with Jake and Scott. Incredibly easy to deal with, super professional and truly a great experience for everyone. I look forward to future collaborations, with this amazing company. We, highly recommend them!
reviewer image
1.0 star
|
3 months ago
Reviewed by Adam King
A member of their team, Ben Seaman. Reached out to me through a paid lead source, in an attempt to get me to push my leads over to The Hard Money Co. In doing so he wasted my time and money, and completely violated RESPA. Shady business...
reviewer image
5.0 stars
|
a year ago
Reviewed by Darius
I have now closed 2 deals with the hard money co, one last year in December and one early this week! These guys are awesome, they do allow 2nd position Liens allowing for you to put 0 dollars into the deal if you have a gap funder. Or my most recent deal I just paid the cash out of pocket, very low down payments on investment properties especially when you are a repeat borrower! Did I mention my credit was around 500 both times I closed. These guys are awesome and I recommend them to all of my friends! I have worked with I believe his name was max & melanie on the first one and Jacob Nelson & nick reddy on this one! Can’t say enough great things. We have started rolling hard on this project and look forward to getting it completed, Scott thanks a lot man
reviewer image
1.0 star
|
3 months ago
Reviewed by Adam King
A member of their team, Ben Seaman. Reached out to me through a paid lead source, in an attempt to get me to push my leads over to The Hard Money Co. In doing so he wasted my time and money, and completely violated RESPA. Shady business...
reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Chris Trouy
Jacob & Sarah at The Hard Money Co are first class! They were diligent and perservered through a very challenging deal for our loan client and helped get it to the finish line. They stayed organized and communicated well throughout the underwriting process. I recommend them for your residential hard money needs!
reviewer image
4.0 stars
|
3 weeks ago
Reviewed by Milly Allison
This would be my first time applying for a hard money loan and I’m really wanting to snag this place before It’s gone. Hoping for prompt responses, great customer service and the best outcome. I don’t want to be taken advantage of but I do want complete transparency and honesty through out. Even if we can’t get anything worked out, I hope to at least gain a little bit of knowledge to take with me moving forward. Although automated, I do appreciate the instant updates on the loan request and assurance that I’m headed in the right direction. Fingers crossed!!
reviewer image
5.0 stars
|
3 weeks ago
John Quinlan was great to work with. He was very aware of all facets of the deal, at all times. He took the time to have a conversation whenever I called. Outstanding mortgage broker! The paperwork, however, was a tad redundant, and somewhat unnecessary (could have just been my situation) - but, all-in-all covered all bases for both lender & consumer. For quick project work, I would recommend to others in the fix-n-flip business.
reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Kyle Davis
I want to give a huge thank you to Jacob and Sarah for the way they handled my file. This process had a lot of moving parts, but they stayed locked in with me the entire time. Their communication was consistent, professional, and respectful. I never felt left in the dark. They were solution-focused and made sure things moved forward even when obstacles popped up. I appreciate their patience, their effort, and their character. Highly recommended team.
reviewer image
5.0 stars
|
a month ago
Reviewed by Mirlene Hilaire
I can’t say enough great things about The Hard Money Co. especially Asher and Jacob! I recently closed on a deal with them, and the experience was incredible from start to finish. Before finding them, I was working with another hard money lender who wasted my time. After sending in all my paperwork, they suddenly told me they couldn’t fund my deal. I was so frustrated and stressed, scrolling through Google looking for a solution, when I came across The Hard Money Co. I reached out via chat, and they immediately called me. From that moment on, everything was smooth and professional. They moved fast and delivered exactly what they promised. I closed in just 14 days! Thank you, Asher and Jacob, for helping me get this deal across the finish line. I highly recommend The Hard Money Co. if you want speed, transparency, and real support throughout the process.
reviewer image
5.0 stars
|
a month ago
Reviewed by Fidi Corp
Great experience one of the best lenders I worked with . They get the job done & fast Sarah & Jacob was instrumental very responsive & proactive on helping meet deadlines . I highly recommend. This company treat you like family. Looking to do more business
reviewer image
5.0 stars
|
a month ago
Reviewed by ERIKA CANNET
The Hard Money Co. played a pivotal role making a Real Estate Project a reality. They're professionalism was instrumental in the success of this deal. It was an absolute pleasure to work with Jake and Scott. Incredibly easy to deal with, super professional and truly a great experience for everyone. I look forward to future collaborations, with this amazing company. We, highly recommend them!
reviewer image
5.0 stars
|
a year ago
Reviewed by Darius
I have now closed 2 deals with the hard money co, one last year in December and one early this week! These guys are awesome, they do allow 2nd position Liens allowing for you to put 0 dollars into the deal if you have a gap funder. Or my most recent deal I just paid the cash out of pocket, very low down payments on investment properties especially when you are a repeat borrower! Did I mention my credit was around 500 both times I closed. These guys are awesome and I recommend them to all of my friends! I have worked with I believe his name was max & melanie on the first one and Jacob Nelson & nick reddy on this one! Can’t say enough great things. We have started rolling hard on this project and look forward to getting it completed, Scott thanks a lot man

Our Team


Mike Doney