Business Page

Infinite Financial
Lender
5.0 stars
69 Reviews
Markets served
Arizona
California
Colorado
Florida
Hawaii
Idaho
New Mexico
Oregon
Tennessee
Texas
Washington
Wyoming
Licenses
Company NMLS
#1866302
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
NMLS #1212298
About us
You've found the lender with low rates, low fees, creative financing options, experience, open communication and a desire to help you meet all of your financial goals. Cydney Gray prides herself on exceptional service, drawing on her extensive expertise to tailor solutions to your unique needs. She turns complexity into simplicity, guiding first-time homebuyers, seasoned investors, and individuals seeking long-term wealth security. Cydney will empower you with innovative solutions and the knowledge to make informed decisions. Discover how Cydney can light your path to financial security, and can help you take steps towards a bright financial future. She is your lending partner for all of your goals, with the low interest rates, low fees and creative financing options. Welcome to Infinite Financial, your trusted guide to all things mortgage.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
Reviews (69)
5.0 stars
69 Reviews
5.0 stars
69 Reviews
0.0 star
0 Reviews
5.0 stars
a month ago
Reviewed by
Chris Burkart
Duncan was a huge help in finding a loan product that worked for our situation--buying a foreclosure. I don't know that many other brokers would have the creativity and expertise to arrange a portfolio loan on a property that would otherwise be very difficult to finance.
5.0 stars
2 months ago
Reviewed by
Roselle Santos
I just wanted to say thank you Mr. Duncan for your hard work and patience in securing a mortgage for us and for guiding us through the process! At first we are working with a different lender then we encounter a problem with the property, lender said we cannot close the property until the seller fix the problem. Then our realtor introduce us to Mr. Duncan and the rest was a history we were able to close the property in less than a month with his team. As first time home buyers, our experience couldn't have been a more positive one and we feel very lucky to have had good people in Infinite Financial.
Mr. Duncan and his team was extremely knowledgeable and communicative throughout the whole process. He was extremely responsive and quick to answer any questions we had. He kept us updated on where we were in each step of the process. The communication, professionalism and efficiency throughout the whole process was above and beyond.
Much mahalo from our family!
5.0 stars
3 months ago
Reviewed by
Karl Friday
Duncan and his staff did a fantastic job for us. I'm retired, living mainly off savings, so framing the application properly took a bit of finesse, which Duncan performed brilliantly. He guided us through every step of the process, was always available to answer questions, and helped us close on our new home even a bit ahead of schedule. Duncan and Darcy are always friendly and professional, and helped make a complex (and sometimes exasperating) process as easy and painless as it's reasonable to expect. I'd recommend them to anyone, without reservation!
5.0 stars
5 months ago
Reviewed by
Kehau Kamakea
It was a pleasure working with Justin Akuna during the purchase of our new home! He was extremely patient with us and our crazy work schedules. Justin took the time to explain every step. His communication was excellent, and he made sure we understood what everything was. I would definitely recommend Justin Akuna! He went above and beyond our expectations.
5.0 stars
5 months ago
Reviewed by
Conner Nguyen
CEO Duncan Hsia and his team at Infinite Financial diligently explored and presented several suitable primary residence cash out refinancing options to me. Then, they recommended the best solution based on my requirements.
Initially, we wanted to cash out refinance my condominium via the Veterans Affairs (VA) program to obtain lower interest rates and loan processing cost. However, my condominium was not on the VA approved list since the building was undergoing litigation for structural defects against the developer.
Duncan provided clear step-by-step instructions to apply for VA approval. Thanks to Duncan’s guidance, the condominium promptly gained VA approved financing status.
Duncan and his team were always responsive with any of my inquiries and requests. The quick response time was crucial in locking down the lowest interest rates during period of turbulent rate fluctuation.
Duncan and his team at Infinite Financial were cordial and professional, thus made the Cash Out Refi and IRRRL processes non-intimidating and efficient.
I would absolutely use Infinite Financial for my future home refinancing needs.
Without reservation, I would also refer family, friends and colleagues to Infinite Financial for their real estate financing/refinancing, life insurance and financial advising needs.
5.0 stars
7 months ago
Reviewed by
Dax Judy
Duncan is a prime example of dedication and hard work. He strategized and sought out the best loan for our family, explaining everything clearly from start to finish. We were impressed with his solid availability, always quick to answer our phone calls or texts. When hurdles arose, he jumped over them in a calm and confident manner. We are beyond happy with our loan, thanks to Duncan and his team! Highly recommend!
5.0 stars
9 months ago
Reviewed by
Bell Lin
I am incredibly grateful to Duncan Hsia and his exceptional team for helping my family secure a mortgage loan for our very first home. From the very start, Duncan and his team worked diligently to find the perfect loan solution tailored to our needs. Along the way, any challenges that arose were promptly and professionally handled, ensuring that the process remained smooth and stress-free.
They were always available to answer all of our questions, no matter how small, and they made every effort to keep us informed and comfortable throughout the process. Their friendly, professional demeanor not only eased our concerns but made what could have been a daunting experience feel seamless.
I would absolutely work with Duncan and his team again in the future and would wholeheartedly recommend them to friends and family in need of mortgage services. Their commitment to making the process easier and more efficient truly made all the difference for us.
5.0 stars
a year ago
Reviewed by
Thomas Patrick
What more can be said about the Infinite Financial team that hasn't been mentioned below? We met with several loan officers and were blown away by Duncan's knowledge and attention to detail. He offers a broad spectrum of products beyond your traditional 30-year fixed loan. Duncan helped us find a unique mortgage that was perfect for our situation and we couldn't be happier! He made himself available for multiple phone calls and in-person meetings to make sure all of our questions were answered in detail. He also posts ton of great content on IG featuring innovations and updates within the industry. Thank you again, Duncan. You're the best!
5.0 stars
a month ago
Reviewed by
Chris Burkart
Duncan was a huge help in finding a loan product that worked for our situation--buying a foreclosure. I don't know that many other brokers would have the creativity and expertise to arrange a portfolio loan on a property that would otherwise be very difficult to finance.
5.0 stars
2 months ago
Reviewed by
Roselle Santos
I just wanted to say thank you Mr. Duncan for your hard work and patience in securing a mortgage for us and for guiding us through the process! At first we are working with a different lender then we encounter a problem with the property, lender said we cannot close the property until the seller fix the problem. Then our realtor introduce us to Mr. Duncan and the rest was a history we were able to close the property in less than a month with his team. As first time home buyers, our experience couldn't have been a more positive one and we feel very lucky to have had good people in Infinite Financial.
Mr. Duncan and his team was extremely knowledgeable and communicative throughout the whole process. He was extremely responsive and quick to answer any questions we had. He kept us updated on where we were in each step of the process. The communication, professionalism and efficiency throughout the whole process was above and beyond.
Much mahalo from our family!
5.0 stars
3 months ago
Reviewed by
Karl Friday
Duncan and his staff did a fantastic job for us. I'm retired, living mainly off savings, so framing the application properly took a bit of finesse, which Duncan performed brilliantly. He guided us through every step of the process, was always available to answer questions, and helped us close on our new home even a bit ahead of schedule. Duncan and Darcy are always friendly and professional, and helped make a complex (and sometimes exasperating) process as easy and painless as it's reasonable to expect. I'd recommend them to anyone, without reservation!
5.0 stars
5 months ago
Reviewed by
Kehau Kamakea
It was a pleasure working with Justin Akuna during the purchase of our new home! He was extremely patient with us and our crazy work schedules. Justin took the time to explain every step. His communication was excellent, and he made sure we understood what everything was. I would definitely recommend Justin Akuna! He went above and beyond our expectations.
5.0 stars
5 months ago
Reviewed by
Conner Nguyen
CEO Duncan Hsia and his team at Infinite Financial diligently explored and presented several suitable primary residence cash out refinancing options to me. Then, they recommended the best solution based on my requirements.
Initially, we wanted to cash out refinance my condominium via the Veterans Affairs (VA) program to obtain lower interest rates and loan processing cost. However, my condominium was not on the VA approved list since the building was undergoing litigation for structural defects against the developer.
Duncan provided clear step-by-step instructions to apply for VA approval. Thanks to Duncan’s guidance, the condominium promptly gained VA approved financing status.
Duncan and his team were always responsive with any of my inquiries and requests. The quick response time was crucial in locking down the lowest interest rates during period of turbulent rate fluctuation.
Duncan and his team at Infinite Financial were cordial and professional, thus made the Cash Out Refi and IRRRL processes non-intimidating and efficient.
I would absolutely use Infinite Financial for my future home refinancing needs.
Without reservation, I would also refer family, friends and colleagues to Infinite Financial for their real estate financing/refinancing, life insurance and financial advising needs.
5.0 stars
7 months ago
Reviewed by
Dax Judy
Duncan is a prime example of dedication and hard work. He strategized and sought out the best loan for our family, explaining everything clearly from start to finish. We were impressed with his solid availability, always quick to answer our phone calls or texts. When hurdles arose, he jumped over them in a calm and confident manner. We are beyond happy with our loan, thanks to Duncan and his team! Highly recommend!
5.0 stars
9 months ago
Reviewed by
Bell Lin
I am incredibly grateful to Duncan Hsia and his exceptional team for helping my family secure a mortgage loan for our very first home. From the very start, Duncan and his team worked diligently to find the perfect loan solution tailored to our needs. Along the way, any challenges that arose were promptly and professionally handled, ensuring that the process remained smooth and stress-free.
They were always available to answer all of our questions, no matter how small, and they made every effort to keep us informed and comfortable throughout the process. Their friendly, professional demeanor not only eased our concerns but made what could have been a daunting experience feel seamless.
I would absolutely work with Duncan and his team again in the future and would wholeheartedly recommend them to friends and family in need of mortgage services. Their commitment to making the process easier and more efficient truly made all the difference for us.
5.0 stars
a year ago
Reviewed by
Thomas Patrick
What more can be said about the Infinite Financial team that hasn't been mentioned below? We met with several loan officers and were blown away by Duncan's knowledge and attention to detail. He offers a broad spectrum of products beyond your traditional 30-year fixed loan. Duncan helped us find a unique mortgage that was perfect for our situation and we couldn't be happier! He made himself available for multiple phone calls and in-person meetings to make sure all of our questions were answered in detail. He also posts ton of great content on IG featuring innovations and updates within the industry. Thank you again, Duncan. You're the best!