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Cardinal Financial - David Ross

Lender
4.9 stars
262 Reviews

Markets served


Nationwide

Licenses


Company NMLS
#66247
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Alabama | 21782
Alaska | AK66247
Arizona | 0925883
Arkansas | 105783
California | 41DBO-92455
Colorado | NA
Connecticut | ML-66247
Delaware |1666
District of Columbia|MLB66247
Florida| MLD236
Georgia | 16020
Hawaii | HI-66247
Idaho | MBL-8598
Illinois | MB.6760960
Indiana | 19692
Iowa | 2013-0127
Kansas | MC.0025207
Kentucky |  ...

More ways to connect


About us


I have been in real estate lending for over 24 years and have built an experienced team of industry veterans who share the same commitment to excellence. We combine the efficiency of modern technology with the insight that only comes from decades of closing loans and helping clients succeed.

Where other lenders may see obstacles, we work harder to find solutions and get your loan funded. Our clients trust us because we deliver consistent results without inflated rates. We aim to be more than just a lender for one transaction—we want to be your long-term partner in building wealth through real estate.

Our team’s success has been recognized nationally, including being named among the Top 1% of Loan Originators in America multiple times by Mortgage Executive Magazine and the Scotsman’s Guide.

I grew up on Long Island and later attended UNLV in Las Vegas, where I earned my bachelor’s degree before beginning my career in mortgage lending. Today, I live in Henderson with my wife, Stefanie, and our three children.

We are licensed in all 50 states and specialize in Conventional, FHA, VA, DSCR, refinance, and cash-out loans. Whatever your goals are, we look forward to helping you achieve them.

Note: DSCR minimum loan amount is $150,000.

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
FHA

Hard/Private/Non-QM

DSCR (long-term rental)
DSCR (short-term rental)

Reviews (262)


4.9 stars
262 Reviews
4.9 stars
262 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Ryan Krueger
David and his team are professional, patient, knowledgeable, responsive, and everything else you could ask for and expect from a mortgage lender. My first loan experience with them felt personal and brought me back for my second deal, would not go with anyone else now. Highly recommend.
reviewer image
5.0 stars
|
a month ago
Reviewed by Matt Oropeza
David saved the deal! When we couldn't get a truly, unconventional loan processed, he and his team got it done. From start to finish, all steps were quick & easy. Thank you David for getting us into our new residence!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Abe Lublin
Here's a polished version of your review: David Ross is one of the most professional and ethical lenders I have had the pleasure of working with. I highly recommend him to anyone looking to secure a loan and receive knowledgeable, honest advice throughout the process. David tells it like it is, communicates clearly, and gets the loan done. If you're looking for a lender you can trust, give David a call today! Thank you, David, for your outstanding service. — Abe Lublin Team, Las Vegas
reviewer image
5.0 stars
|
5 months ago
Reviewed by Sarah DeMonte
David is phenomenal. He takes his time to thoroughly explain everything to you so that you understand. He is quick and efficient. The team he has is amazing as well, they will update and/or send/call to request anything that is needed to get everything processed in a timely manner. I will recommend above and beyond service with them. When my Uncle said David is the best, he truly is and did not fall short from being outstanding. Thank you so much (first time homeowner)
reviewer image
5.0 stars
|
6 months ago
Reviewed by Will
I had a great experience working with David at Cardinal Financial. He was incredibly helpful throughout the entire process and truly went above and beyond to make sure I got the best rate possible. David was always available whenever I had questions and was willing to jump on a call at a moment’s notice, which made the whole experience much less stressful. His professionalism, responsiveness, and dedication to helping his clients really stood out. I highly recommend working with David and the team at Cardinal Financial!
reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Ryan Krueger
David and his team are professional, patient, knowledgeable, responsive, and everything else you could ask for and expect from a mortgage lender. My first loan experience with them felt personal and brought me back for my second deal, would not go with anyone else now. Highly recommend.
reviewer image
5.0 stars
|
a month ago
Reviewed by Matt Oropeza
David saved the deal! When we couldn't get a truly, unconventional loan processed, he and his team got it done. From start to finish, all steps were quick & easy. Thank you David for getting us into our new residence!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Abe Lublin
Here's a polished version of your review: David Ross is one of the most professional and ethical lenders I have had the pleasure of working with. I highly recommend him to anyone looking to secure a loan and receive knowledgeable, honest advice throughout the process. David tells it like it is, communicates clearly, and gets the loan done. If you're looking for a lender you can trust, give David a call today! Thank you, David, for your outstanding service. — Abe Lublin Team, Las Vegas
reviewer image
5.0 stars
|
5 months ago
Reviewed by Sarah DeMonte
David is phenomenal. He takes his time to thoroughly explain everything to you so that you understand. He is quick and efficient. The team he has is amazing as well, they will update and/or send/call to request anything that is needed to get everything processed in a timely manner. I will recommend above and beyond service with them. When my Uncle said David is the best, he truly is and did not fall short from being outstanding. Thank you so much (first time homeowner)
reviewer image
5.0 stars
|
6 months ago
Reviewed by Will
I had a great experience working with David at Cardinal Financial. He was incredibly helpful throughout the entire process and truly went above and beyond to make sure I got the best rate possible. David was always available whenever I had questions and was willing to jump on a call at a moment’s notice, which made the whole experience much less stressful. His professionalism, responsiveness, and dedication to helping his clients really stood out. I highly recommend working with David and the team at Cardinal Financial!

Our Team


David Ross