The team at Level Up Capital is nothing short of amazing. I have closed several loans with them now, both rehab and DSCR. The team is responsive, organized, honest, and overall they are just great people to work with. Jim & Brook are the best! In addition to help on the lending side, they have also provided me with related business resources when needed, to help further my personal growth and development in real estate. I have also referred them to several of my property management clients who have also closed loans with them as well!

Mike G. and Level Up Capital was my broker on my 1st investment home. I was referred by a buddy of mine, who is also my mentor and he sweares by them so I gave them a shot. And I feel like I lucked out by working with Mike! He really educated me and guided me through the loan process. It was so easy! So much easier than when i got my primary. If you are looking for an experienced broker to help you, i can't speak higher of Mike. I've been listening to bigger pockets podcasts for years and slowly been building up the confidence and relationships to buy my first rental. I sourced my first deal through a wholesaler on a place in Royal Oak, just outside of Detroit. That's when I reached out to Mike for help getting a loan. He and Brook set me up for success! I have a day job so my time is limited during business hours, which didnt impact them at all. I sent them everything they asked for and would get texts and calls from Mike and Brook periodically with updates. I closed in 3 weeks, no hassles. Not sure if every deal will be this easy but i can see myself buying a rental property every 6-12 months and work towards making this my full time job and really Level Up! Thanks again for everything Mike and Brook. Excited to work with you again!

Ive been the borrower on multiple loans for rentals with Jim. Him and his processor are excellent. They are fast and responsive. Very pleased and will continue to do loans with them.

Level Up Capital was incredibly helpful and informative throughout the entire process. As a first-time investor, I had a lot of questions, and their team took the time to explain everything clearly and patiently. They made the experience smooth, stress-free, and easy to understand. I will definitely be going back to Level Up Capital for future deals and highly recommend them to anyone looking to invest and refinance with confidence.

Mike and Brook at Level Up Capital are exactly who you want on your team as an investor. They helped us close two DSCR loans and executed quickly with clear, reliable timelines. From application to closing, they kept the process moving, stayed ahead of potential issues, and communicated proactively so our deals never stalled. Their understanding of investment lending and DSCR requirements made everything efficient and predictable, no wasted time. If you’re an investor who values speed, consistency, and strong execution, I highly recommend Mike and Brook at Level Up Capital.

Mike and Brook were great! Well informed Mike was able to walk me through a new portfolio loan. Very quick to respond to any questions that I had. Brook was about to get the loan through quickly. Will do buisness with them again!

From start to finish Mike was professional and helpful with getting the DSCR loan to closing. Like most loan processes there was some obstacles I had to work through and Mike was there to help guide the way and keep things moving forward. I would work with Mike again and recommend him to family and friends.

New Investors: Proceed with Caution I was working on my first BRRRR investment and chose Level Up Capital for a cash-out refinance. At the time, the value of our home was a big question mark, so we couldn’t narrow in on a specific loan strategy. Based on the broker’s guidance, we moved forward with next steps—but when the appraisal came back $140K higher than expected, it significantly changed the picture and made it clear I should explore better loan terms. The best Level Up could offer was 65% LTV with high reserve requirements. I found another lender offering 70% LTV and gave Level Up the chance to match, but they couldn’t. After that, they refused to release the appraisal unless I paid a $1,495 transfer fee—a fee that was never disclosed upfront. As a result, I had to schedule a new appraisal and start the entire process over, which delayed my refinance by 1–2 months. I understand not every deal works out. In sales, sometimes you win the bid, sometimes you don’t. A great lender uses those moments to build trust and try to earn the next opportunity—not to punish a client for moving on. Holding an appraisal hostage is not how you build long-term relationships. I waited to post this review until I successfully closed with a new lender because, honestly, the whole situation felt vindictive. I’m sharing this now so other investors—especially first-timers—can walk into lending relationships with eyes wide open. Ask upfront: If I need to change lenders, what happens to the appraisal? Are there fees? Learn from my experience.

Great experience with cash out refi for another rental property! Mike helped answer all our questions, guide us to the right program based on our goals and professionalism was over the top! Highly recommend! Look forward to many more deals working together.

I was in contact with Mike. There was a lack of transparency - did not want to share the preapproval letter with my and only with the agent directly. Wasted my time. Ended up losing 2 deals because of saying one thing to me and something different to the seller agents. And now there is no response from him at all. I would have zero issues if he was upfront with me and said I would not qualify.

The team at Level Up Capital is nothing short of amazing. I have closed several loans with them now, both rehab and DSCR. The team is responsive, organized, honest, and overall they are just great people to work with. Jim & Brook are the best! In addition to help on the lending side, they have also provided me with related business resources when needed, to help further my personal growth and development in real estate. I have also referred them to several of my property management clients who have also closed loans with them as well!

Mike G. and Level Up Capital was my broker on my 1st investment home. I was referred by a buddy of mine, who is also my mentor and he sweares by them so I gave them a shot. And I feel like I lucked out by working with Mike! He really educated me and guided me through the loan process. It was so easy! So much easier than when i got my primary. If you are looking for an experienced broker to help you, i can't speak higher of Mike. I've been listening to bigger pockets podcasts for years and slowly been building up the confidence and relationships to buy my first rental. I sourced my first deal through a wholesaler on a place in Royal Oak, just outside of Detroit. That's when I reached out to Mike for help getting a loan. He and Brook set me up for success! I have a day job so my time is limited during business hours, which didnt impact them at all. I sent them everything they asked for and would get texts and calls from Mike and Brook periodically with updates. I closed in 3 weeks, no hassles. Not sure if every deal will be this easy but i can see myself buying a rental property every 6-12 months and work towards making this my full time job and really Level Up! Thanks again for everything Mike and Brook. Excited to work with you again!

Ive been the borrower on multiple loans for rentals with Jim. Him and his processor are excellent. They are fast and responsive. Very pleased and will continue to do loans with them.

Level Up Capital was incredibly helpful and informative throughout the entire process. As a first-time investor, I had a lot of questions, and their team took the time to explain everything clearly and patiently. They made the experience smooth, stress-free, and easy to understand. I will definitely be going back to Level Up Capital for future deals and highly recommend them to anyone looking to invest and refinance with confidence.

Mike and Brook at Level Up Capital are exactly who you want on your team as an investor. They helped us close two DSCR loans and executed quickly with clear, reliable timelines. From application to closing, they kept the process moving, stayed ahead of potential issues, and communicated proactively so our deals never stalled. Their understanding of investment lending and DSCR requirements made everything efficient and predictable, no wasted time. If you’re an investor who values speed, consistency, and strong execution, I highly recommend Mike and Brook at Level Up Capital.

Mike and Brook were great! Well informed Mike was able to walk me through a new portfolio loan. Very quick to respond to any questions that I had. Brook was about to get the loan through quickly. Will do buisness with them again!

From start to finish Mike was professional and helpful with getting the DSCR loan to closing. Like most loan processes there was some obstacles I had to work through and Mike was there to help guide the way and keep things moving forward. I would work with Mike again and recommend him to family and friends.

New Investors: Proceed with Caution I was working on my first BRRRR investment and chose Level Up Capital for a cash-out refinance. At the time, the value of our home was a big question mark, so we couldn’t narrow in on a specific loan strategy. Based on the broker’s guidance, we moved forward with next steps—but when the appraisal came back $140K higher than expected, it significantly changed the picture and made it clear I should explore better loan terms. The best Level Up could offer was 65% LTV with high reserve requirements. I found another lender offering 70% LTV and gave Level Up the chance to match, but they couldn’t. After that, they refused to release the appraisal unless I paid a $1,495 transfer fee—a fee that was never disclosed upfront. As a result, I had to schedule a new appraisal and start the entire process over, which delayed my refinance by 1–2 months. I understand not every deal works out. In sales, sometimes you win the bid, sometimes you don’t. A great lender uses those moments to build trust and try to earn the next opportunity—not to punish a client for moving on. Holding an appraisal hostage is not how you build long-term relationships. I waited to post this review until I successfully closed with a new lender because, honestly, the whole situation felt vindictive. I’m sharing this now so other investors—especially first-timers—can walk into lending relationships with eyes wide open. Ask upfront: If I need to change lenders, what happens to the appraisal? Are there fees? Learn from my experience.

Great experience with cash out refi for another rental property! Mike helped answer all our questions, guide us to the right program based on our goals and professionalism was over the top! Highly recommend! Look forward to many more deals working together.

I was in contact with Mike. There was a lack of transparency - did not want to share the preapproval letter with my and only with the agent directly. Wasted my time. Ended up losing 2 deals because of saying one thing to me and something different to the seller agents. And now there is no response from him at all. I would have zero issues if he was upfront with me and said I would not qualify.