Business Page
FMC Capital
Lender
5.0 stars
25 Reviews
Markets served
Nationwide
Except the following states:
Arizona
Minnesota
Nevada
New Jersey
New York
Oregon
About us
Investor loans only: DSCR loans for long-term and short-term rentals, and rehab loans for properties you will keep as rentals (680+ credit, 1 to 4 units). We do not do primary residences, owner-occupied homes, fix and flips you plan to sell, ground-up construction, or conventional loans. FMC Capital is a Pittsburgh-based brokerage that works only with real estate investors, with a 5 star rating. We shop multiple investor lenders, send you a written cost estimate the same day, and typically close in about 30 days. - DSCR rentals: purchase, cash-out refinance or rate-and-term refinance, long-term or short-term rental - Rehab for buy & hold: buy and renovate, then refinance into a DSCR loan - 1 to 4 unit properties, $100k minimum purchase price, loan amount $75k+ 680 minimum credit score
Specialties
Hard/Private/Non-QM
DSCR (long-term rental)
Refinance (investment)
Reviews (25)
5.0 stars
25 Reviews
5.0 stars
25 Reviews
0.0 star
0 Reviews
5.0 stars
7 months ago
Reviewed by
DBW DBW
As a retired CPA and a real estate investor for over 35 years I’ve encountered a lot of different loan brokers and have to say that working with Kyle Coniker was a very good experience. He was polite, professional, knowledgeable, and never dropped the ball. He is one of the best I’ve met in that profession.
5.0 stars
Edited a year ago
Reviewed by
Catherine Valverde
Kyle is truly exceptional. He’s an incredibly knowledgeable resource, offering clear and patient explanations of various loan products. He’s also highly responsive, always working hard to meet tight deadlines. His entire team reflects the same level of professionalism and dedication. I’ll gladly work with him again and wouldn’t hesitate to recommend him to my closest friends.”
5.0 stars
a year ago
Reviewed by
Christian Wilhelm
I’ve worked with Kyle on several deals and referred him to multiple clients of ours. He is extremely educated in his craft and responsive. As a real estate agent and investor, in addition to obtaining fair rates, costs, etc., it’s important that things on the lending side move swiftly throughout the transaction. Kyle has fantastic executional
skills and maintains transparency throughout the process. Road blocks are natural depending on the property! If they come up, Kyle works swiftly to clear the condition and always gets us to the closing table on time. His team is strong and very professional. I would highly recommend him to anyone looking for real estate financing!
5.0 stars
2 years ago
Reviewed by
Luke Schrock
Kyle helped me buy my first home and has extensive knowledge about the home buying process. He helped me fully understand what all is necessary in a timely manner. Very easy to work with and I will be using him again. Highly recommend!
5.0 stars
2 years ago
Reviewed by
Rachel Thompson
Kyle was very helpful in advising us, getting us pre-approved, running several cost estimate sheets, and even ushering us through a few failed starts, before we finally closed on a house with a mortgage loan from him. He was also helpful in referring us to others when he didn't have products to meet our immediate needs, so we came back to him when we were ready for a new mortgage. Thanks, Kyle!
5.0 stars
2 years ago
Reviewed by
Chelsea Lorenson
Kyle helped me with a loan to secure an investment property and then again with a very difficult refinance when the rehab of the property was complete. Kyle was incredibly helpful! He checked in with me throughout the process and offered sound advice on multiple occasions. He went out of his way to ensure my property manager was accomplishing what needed to be done for the refinance to happen. As I don’t live local and have a 5-6 hour time difference, his attention to detail and willingness to go the extra mile made all the difference for both transactions. I look forward to working with Kyle again in the near future!
5.0 stars
2 years ago
Reviewed by
jasper Jurman
Kyle at Federated is very well versed in the home lending department and takes the time to thoroughly explain each aspect of the home buying process. I found that Kyle and Federated Mortgage were very good at catering their services to my home buying goals.
5.0 stars
2 years ago
Reviewed by
Jeremy Taggart
Kyle is a great mortgage lender. He has access to any loan product you would need and knows them all inside and out. He is readily available to answer questions as needed and is always on the ball. I would highly recommend anyone to use Kyle for their financing needs!
5.0 stars
2 years ago
Reviewed by
Sharon Campbell
Kyle Coniker was an excellent loan officer from start to finish ! He was very thorough & a great communicator! He was everything I look for in a lender as it makes the real estate deal go so much smoother! Thank you Kyle !
5.0 stars
2 years ago
Reviewed by
Daniel Klein
I have closed on several loans with Kyle for my investment properties. He is a pleasure to work with. He is fast, knowledgeable and knows how to get the job done. Highly recommended.
5.0 stars
7 months ago
Reviewed by
DBW DBW
As a retired CPA and a real estate investor for over 35 years I’ve encountered a lot of different loan brokers and have to say that working with Kyle Coniker was a very good experience. He was polite, professional, knowledgeable, and never dropped the ball. He is one of the best I’ve met in that profession.
5.0 stars
Edited a year ago
Reviewed by
Catherine Valverde
Kyle is truly exceptional. He’s an incredibly knowledgeable resource, offering clear and patient explanations of various loan products. He’s also highly responsive, always working hard to meet tight deadlines. His entire team reflects the same level of professionalism and dedication. I’ll gladly work with him again and wouldn’t hesitate to recommend him to my closest friends.”
5.0 stars
a year ago
Reviewed by
Christian Wilhelm
I’ve worked with Kyle on several deals and referred him to multiple clients of ours. He is extremely educated in his craft and responsive. As a real estate agent and investor, in addition to obtaining fair rates, costs, etc., it’s important that things on the lending side move swiftly throughout the transaction. Kyle has fantastic executional
skills and maintains transparency throughout the process. Road blocks are natural depending on the property! If they come up, Kyle works swiftly to clear the condition and always gets us to the closing table on time. His team is strong and very professional. I would highly recommend him to anyone looking for real estate financing!
5.0 stars
2 years ago
Reviewed by
Luke Schrock
Kyle helped me buy my first home and has extensive knowledge about the home buying process. He helped me fully understand what all is necessary in a timely manner. Very easy to work with and I will be using him again. Highly recommend!
5.0 stars
2 years ago
Reviewed by
Rachel Thompson
Kyle was very helpful in advising us, getting us pre-approved, running several cost estimate sheets, and even ushering us through a few failed starts, before we finally closed on a house with a mortgage loan from him. He was also helpful in referring us to others when he didn't have products to meet our immediate needs, so we came back to him when we were ready for a new mortgage. Thanks, Kyle!
5.0 stars
2 years ago
Reviewed by
Chelsea Lorenson
Kyle helped me with a loan to secure an investment property and then again with a very difficult refinance when the rehab of the property was complete. Kyle was incredibly helpful! He checked in with me throughout the process and offered sound advice on multiple occasions. He went out of his way to ensure my property manager was accomplishing what needed to be done for the refinance to happen. As I don’t live local and have a 5-6 hour time difference, his attention to detail and willingness to go the extra mile made all the difference for both transactions. I look forward to working with Kyle again in the near future!
5.0 stars
2 years ago
Reviewed by
jasper Jurman
Kyle at Federated is very well versed in the home lending department and takes the time to thoroughly explain each aspect of the home buying process. I found that Kyle and Federated Mortgage were very good at catering their services to my home buying goals.
5.0 stars
2 years ago
Reviewed by
Jeremy Taggart
Kyle is a great mortgage lender. He has access to any loan product you would need and knows them all inside and out. He is readily available to answer questions as needed and is always on the ball. I would highly recommend anyone to use Kyle for their financing needs!
5.0 stars
2 years ago
Reviewed by
Sharon Campbell
Kyle Coniker was an excellent loan officer from start to finish ! He was very thorough & a great communicator! He was everything I look for in a lender as it makes the real estate deal go so much smoother! Thank you Kyle !
5.0 stars
2 years ago
Reviewed by
Daniel Klein
I have closed on several loans with Kyle for my investment properties. He is a pleasure to work with. He is fast, knowledgeable and knows how to get the job done. Highly recommended.
