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Business Page


business profile image

Simple Home Loans Inc.

Lender
5.0 stars
83 Reviews

Markets served


Florida
South Carolina
Texas
Nationwide

Except the following states:

California

Licenses


Company NMLS
#1913205
Additional info available at the NMLS consumer access website

About us


Simple Home Loans  brings over 60 years of personalized combined mortgage expertise to South Florida’s dynamic real estate market. In the past four years alone, Simple Home Loans has successfully closed over $750 million in loans locally in South, FL.  Demonstrating a proven track record of delivering results.

With a focus on personalized lending solutions, SHL guides clients through every step of the financing process—whether they are first-time homebuyers, seasoned investors, or homeowners looking to refinance. His deep industry knowledge allows him to secure competitive rates and tailor financing options to meet each client’s unique financial situation.

At Simple Home Loans,  our mission is to simplify the mortgage experience. As a trusted advisor, we ensure clients make well-informed decisions aligned with their short- and long-term goals. With expertise in both residential and commercial lending, we offers seamless access to the best loan products on the market.

Simple Home Loans is committed to building lasting relationships by providing expert advice, top-tier service, and clear communication throughout the entire process..

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
FHA

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Balance Sheet Loan
Bridge Loan
Foreign National Loan
Refinance (investment)

Reviews (83)


5.0 stars
83 Reviews
5.0 stars
83 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
2 months ago
Thank you for your attention and patience in explaining things. You are always cooperative and always answer our questions with the best sympathy.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Lissette Blanco
I had the absolute pleasure of working with Ana Padron on my home loan, and I couldn’t be more grateful for her help. From start to finish, Ana was professional, knowledgeable, and incredibly supportive. She made the entire process smooth and stress-free, always taking the time to explain everything clearly and answer all my questions. Ana truly went above and beyond. I highly recommend her to anyone in need of a reliable and dedicated lender!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Natan Munoz
I had a fantastic experience working with Ana throughout the process of buying my home. She provided excellent customer service from start to finish and was always available whenever I had questions, no matter the time or day. Her professionalism, market knowledge, and genuine dedication made the entire experience smooth and stress-free. I truly appreciated her patience, responsiveness, and the way she made me feel supported every step of the way. I couldn’t have asked for a better person to help me with such an important milestone, and I highly recommend her to anyone looking to buy a home.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Jose Suarez
Wonderful experience securing a mortgage loan with the simple home loans team. Javier , Maggie , and especially Rosy whom I communicated the most with were exceptionally knowledgeable and transparent. Very organized and the attention to detail was unmatched. Looking forward to future business with Simple Home Loans.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Miguel Calle
My experience with Javier Del Rio has been absolutely smooth. If you’re looking for a professional individual to make your experience hassle free there’s no one better. World class customer service!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Matthew Fostier
I highly recommend these guys. Rosy was a pleasure to work with and made the process simple from start to finish. Will definitely use them again in the future.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Carlos Diaz Hernandez
What can I say nothing but the best. This the second time I worked with this amazing group of professionals. I would recommend them to anyone that is looking to buy or refinance your property. They work with you for you.
reviewer image
5.0 stars
|
9 months ago
Reviewed by Maria Janeiro
I have no words to express my experience with Magge Alfaro and her coworkers. Her professionalism exceeds the standards, she has been very patient with me and explained the process step by step. I recommend her 100 percent, you will not regret working with her and the entire team.
reviewer image
5.0 stars
|
2 months ago
Thank you for your attention and patience in explaining things. You are always cooperative and always answer our questions with the best sympathy.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Lissette Blanco
I had the absolute pleasure of working with Ana Padron on my home loan, and I couldn’t be more grateful for her help. From start to finish, Ana was professional, knowledgeable, and incredibly supportive. She made the entire process smooth and stress-free, always taking the time to explain everything clearly and answer all my questions. Ana truly went above and beyond. I highly recommend her to anyone in need of a reliable and dedicated lender!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Natan Munoz
I had a fantastic experience working with Ana throughout the process of buying my home. She provided excellent customer service from start to finish and was always available whenever I had questions, no matter the time or day. Her professionalism, market knowledge, and genuine dedication made the entire experience smooth and stress-free. I truly appreciated her patience, responsiveness, and the way she made me feel supported every step of the way. I couldn’t have asked for a better person to help me with such an important milestone, and I highly recommend her to anyone looking to buy a home.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Jose Suarez
Wonderful experience securing a mortgage loan with the simple home loans team. Javier , Maggie , and especially Rosy whom I communicated the most with were exceptionally knowledgeable and transparent. Very organized and the attention to detail was unmatched. Looking forward to future business with Simple Home Loans.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Miguel Calle
My experience with Javier Del Rio has been absolutely smooth. If you’re looking for a professional individual to make your experience hassle free there’s no one better. World class customer service!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Matthew Fostier
I highly recommend these guys. Rosy was a pleasure to work with and made the process simple from start to finish. Will definitely use them again in the future.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Carlos Diaz Hernandez
What can I say nothing but the best. This the second time I worked with this amazing group of professionals. I would recommend them to anyone that is looking to buy or refinance your property. They work with you for you.
reviewer image
5.0 stars
|
9 months ago
Reviewed by Maria Janeiro
I have no words to express my experience with Magge Alfaro and her coworkers. Her professionalism exceeds the standards, she has been very patient with me and explained the process step by step. I recommend her 100 percent, you will not regret working with her and the entire team.

Our Team


Jesse Rodriguez