Business Page
Tidal Mortgage Group
Lender
5.0 stars
32 Reviews
Markets served
Georgia
New Jersey
North Carolina
South Carolina
Nationwide
Except the following states:
Nevada
North Dakota
South Dakota
Utah
Vermont
About us
Tidal Mortgage Group is a Charleston, SC–based mortgage brokerage dedicated to helping every type of homebuyer — from first-time purchasers to seasoned investors. Founded on a commitment to exceptional customer service, we guide clients through every step of the loan process and beyond, building long-term relationships based on trust and results. Our Loan Options We offer a wide range of mortgage solutions to meet diverse needs: Conventional Mortgages – Competitive rates for borrowers with strong credit. Government-Backed Loans – FHA, VA, and USDA programs that make homeownership more accessible. Non-Qualified Mortgages (Non-QM) – Flexible solutions designed for self-employed borrowers and unique financial situations. Investment Products DSCR Loans – For rental property financing. Fix and Flip Loans – Tailored for renovation and resale projects. Bridge Loans – Helping buyers transition between properties smoothly. 1031 Exchange Financing – Options to support tax-deferred property exchanges. Why Work With Us? As an independent mortgage broker, we partner with a wide network of wholesale lenders. This allows us to deliver: Competitive rates Lower fees Tailored loan solutions designed around each client’s goals Our Vision At Tidal Mortgage Group, our mission is to make the mortgage process smooth, transparent, and stress-free. With expert guidance and personalized service, we empower our clients to make confident decisions on their path to homeownership and investment success.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
FHA
Hard/Private/Non-QM
Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Balance Sheet Loan
Bridge Loan
Foreign National Loan
Refinance (investment)
Reviews (32)
5.0 stars
32 Reviews
5.0 stars
32 Reviews
0.0 star
0 Reviews
5.0 stars
2 months ago
Reviewed by
Brenda McDonald
I highly recommend Steve to anyone looking for a smooth, professional, and stress-free lending experience. From start to finish, he was knowledgeable, responsive, and genuinely committed to helping me understand every step of the process. He communicated clearly, answered all my questions, and worked hard to make sure everything stayed on track. His attention to details, patience, and dedication made a big difference, and I truly appreciate his outstanding service. If you need a loan officer who is dependable, trustworthy, and excellent at what he does, Steve is truly the person to call.
5.0 stars
2 months ago
Reviewed by
aaron gage
Absolutely amazing experience 10 out of 10… Steve answered any and every question I had. He was available all the time. I mean I just can’t say enough good things honestly he’s definitely earned my business for life!!!!
5.0 stars
9 months ago
Reviewed by
Colton Hogg
Steve has gone above and beyond what his normal job duties are. He kept me informed and updated throughout the process. I know he is extremely busy but made me feel like I was the top of his priority list and was working for me solely. He is very kind and generous and answered all of my dozens of questions about every little thing. He is truly an expert and I will never use anyone else other than Steve in the future. If you are debating on doing business or calling him I highly recommend you contact and use his services. You will not regret it. Steve once again thank you for everything you have done for me. I’m truly grateful and it means more than you know.
5.0 stars
11 months ago
Reviewed by
Leah Claflin
Steve was great to work with! He took the time to explain the different loan options and stayed in communication through the whole process. He gave status updates along the way and was quick to manage unexpected needs that arose. The process was great and looking forward to using him again in the future!
5.0 stars
a year ago
Reviewed by
Sarah Sweat
Steve was an absolute pleasure to work with. He was professional, knowledgeable, and always quick to respond to our questions. He guided us through the process with ease. We truly appreciated his expertise and responsiveness, and would highly recommended him to anyone!
5.0 stars
a year ago
Reviewed by
Shannon Skelly
Steve was incredible. He made the refinance process beyond easy and completely stress free. Steve considered all possibilities of my financial situation and found the perfect solution for me in what seemed like record time. If you are considering a new purchase or looking for a reset on your current situation, reach out to Steve to discuss the possibilities. I will definitely be a return customer.
5.0 stars
a year ago
Reviewed by
Dustin Wilson
Steve went above and beyond helping me and my fiance with our first home purchase. He was fantastic to work with and made sure we were comfortable and had the resources we needed to see all of our options before making our decision. He truly went the extra mile when we encountered some challenges before final approval and pulled off what felt like a mortgage miracle. Thank you Steve!
5.0 stars
a year ago
Reviewed by
Jill Wygonik
*****Five Stars doesn't seem like enough for Steve***** He truly was the MVP helping us with our first home purchase. Steve was patient going over all the options and thoughtfully answered any questions we threw his way.
Steve is not only an asset as an expert in his knowledge of the market, but a great individual to work with. He has a genuine personality and operates with integrity. We couldn't be more grateful for Steve and the Tidal Mortgage Group!!
5.0 stars
a year ago
Reviewed by
Sarah Pinner
Steve and his team were amazing to work with!! They made everything easy to understand and offered much needed advice. The loan product he found for us was far superior to any other. Would recommend their team to anyone and definitely will use their expertise in the future! Thank you Tidal Mortgage Group!!
5.0 stars
3 years ago
Reviewed by
MEGAN LUTZ
Steve was an absolute dream to work with! He made the whole refinance process easy and understandable! He answered all of our questions and was able to explain things to us in a way that we actual understood what he was telling us! He was readily available and the utmost professional! We would highly recommend Steve for any and all mortgage needs.
5.0 stars
2 months ago
Reviewed by
Brenda McDonald
I highly recommend Steve to anyone looking for a smooth, professional, and stress-free lending experience. From start to finish, he was knowledgeable, responsive, and genuinely committed to helping me understand every step of the process. He communicated clearly, answered all my questions, and worked hard to make sure everything stayed on track. His attention to details, patience, and dedication made a big difference, and I truly appreciate his outstanding service. If you need a loan officer who is dependable, trustworthy, and excellent at what he does, Steve is truly the person to call.
5.0 stars
2 months ago
Reviewed by
aaron gage
Absolutely amazing experience 10 out of 10… Steve answered any and every question I had. He was available all the time. I mean I just can’t say enough good things honestly he’s definitely earned my business for life!!!!
5.0 stars
9 months ago
Reviewed by
Colton Hogg
Steve has gone above and beyond what his normal job duties are. He kept me informed and updated throughout the process. I know he is extremely busy but made me feel like I was the top of his priority list and was working for me solely. He is very kind and generous and answered all of my dozens of questions about every little thing. He is truly an expert and I will never use anyone else other than Steve in the future. If you are debating on doing business or calling him I highly recommend you contact and use his services. You will not regret it. Steve once again thank you for everything you have done for me. I’m truly grateful and it means more than you know.
5.0 stars
11 months ago
Reviewed by
Leah Claflin
Steve was great to work with! He took the time to explain the different loan options and stayed in communication through the whole process. He gave status updates along the way and was quick to manage unexpected needs that arose. The process was great and looking forward to using him again in the future!
5.0 stars
a year ago
Reviewed by
Sarah Sweat
Steve was an absolute pleasure to work with. He was professional, knowledgeable, and always quick to respond to our questions. He guided us through the process with ease. We truly appreciated his expertise and responsiveness, and would highly recommended him to anyone!
5.0 stars
a year ago
Reviewed by
Shannon Skelly
Steve was incredible. He made the refinance process beyond easy and completely stress free. Steve considered all possibilities of my financial situation and found the perfect solution for me in what seemed like record time. If you are considering a new purchase or looking for a reset on your current situation, reach out to Steve to discuss the possibilities. I will definitely be a return customer.
5.0 stars
a year ago
Reviewed by
Dustin Wilson
Steve went above and beyond helping me and my fiance with our first home purchase. He was fantastic to work with and made sure we were comfortable and had the resources we needed to see all of our options before making our decision. He truly went the extra mile when we encountered some challenges before final approval and pulled off what felt like a mortgage miracle. Thank you Steve!
5.0 stars
a year ago
Reviewed by
Jill Wygonik
*****Five Stars doesn't seem like enough for Steve***** He truly was the MVP helping us with our first home purchase. Steve was patient going over all the options and thoughtfully answered any questions we threw his way.
Steve is not only an asset as an expert in his knowledge of the market, but a great individual to work with. He has a genuine personality and operates with integrity. We couldn't be more grateful for Steve and the Tidal Mortgage Group!!
5.0 stars
a year ago
Reviewed by
Sarah Pinner
Steve and his team were amazing to work with!! They made everything easy to understand and offered much needed advice. The loan product he found for us was far superior to any other. Would recommend their team to anyone and definitely will use their expertise in the future! Thank you Tidal Mortgage Group!!
5.0 stars
3 years ago
Reviewed by
MEGAN LUTZ
Steve was an absolute dream to work with! He made the whole refinance process easy and understandable! He answered all of our questions and was able to explain things to us in a way that we actual understood what he was telling us! He was readily available and the utmost professional! We would highly recommend Steve for any and all mortgage needs.
