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The Mortgage Calculator

Lender
4.9 stars
277 Reviews

Contact us

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Markets served

Arizona
California
Colorado
Connecticut
District of Columbia
Florida
Georgia
Illinois
Indiana
Iowa
Maryland
Michigan
Minnesota
New Jersey
North Carolina
Ohio
Oregon
Pennsylvania
South Carolina
Tennessee
Texas
Utah
Virginia
Washington
Nationwide

Licenses

Company NMLS
#2377459
Additional info available at the NMLS consumer access website

Additional Licenses & Information 

The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC NMLS #:2377459 Licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division...

Licenses

Company NMLS
#2377459
Additional info available at the NMLS consumer access website

Additional Licenses & Information 

The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC NMLS #:2377459 Licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Licensed by the NJ Department of Banking and Insurance. Not licensed or conducting business in New York.
The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.490% and 80% loan-to-value (LTV) and 760 credit score is $2,526. The Annual Percentage Rate (APR) is 6.772% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 1/29/2025. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.
Mortgage Calculator Company LLC is licensed as a Mortgage Lender and/or Mortgage Broker in the following states: Arizona, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Maryland, Michigan, Minnesota, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and more pending.

About us

The Mortgage Calculator specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation! 

Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!

Our team of over 450 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page!

Specialties

Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
FHA

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Foreign National Loan
Refinance (investment)

Reviews (277)

4.9 stars
277 Reviews
4.9 stars
277 Reviews
0.0 star
0 Reviews
reviewer image
5.0 stars
|
3 months ago
Reviewed by Susan Rakes
Fantastic training and help along the way, very patient and knowledgeable. Always bringing a fresh approach to loans to find the right fit for everyone.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Jeff Perry
the best Mortgage company ever, defiantly give them a try, great service, and a great team
reviewer image
5.0 stars
|
6 months ago
Reviewed by Wayne Green
The Mortgage Calculator has been on top of my entire process. Great communication and follow up.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Raquel Henning
TMC has great rates and loan programs! From Residential and Commercial to amazing DSCR options, The Mortgage Calculator has got you covered!
reviewer image
5.0 stars
|
9 months ago
Reviewed by Reese Peck
The Mortgage Calculator stands out for providing access to a broad range of loan products, giving borrowers the advantage of comparing options from various lenders. This wider selection ensures that clients can find loan solutions tailored to their individual needs and financial goals. The team is known for offering highly personalized service, prioritizing each borrower's unique circumstances and offering guidance throughout the process. Their expertise helps simplify what can often be a complex journey. Another notable benefit is their ability to negotiate more favorable loan terms and interest rates on behalf of their clients, potentially saving borrowers money over the life of the loan. With a focus on cost-effective options, they explore multiple lending avenues to help secure the most competitive terms possible. For anyone seeking knowledgeable, supportive, and effective mortgage professionals, The Mortgage Calculator is an excellent choice for navigating the mortgage landscape.
reviewer image
5.0 stars
|
a year ago
Reviewed by Gladys
Amazing training program for those who've not had the opportunity. Want to be trained or retrained on everything you've learned on your own? Don't hesitate inquire here. This is a great company and their training is topnotch!
reviewer image
5.0 stars
|
a year ago
Reviewed by Ashley Blanton
⭐⭐⭐⭐⭐ I’ve had an amazing experience with the Mortgage Calculator Company! What really sets them apart are their flexible loan programs that cater to a wide variety of needs. Whether you're a first-time homebuyer or someone looking to refinance, they offer tailored solutions that make the process smooth and stress-free. Their ability to adapt to different financial situations is a huge benefit. Additionally, I’m impressed by how innovative their technology is, especially when it comes to helping new loan officers. Their tools and resources provide seamless integrations, making it much easier to navigate the complexities of the mortgage industry. The platform is intuitive, user-friendly, and has definitely empowered me to offer better service to my clients.
reviewer image
4.0 stars
|
a year ago
Reviewed by Libna Perez
High end technology company! Great CRM that assures compliance and regulations. They have great tools like the knowledge center to apply higher expertise in the mortgage loan industry. So far it seems great, I haven't seen any negative aspects yet, I might come back later to update my comments and see if it goes all the way to 5, stays at 4 or goes below. Stay tuned 😊
reviewer image
5.0 stars
|
3 months ago
Reviewed by Susan Rakes
Fantastic training and help along the way, very patient and knowledgeable. Always bringing a fresh approach to loans to find the right fit for everyone.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Jeff Perry
the best Mortgage company ever, defiantly give them a try, great service, and a great team
reviewer image
5.0 stars
|
6 months ago
Reviewed by Wayne Green
The Mortgage Calculator has been on top of my entire process. Great communication and follow up.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Raquel Henning
TMC has great rates and loan programs! From Residential and Commercial to amazing DSCR options, The Mortgage Calculator has got you covered!
reviewer image
5.0 stars
|
9 months ago
Reviewed by Reese Peck
The Mortgage Calculator stands out for providing access to a broad range of loan products, giving borrowers the advantage of comparing options from various lenders. This wider selection ensures that clients can find loan solutions tailored to their individual needs and financial goals. The team is known for offering highly personalized service, prioritizing each borrower's unique circumstances and offering guidance throughout the process. Their expertise helps simplify what can often be a complex journey. Another notable benefit is their ability to negotiate more favorable loan terms and interest rates on behalf of their clients, potentially saving borrowers money over the life of the loan. With a focus on cost-effective options, they explore multiple lending avenues to help secure the most competitive terms possible. For anyone seeking knowledgeable, supportive, and effective mortgage professionals, The Mortgage Calculator is an excellent choice for navigating the mortgage landscape.
reviewer image
5.0 stars
|
a year ago
Reviewed by Gladys
Amazing training program for those who've not had the opportunity. Want to be trained or retrained on everything you've learned on your own? Don't hesitate inquire here. This is a great company and their training is topnotch!
reviewer image
5.0 stars
|
a year ago
Reviewed by Ashley Blanton
⭐⭐⭐⭐⭐ I’ve had an amazing experience with the Mortgage Calculator Company! What really sets them apart are their flexible loan programs that cater to a wide variety of needs. Whether you're a first-time homebuyer or someone looking to refinance, they offer tailored solutions that make the process smooth and stress-free. Their ability to adapt to different financial situations is a huge benefit. Additionally, I’m impressed by how innovative their technology is, especially when it comes to helping new loan officers. Their tools and resources provide seamless integrations, making it much easier to navigate the complexities of the mortgage industry. The platform is intuitive, user-friendly, and has definitely empowered me to offer better service to my clients.
reviewer image
4.0 stars
|
a year ago
Reviewed by Libna Perez
High end technology company! Great CRM that assures compliance and regulations. They have great tools like the knowledge center to apply higher expertise in the mortgage loan industry. So far it seems great, I haven't seen any negative aspects yet, I might come back later to update my comments and see if it goes all the way to 5, stays at 4 or goes below. Stay tuned 😊

Our Team

Nick Hiersche's profile image
Nick Hiersche