Business Page
Nicolas Toscano
Lender
5.0 stars
118 Reviews
Markets served
Nationwide
Except the following states:
Hawaii
New York
Rhode Island
South Dakota
Licenses
Company NMLS
#181106
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Nicolas Toscano | NMLS #1418692 | Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | AL 22977 | AK AK181106 | AZ 0904774 | AR 124815 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged ...
About us
With over a decade of lending experience and thousands of successful loan closings, I’m here to simplify your home financing journey. As a top loan officer, I’ll advocate for you every step of the way, ensuring you receive exceptional service and the best loan options available. Top 1% - 2024 President's Club - 2024 Fastest Purchase Closer - 2023, 2024
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)
FHA
Reviews (118)
5.0 stars
118 Reviews
5.0 stars
118 Reviews
0.0 star
0 Reviews
5.0 stars
3 months ago
Reviewed by
Wadhera
Nick is one of the best mortgage brokers I have every worked with. He genuinely cares and understands your needs and answers every question to make sure you are comfortable. We had phenomenal experience with not one but two transactions with him and I know there are going to be many more. He is kind, professional, understand the trades, educates you and looks out for the best result possible. If you see Nick's name just stop looking further you are in the right place!
5.0 stars
3 months ago
Reviewed by
buddhika rathnayaka
I can’t recommend Nic highly enough. From start to finish, he made my refinance process smooth and stress-free. Nic is incredibly knowledgeable, and what stood out most was his calm, concise approach. He explained everything clearly without overwhelming me with jargon.
He’s extremely smart and clearly knows the finance world inside and out. Beyond his expertise, Nic genuinely takes care of his customers. He handled every detail with great professionalism and got my refinance done in a matter of days.
If you’re looking for someone sharp, efficient, and who truly puts his clients first, Nic is your guy. Thank you for making this such a positive experience!
5.0 stars
3 months ago
Reviewed by
Devan Williams
Buying a home can be stressful, but Nicolas made the process so much easier. He was always on top of everything, communicated clearly, and kept us informed every step of the way. We are extremely pleased with our experience and are grateful for all of his help. I would highly recommend Nicolas to anyone looking for a loan officer and will definitely be recommending him to friends and family.
5.0 stars
4 months ago
Reviewed by
Yve Misek
We just closed a log home loan with Nicolas Toscano & Ashley Witte, and the experience was excellent from start to finish. Log homes can be tricky from a lending perspective, but he and his team stayed on top of every condition, was quick to respond, and kept the file moving. We got to CTC in a week and met his COE deadline! His efficiency and communication made what could have been a complicated transaction completely smooth. Highly recommend him for any unique property type!
5.0 stars
5 months ago
Reviewed by
J
Nicolas helped me with my second home purchase last year (2025). He made the process quite simple. He took the time to run multiple scenarios with me. It was such a positive experience that he helped me refinance that property this year. I hope to work with him more in the near future. Thank you, Nicolas.
- Jeff
5.0 stars
5 months ago
Reviewed by
Susan Jimenez
Nick was completely transparent from start to finish. I had just withdrawn my loan application with a different mortgage company because they changed both the loan amount and slipped in $10,000.00 in discount points on the date I was supposed to sign. Terrible experience.
Nick was referred to me by my son and I am very grateful for the recommendation. From start to finish, Nick was fully transparent providing options specific to my goals, pricing, with no pressure and once those choices had been made - we closed within a week. The title company was excellent as well.
It was clean, simple, and I signed virtually in the comfort of my home.
I would highly recommend him especially in this day and age where everyone is trying to make a buck even if it’s at your expense, it is refreshing having someone help you realize your financial plan because at the end of the day they realize is integrity is the best referral.
Thank you Barrett Financial for employing such a great representation of truth in lending!
Pun intended! 😂
5.0 stars
6 months ago
Reviewed by
Tim Kelly
I worked with Nicolas both in closing on a purchase and through a refi. Very knowledgeable and willing to answer all questions. He's also very willing to support his clients whether during work hours, in evenings, or over the weekend. I plan to work with Nicolas again. 5-star.
5.0 stars
Edited 6 months ago
Reviewed by
pushpraj srivastava
It was a great experience working with Nick. You will never find a loan agent working so patiently and giving you so much time to discuss and resolve all your queries. I would love to work with him in future as well. 100% recommend him.
5.0 stars
6 months ago
Reviewed by
Chantilli Hoppenrath
Nic was incredibly knowledgeable, sensitive to our needs and goals for our mortgage - and highly responsive. This is my 3rd Mortgage in my lifetime - and this is the most supported I have felt through the process - which really made a difference in reducing our stress.
5.0 stars
10 months ago
Reviewed by
Arijit Panda
Working with Nicolas was an excellent experience. He truly went above and beyond, especially given the holiday timing, and did everything possible to get the loan funded on time. His communication was clear, honest, and reassuring throughout the process.
I’m extremely grateful for his dedication and effort, and I wouldn’t hesitate to recommend him to friends and family. I’m looking forward to working with him again on future deals.
5.0 stars
3 months ago
Reviewed by
Wadhera
Nick is one of the best mortgage brokers I have every worked with. He genuinely cares and understands your needs and answers every question to make sure you are comfortable. We had phenomenal experience with not one but two transactions with him and I know there are going to be many more. He is kind, professional, understand the trades, educates you and looks out for the best result possible. If you see Nick's name just stop looking further you are in the right place!
5.0 stars
3 months ago
Reviewed by
buddhika rathnayaka
I can’t recommend Nic highly enough. From start to finish, he made my refinance process smooth and stress-free. Nic is incredibly knowledgeable, and what stood out most was his calm, concise approach. He explained everything clearly without overwhelming me with jargon.
He’s extremely smart and clearly knows the finance world inside and out. Beyond his expertise, Nic genuinely takes care of his customers. He handled every detail with great professionalism and got my refinance done in a matter of days.
If you’re looking for someone sharp, efficient, and who truly puts his clients first, Nic is your guy. Thank you for making this such a positive experience!
5.0 stars
3 months ago
Reviewed by
Devan Williams
Buying a home can be stressful, but Nicolas made the process so much easier. He was always on top of everything, communicated clearly, and kept us informed every step of the way. We are extremely pleased with our experience and are grateful for all of his help. I would highly recommend Nicolas to anyone looking for a loan officer and will definitely be recommending him to friends and family.
5.0 stars
4 months ago
Reviewed by
Yve Misek
We just closed a log home loan with Nicolas Toscano & Ashley Witte, and the experience was excellent from start to finish. Log homes can be tricky from a lending perspective, but he and his team stayed on top of every condition, was quick to respond, and kept the file moving. We got to CTC in a week and met his COE deadline! His efficiency and communication made what could have been a complicated transaction completely smooth. Highly recommend him for any unique property type!
5.0 stars
5 months ago
Reviewed by
J
Nicolas helped me with my second home purchase last year (2025). He made the process quite simple. He took the time to run multiple scenarios with me. It was such a positive experience that he helped me refinance that property this year. I hope to work with him more in the near future. Thank you, Nicolas.
- Jeff
5.0 stars
5 months ago
Reviewed by
Susan Jimenez
Nick was completely transparent from start to finish. I had just withdrawn my loan application with a different mortgage company because they changed both the loan amount and slipped in $10,000.00 in discount points on the date I was supposed to sign. Terrible experience.
Nick was referred to me by my son and I am very grateful for the recommendation. From start to finish, Nick was fully transparent providing options specific to my goals, pricing, with no pressure and once those choices had been made - we closed within a week. The title company was excellent as well.
It was clean, simple, and I signed virtually in the comfort of my home.
I would highly recommend him especially in this day and age where everyone is trying to make a buck even if it’s at your expense, it is refreshing having someone help you realize your financial plan because at the end of the day they realize is integrity is the best referral.
Thank you Barrett Financial for employing such a great representation of truth in lending!
Pun intended! 😂
5.0 stars
6 months ago
Reviewed by
Tim Kelly
I worked with Nicolas both in closing on a purchase and through a refi. Very knowledgeable and willing to answer all questions. He's also very willing to support his clients whether during work hours, in evenings, or over the weekend. I plan to work with Nicolas again. 5-star.
5.0 stars
Edited 6 months ago
Reviewed by
pushpraj srivastava
It was a great experience working with Nick. You will never find a loan agent working so patiently and giving you so much time to discuss and resolve all your queries. I would love to work with him in future as well. 100% recommend him.
5.0 stars
6 months ago
Reviewed by
Chantilli Hoppenrath
Nic was incredibly knowledgeable, sensitive to our needs and goals for our mortgage - and highly responsive. This is my 3rd Mortgage in my lifetime - and this is the most supported I have felt through the process - which really made a difference in reducing our stress.
5.0 stars
10 months ago
Reviewed by
Arijit Panda
Working with Nicolas was an excellent experience. He truly went above and beyond, especially given the holiday timing, and did everything possible to get the loan funded on time. His communication was clear, honest, and reassuring throughout the process.
I’m extremely grateful for his dedication and effort, and I wouldn’t hesitate to recommend him to friends and family. I’m looking forward to working with him again on future deals.
