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Stephanie Medellin, Loan Factory

Lender
5.0 stars
8 Reviews

Markets served


California
Nationwide

Except the following states:

Arizona
Idaho
Minnesota
Nevada
North Dakota
Oregon
South Dakota
Utah
Vermont

Licenses


Company NMLS
#320841
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Individual NMLS #876196

About us


As a mortgage broker, I have access to 200+ lenders, each offering unique products for a wide variety of loan scenarios.  I love finding ways to fund even the most challenging loans for my clients.  If you have a unique or tough scenario, or just want a great rate with excellent service, I will do everything in my power to get your loan funded. 

Access equity in your California property in as little as 5 days, with our 5 day HELOC.  It's a fast, easy, automated process.  See how much you can access - visit my website and click on "5 Day HELOC" in the resources menu.

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
FHA

Hard/Private/Non-QM

Home Equity (investment)
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Foreign National Loan
Refinance (investment)

Reviews (8)


5.0 stars
8 Reviews
5.0 stars
8 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
5 years ago
Reviewed by Gregory Carter
Working with Stephanie was a dream come true. I have come across other companies that made refinancing a headache, but this was the easiest process ever. She also got it done in RECORD TIME. Super fast response time and actually takes the time to break everything down to show you what is going on. Incredible rates and amazing customer service. My wife and I thank you again
reviewer image
5.0 stars
|
5 years ago
Reviewed by John Amaya
My fiancé and I have worked with Stephanie and Xavier many times before. They are very professional but also take every case very personal. They make sure that you completely understand what every process is about and what the meaning of the papers you are signing are about. They go above and beyond to make sure are well taken care of. It's very difficult to find someone that is willing to work with you the way they do! I would highly recommend them to anyone looking to refinance their home.
reviewer image
5.0 stars
|
6 years ago
Reviewed by Northstar Realty
Stephanie was absolutely a pleasure to work with. She offered tremendous, fast, and great rates for our financing needs. Thank you Stephanie for having great rates with spectacular customer service!
reviewer image
5.0 stars
|
6 years ago
Reviewed by Rachel Reyes
Stephanie and Xavier were tremendously helpful and accommodating all throughout my refinance. They were very thorough with their information and answered any questions promptly. The process was extremely smooth and expedient. I would absolutely recommend them.
reviewer image
5.0 stars
|
Edited 6 years ago
Reviewed by Lore Barron
I highly recommend Instant Rate Quotes great service. Always answering every question you have. Satisfied making deals with them.
reviewer image
5.0 stars
|
5 years ago
Reviewed by Gregory Carter
Working with Stephanie was a dream come true. I have come across other companies that made refinancing a headache, but this was the easiest process ever. She also got it done in RECORD TIME. Super fast response time and actually takes the time to break everything down to show you what is going on. Incredible rates and amazing customer service. My wife and I thank you again
reviewer image
5.0 stars
|
5 years ago
Reviewed by John Amaya
My fiancé and I have worked with Stephanie and Xavier many times before. They are very professional but also take every case very personal. They make sure that you completely understand what every process is about and what the meaning of the papers you are signing are about. They go above and beyond to make sure are well taken care of. It's very difficult to find someone that is willing to work with you the way they do! I would highly recommend them to anyone looking to refinance their home.
reviewer image
5.0 stars
|
6 years ago
Reviewed by Northstar Realty
Stephanie was absolutely a pleasure to work with. She offered tremendous, fast, and great rates for our financing needs. Thank you Stephanie for having great rates with spectacular customer service!
reviewer image
5.0 stars
|
6 years ago
Reviewed by Rachel Reyes
Stephanie and Xavier were tremendously helpful and accommodating all throughout my refinance. They were very thorough with their information and answered any questions promptly. The process was extremely smooth and expedient. I would absolutely recommend them.
reviewer image
5.0 stars
|
Edited 6 years ago
Reviewed by Lore Barron
I highly recommend Instant Rate Quotes great service. Always answering every question you have. Satisfied making deals with them.

Our Team


Stephanie Medellin