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Citywide Home Mortgage

Lender
5.0 stars
103 Reviews

Markets served


Delaware
Maryland
Massachusetts
New Jersey
Pennsylvania
Tennessee
Virginia
Delaware
Maryland
Massachusetts
New Jersey
Pennsylvania
Tennessee

Licenses


Company NMLS
#2611
Additional info available at the NMLS consumer access website

Additional Licenses & Information

1065549

More ways to connect


About us


As an active real estate investor and experienced Mortgage Loan Officer, I understand the challenges and opportunities investors face because I’ve built my own diverse portfolio—including a boutique hotel, long-term rentals, short-term rentals, multi-family properties, rehab projects, and house hacking. I specialize in helping investors secure tailored financing solutions to maximize their returns.

With over 13 years in mortgage banking, I’ve assisted thousands of clients in structuring loans that align with their investment strategies. As Branch Manager at Citywide Home Mortgage, I provide a diverse range of loan products across Pennsylvania, New Jersey, Florida, Tennessee, Massachusetts, Virginia, and Delaware. Whether you're acquiring your next rental, funding a fix-and-flip, or refinancing for better terms, I offer expert guidance and a streamlined lending process.

Let’s connect and scale your portfolio with smart financing strategies.

Kyle Kelly
NMLS#: 1065549
Mobile: 570.241.5186
Email: [email protected]
www.KyleCW.com

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)
FHA

Hard/Private/Non-QM

DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Refinance (investment)

Reviews (103)


5.0 stars
103 Reviews
5.0 stars
103 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Erwin Lao
Working with Kyle of Citywide on my DSCR loan was an absolute pleasure! His team is extremely knowledgeable, professional and thorough. They made the entire loan process smooth, clear and efficient. On top of their expertise, they are genuinely nice people to work with and always responsive. I highly recommend Kyle of Citywide to any real estate investor looking for a reliable lender!
reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Lakeview Chalet
This review is long overdue! We've now worked with Kyle Kelly and his team at Citywide on two short-term rental properties, and I can't say enough good things about them! Our first property was anything but straightforward, but Kyle, Max, and the rest of the team made the entire process feel easy. They navigated every challenge, kept things moving, and most importantly, got us to the closing table on time. For property number two, we made the mistake of shopping rates and going with another lender who, unfortunately, wasn't nearly as familiar with the STR market or DSCR loans. When things started falling apart at the eleventh hour, we turned back to Kyle, and he and his team absolutely saved the day! What impressed me most was that Kyle had actually anticipated some of the issues we might run into and had already done the legwork behind the scenes, just in case. That kind of foresight, experience, and dedication is hard to find. Despite coming in at the last minute, they pulled everything together and, once again, we closed on time! Kyle is an absolute wealth of knowledge, especially when it comes to investment properties, STRs, and DSCR financing. He's proactive, responsive, and genuinely invested in making sure his clients succeed. Max and the entire team are equally fantastic. Lesson learned: Sometimes the best rate isn't the best deal. Having the right people in your corner is worth so much more. Thank you, Kyle, Max, and the entire Citywide team! You've earned our trust twice over, and we won't be making the mistake of going anywhere else for property number three!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Sylvia Huang
I can’t say enough great things about Kyle Kelly and the Citywide Mortgage team! Without Kyle and his team, my dream of owning my Pocono property may not have become a reality. Kyle helped me navigate both my DSCR loan and HELOC and made the entire process feel like so much more than just a transaction. He truly took the time to understand my goals and find the best path to make my vision possible. Kyle is knowledgeable, responsive, strategic, and genuinely cares about his clients. I’m so grateful for his support and dedication every step of the way. Thank you, Kyle and team, for going above and beyond and helping make my dream come true!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Simon Hong
We re-financed our mortgage for our real estate investment property with Kyle Kelly and the Citywide Mortgage group. He has access to a deep pool of investors and was able to get us a very competitive rate that has allowed to save significantly on our monthly costs. His team took great care of us throughout the whole process and through closing, and we will definitely be working with them again on future deals! Highly recommend for anyone needing a top notch lender
reviewer image
5.0 stars
|
4 months ago
Reviewed by David Rooney
Kyle has helped me secure mortgages for multiple homes, and I couldn't be more satisfied with the experience every time. His communication is outstanding, and he always takes the time to thoroughly explain rates, options, and the overall lending process in a way that's easy to understand. Kyle, and his team, are extremely professional, responsive, and consistently work in a timely manner to keep everything moving smoothly. Whether answering questions, providing updates, or navigating the details of the loan process, he makes what can be a stressful experience feel straightforward and manageable. I have complete confidence in Kyle and would 100% recommend him to anyone looking for a mortgage lender. His expertise, professionalism, and commitment to his clients are second to none. I look forward to working with him again in the future.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Ryan Raichilson
Kyle and his team were incredibly helpful throughout the entire process of purchasing our home. Always willing to answer all questions and explain things thoroughly and plainly. Highly recommend!
reviewer image
5.0 stars
|
7 months ago
Reviewed by Max B
Kyle and his team were great! We were working on a tight time constraint and they got everything through quickly. I compared rates with other lenders and Kyles came in at the lowest. On top of that Kyle was easy to deal with, he was kind and personable. Highly recommended in all aspects.
reviewer image
5.0 stars
|
11 months ago
Reviewed by Alexis Romano
We had a great experience working with Kyle and team over our two year journey to finding the right house for us. He was quick to run mortgage scenarios for us when we were considering a house, and once we were under an agreement of sale, the mortgage process went smoothly. My biggest concern was rates and our monthly payment, and Kyle walked us through our best options multiple times. We are confident in our final mortgage decision and really appreciate the time Kyle and his team took answering all of our questions along the way. We would definitely recommend him to anyone looking to buy!
reviewer image
5.0 stars
|
a year ago
Reviewed by Peter Adorno
My wife and I started house hunting in January of this year and were referred to Kyle and his team. From the very beginning Kyle and his team were extremely helpful in walking us through the process and answering any questions we had. Kyle made himself available and was prompt to respond at all times. We could not have made a better choice than working with Kyle and the team and can’t thank them enough for getting us through closing so quickly and smoothly! We could not recommend their team more and look forward to working with them in the future!
reviewer image
5.0 stars
|
a year ago
Reviewed by Jason Rivera
I had a fantastic experience working with Kyle and the team at Citywide. They were very investor-friendly and took the time to suggest different options that made sense for my situation. Communication was excellent and there was never a moment when I didn’t know exactly where we were in the process. Everything was smooth from start to finish, and their entire team was extremely helpful and supportive throughout. I highly recommend them to anyone looking for a reliable and knowledgeable lender.
reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Erwin Lao
Working with Kyle of Citywide on my DSCR loan was an absolute pleasure! His team is extremely knowledgeable, professional and thorough. They made the entire loan process smooth, clear and efficient. On top of their expertise, they are genuinely nice people to work with and always responsive. I highly recommend Kyle of Citywide to any real estate investor looking for a reliable lender!
reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Lakeview Chalet
This review is long overdue! We've now worked with Kyle Kelly and his team at Citywide on two short-term rental properties, and I can't say enough good things about them! Our first property was anything but straightforward, but Kyle, Max, and the rest of the team made the entire process feel easy. They navigated every challenge, kept things moving, and most importantly, got us to the closing table on time. For property number two, we made the mistake of shopping rates and going with another lender who, unfortunately, wasn't nearly as familiar with the STR market or DSCR loans. When things started falling apart at the eleventh hour, we turned back to Kyle, and he and his team absolutely saved the day! What impressed me most was that Kyle had actually anticipated some of the issues we might run into and had already done the legwork behind the scenes, just in case. That kind of foresight, experience, and dedication is hard to find. Despite coming in at the last minute, they pulled everything together and, once again, we closed on time! Kyle is an absolute wealth of knowledge, especially when it comes to investment properties, STRs, and DSCR financing. He's proactive, responsive, and genuinely invested in making sure his clients succeed. Max and the entire team are equally fantastic. Lesson learned: Sometimes the best rate isn't the best deal. Having the right people in your corner is worth so much more. Thank you, Kyle, Max, and the entire Citywide team! You've earned our trust twice over, and we won't be making the mistake of going anywhere else for property number three!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Sylvia Huang
I can’t say enough great things about Kyle Kelly and the Citywide Mortgage team! Without Kyle and his team, my dream of owning my Pocono property may not have become a reality. Kyle helped me navigate both my DSCR loan and HELOC and made the entire process feel like so much more than just a transaction. He truly took the time to understand my goals and find the best path to make my vision possible. Kyle is knowledgeable, responsive, strategic, and genuinely cares about his clients. I’m so grateful for his support and dedication every step of the way. Thank you, Kyle and team, for going above and beyond and helping make my dream come true!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Simon Hong
We re-financed our mortgage for our real estate investment property with Kyle Kelly and the Citywide Mortgage group. He has access to a deep pool of investors and was able to get us a very competitive rate that has allowed to save significantly on our monthly costs. His team took great care of us throughout the whole process and through closing, and we will definitely be working with them again on future deals! Highly recommend for anyone needing a top notch lender
reviewer image
5.0 stars
|
4 months ago
Reviewed by David Rooney
Kyle has helped me secure mortgages for multiple homes, and I couldn't be more satisfied with the experience every time. His communication is outstanding, and he always takes the time to thoroughly explain rates, options, and the overall lending process in a way that's easy to understand. Kyle, and his team, are extremely professional, responsive, and consistently work in a timely manner to keep everything moving smoothly. Whether answering questions, providing updates, or navigating the details of the loan process, he makes what can be a stressful experience feel straightforward and manageable. I have complete confidence in Kyle and would 100% recommend him to anyone looking for a mortgage lender. His expertise, professionalism, and commitment to his clients are second to none. I look forward to working with him again in the future.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Ryan Raichilson
Kyle and his team were incredibly helpful throughout the entire process of purchasing our home. Always willing to answer all questions and explain things thoroughly and plainly. Highly recommend!
reviewer image
5.0 stars
|
7 months ago
Reviewed by Max B
Kyle and his team were great! We were working on a tight time constraint and they got everything through quickly. I compared rates with other lenders and Kyles came in at the lowest. On top of that Kyle was easy to deal with, he was kind and personable. Highly recommended in all aspects.
reviewer image
5.0 stars
|
11 months ago
Reviewed by Alexis Romano
We had a great experience working with Kyle and team over our two year journey to finding the right house for us. He was quick to run mortgage scenarios for us when we were considering a house, and once we were under an agreement of sale, the mortgage process went smoothly. My biggest concern was rates and our monthly payment, and Kyle walked us through our best options multiple times. We are confident in our final mortgage decision and really appreciate the time Kyle and his team took answering all of our questions along the way. We would definitely recommend him to anyone looking to buy!
reviewer image
5.0 stars
|
a year ago
Reviewed by Peter Adorno
My wife and I started house hunting in January of this year and were referred to Kyle and his team. From the very beginning Kyle and his team were extremely helpful in walking us through the process and answering any questions we had. Kyle made himself available and was prompt to respond at all times. We could not have made a better choice than working with Kyle and the team and can’t thank them enough for getting us through closing so quickly and smoothly! We could not recommend their team more and look forward to working with them in the future!
reviewer image
5.0 stars
|
a year ago
Reviewed by Jason Rivera
I had a fantastic experience working with Kyle and the team at Citywide. They were very investor-friendly and took the time to suggest different options that made sense for my situation. Communication was excellent and there was never a moment when I didn’t know exactly where we were in the process. Everything was smooth from start to finish, and their entire team was extremely helpful and supportive throughout. I highly recommend them to anyone looking for a reliable and knowledgeable lender.

Our Team


Kyle Kelly