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Pacific Equity & Loan.

Lender
4.6 stars
84 Reviews

Markets served


Arkansas
Colorado
Connecticut
Delaware
Florida
Georgia
Idaho
Illinois
Iowa
Kansas
Kentucky
Louisiana
Maryland
Massachusetts
Michigan
Missouri
Montana
Nebraska
New Hampshire
Ohio
Oklahoma
Pennsylvania
Rhode Island
Texas
Utah
Virginia
Washington
West Virginia
Wisconsin
Wyoming

About us


Current Terms for Flips and New Construction:
 
5% Down Program
- As little as 5% Down
- For Experienced Real Estate Investors
- Qualifying Fix & Flip & New Construction Projects

Premier Program
- As low as 9% Interest
- As low as 0.50 pts Origination

Contact us to get started. 
https://calendly.com/pacificealsales/pacific-equity-loan-interest-call

Specialties


Hard/Private/Non-QM

Fix & Flip
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)

Reviews (84)


4.6 stars
84 Reviews
4.6 stars
84 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
2 months ago
Reviewed by Jesse Sheldon
Few options around that have low downpayment options for investors. keeps your cash working for you in other ways. Virtual draw and inspection process worked well. I'll use them again!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Melissa Morales
Amazing lender! Closed right on time and had excellent communication. So excited to continue working with Pacific Equity and Loan for my next residential fix and flip purchases.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Laughter Ajibade
Speed is the game. Pacific Equity & Loan is the name. It was great to work with Mark and the team. They processed the loan and funded quickly. Top tier. Looking forward to working with this team again on my next deal.
reviewer image
5.0 stars
|
9 months ago
Reviewed by Rhonda Savain
I had an excellent experience with PEAL. They moved quickly, communicated clearly, and got me approved for my fix and flip without any stress. The entire process was smooth, efficient, and handled with real professionalism. As a nurse and real estate investor, I value lenders who are organized, transparent, and supportive. PEAL exceeded my expectations and helped me close my second deal with confidence. I’m truly grateful for their service and will gladly work with them again on future projects. Highly recommend. 10/10. Thank you Jenneth and Jay!
reviewer image
5.0 stars
|
9 months ago
Reviewed by Qais Nisar
⭐️⭐️⭐️⭐️⭐️ Review for Darell & the Pacific Loan and Equity Team I want to take a moment to recognize Darell and the entire team at Pacific Loan and Equity for their outstanding service and dedication. From start to finish, Darell demonstrated professionalism, clear communication, and a true commitment to helping me succeed. He took the time to explain every step, answered all my questions, and made the entire process feel smooth and stress-free. What truly impressed me was the efficiency and teamwork within the whole Pacific Loan and Equity group. Their coordinated effort, attention to detail, and genuine focus on client success set them apart from others in the industry. Thanks to Darell and the team, everything was handled with excellence, and the results speak for themselves. I highly recommend Pacific Loan and Equity to anyone looking for reliable, knowledgeable, and trustworthy financial support.
reviewer image
5.0 stars
|
10 months ago
Reviewed by Dante Dowdell
Best decision ever made choosing PEAL to fund my deal! Process was seamless from start to finish. They work as a Team with you and communication was definitely above par! My realtor and I were very very pleased how everything was handled. And everyone had a good attitude. Looking forward to working with them for many deals to come!! 😊👍
reviewer image
5.0 stars
|
a year ago
Reviewed by Shakheana Harrison
I had a great experience working with Pacific Loan and Equity. They approved me for a construction loan to build an investment duplex, and the process was smooth from start to finish. The team was knowledgeable, responsive, and took the time to walk me through every step of the loan process. They understood the vision for my project and provided flexible financing options that worked for my goals. I highly recommend them to anyone looking for a reliable lending partner, especially for real estate investments and construction financing.
reviewer image
5.0 stars
|
a year ago
Reviewed by Aletta Horton
What can I say, Aki is one of the most patient people I know. He and his team are amazing. We've been working at closing a deal for well over a year. He always showed the same kindness, and attentiveness even when we didn't make it to the closing table. Well, we finally did. I also appreciate the "human touch". I had a credit issue that many wouldn't look past due to "guidelines". Being a loan officer myself I totally understand. However they allowed to me explain what happened and decided to still extend credit to. I'll always be grateful. I highly recommend PEAL.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Jesse Sheldon
Few options around that have low downpayment options for investors. keeps your cash working for you in other ways. Virtual draw and inspection process worked well. I'll use them again!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Melissa Morales
Amazing lender! Closed right on time and had excellent communication. So excited to continue working with Pacific Equity and Loan for my next residential fix and flip purchases.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Laughter Ajibade
Speed is the game. Pacific Equity & Loan is the name. It was great to work with Mark and the team. They processed the loan and funded quickly. Top tier. Looking forward to working with this team again on my next deal.
reviewer image
5.0 stars
|
9 months ago
Reviewed by Rhonda Savain
I had an excellent experience with PEAL. They moved quickly, communicated clearly, and got me approved for my fix and flip without any stress. The entire process was smooth, efficient, and handled with real professionalism. As a nurse and real estate investor, I value lenders who are organized, transparent, and supportive. PEAL exceeded my expectations and helped me close my second deal with confidence. I’m truly grateful for their service and will gladly work with them again on future projects. Highly recommend. 10/10. Thank you Jenneth and Jay!
reviewer image
5.0 stars
|
9 months ago
Reviewed by Qais Nisar
⭐️⭐️⭐️⭐️⭐️ Review for Darell & the Pacific Loan and Equity Team I want to take a moment to recognize Darell and the entire team at Pacific Loan and Equity for their outstanding service and dedication. From start to finish, Darell demonstrated professionalism, clear communication, and a true commitment to helping me succeed. He took the time to explain every step, answered all my questions, and made the entire process feel smooth and stress-free. What truly impressed me was the efficiency and teamwork within the whole Pacific Loan and Equity group. Their coordinated effort, attention to detail, and genuine focus on client success set them apart from others in the industry. Thanks to Darell and the team, everything was handled with excellence, and the results speak for themselves. I highly recommend Pacific Loan and Equity to anyone looking for reliable, knowledgeable, and trustworthy financial support.
reviewer image
5.0 stars
|
10 months ago
Reviewed by Dante Dowdell
Best decision ever made choosing PEAL to fund my deal! Process was seamless from start to finish. They work as a Team with you and communication was definitely above par! My realtor and I were very very pleased how everything was handled. And everyone had a good attitude. Looking forward to working with them for many deals to come!! 😊👍
reviewer image
5.0 stars
|
a year ago
Reviewed by Shakheana Harrison
I had a great experience working with Pacific Loan and Equity. They approved me for a construction loan to build an investment duplex, and the process was smooth from start to finish. The team was knowledgeable, responsive, and took the time to walk me through every step of the loan process. They understood the vision for my project and provided flexible financing options that worked for my goals. I highly recommend them to anyone looking for a reliable lending partner, especially for real estate investments and construction financing.
reviewer image
5.0 stars
|
a year ago
Reviewed by Aletta Horton
What can I say, Aki is one of the most patient people I know. He and his team are amazing. We've been working at closing a deal for well over a year. He always showed the same kindness, and attentiveness even when we didn't make it to the closing table. Well, we finally did. I also appreciate the "human touch". I had a credit issue that many wouldn't look past due to "guidelines". Being a loan officer myself I totally understand. However they allowed to me explain what happened and decided to still extend credit to. I'll always be grateful. I highly recommend PEAL.

Our Team


Siahna Im