Business Page
Rain City Capital
Lender
4.7 stars
105 Reviews
Markets served
Arizona
Arkansas
Colorado
Florida
Georgia
Kansas
Missouri
North Carolina
Ohio
Oklahoma
Oregon
Tennessee
Texas
Washington
Wisconsin
Licenses
Company NMLS
#2577725
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Arizona MB 1051866 OR NMLS ID 1366479, OR ML-5375
About us
Set apart by its seasoned team and creative loan programs, private money lender Rain City Capital partners closely with each borrower to ensure success. Since 2009, we've funded nearly $2 billion in loans for fix-and-flips, cash-flowing rentals, ground-up construction, and auction purchases for thousands of successful investors who choose to partner with us again and again.
Specialties
Hard/Private/Non-QM
Fix & Flip
DSCR (long-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Foreign National Loan
Refinance (investment)
Reviews (105)
4.7 stars
105 Reviews
4.7 stars
105 Reviews
0.0 star
0 Reviews
5.0 stars
2 weeks ago
Reviewed by
Michael Stelly
Chad is an outstanding hard money lender. His communication is clear, consistent, and proactive from start to finish. He genuinely cares about the deal and the people involved, not just the numbers. Timing is everything in this business, and Chad delivers—he moves quickly, hits deadlines, and makes the process smooth and stress-free. If you’re looking for a lender who is reliable, responsive, and truly invested in your success, Chad is the one you want in your corner.
5.0 stars
a month ago
Reviewed by
Elizabeth Sanchez
Most Reliable Lender yet.. Raincity Capital has really helped me achieve my real estate investing dream! Starting with Brandon, who secured my loan in less than 36 hours, and I was able to close on my very first deal on time when my original lender failed me! Followed by Isaac, who’s my Loan Servicing Relationship Manager, who has been incredible to work with. He consistently kept me informed, stayed on top of every detail, and made this process far easier than I expected. Last but not least, most recently, Lavonna, has been handling the difficult aspects of my loan issues, and has helped me have more peace of mind with certain challenges I’ve come across. All in all, their dedication and reliability really set them apart. Truly exceptional service. Thank you so much!
5.0 stars
2 months ago
Reviewed by
Marjorie Nieto
I’ve bought five houses so far, and Branden Petrangelo and his team, Chris at Rain City Capital, have truly been the best lenders I’ve ever worked with. The first lender couldn’t perform, but Branden and Chris stepped in and closed the deal in just 2 days, something the previous lender couldn’t do in 30 days! Their speed and efficiency were incredible, and their communication was top-notch. Throughout those 2 days, they kept me updated on every single step and movement. Truly an outstanding experience, I couldn’t recommend them more highly! Thank you again!!!
5.0 stars
4 months ago
Reviewed by
Uka Okeh
I had the pleasure of working with Carolina on my recent real estate purchase, and I couldn’t be happier with the experience. From start to finish, she was amazing—extremely responsive, knowledgeable, and always available to answer my questions. Carolina made the loan process smooth and stress-free, keeping me updated every step of the way. Her professionalism and dedication truly stood out, and I felt supported throughout the entire transaction. I highly recommend Carolina to anyone in need of a reliable and attentive lender.
5.0 stars
Edited a month ago
Reviewed by
Sam Ogunleye
Carolina Ordonez was very helpful and cannot speak highly enough of her
and the outstanding service I received. From day one, Carolina went above and beyond to ensure my bridge loan(Fix and Flip) and DSCR Refi process was smooth, transparent, and successful. She was always available to answer questions, and provided clear guidance at every step.
Even when unexpected hurdles came up, she remained calm, proactive, and solution-focused. It’s rare to find someone who not only does their job well but also genuinely cares about their clients' outcomes. Thank you Carolina. Much appreciated.
Isaac Huerta Ramirez, is in charge of my draws as well. He made my life easy each time I put a request in for a draw
5.0 stars
6 months ago
Reviewed by
Ludomir Wanot
Julian is one of the best in the business. We’ve worked with him on multiple deals, and he consistently delivers, always funding on time and making the process seamless. He’s professional, responsive, and communicates clearly every step of the way. If you’re looking to close your property on time and work with someone you can rely on, I highly recommend working with Julian. It’s always a pleasure doing business with him.
5.0 stars
9 months ago
Reviewed by
Wally
Team Brosy (Alex & Josh) at rain city capital are one of my favorite lenders i work with. they are very quick on turn around to getting funding, fastest i've done was 7 days with them and they worked super hard to getting my shoreline flip funded last month. Their rates im very happy with. They're very communicative as well. Thank you guys! the photo attached is a previous deal they funded for me
5.0 stars
a year ago
Reviewed by
Bryan Gamez
I recently had the pleasure of working with William Guyett at Rain City Capital for a hard money loan on my latest property flip. From the outset, William made the entire process not only smooth but impressively quick, which is crucial in the fast-paced real estate investment world.
What stood out to me was the simplicity and efficiency of the rehab draw process. Often, this can be a point of frustration due to complicated procedures and delays, but William ensured everything was straightforward and hassle-free. His professionalism, knowledge, and dedication to customer service significantly contributed to the success of my project.
I truly appreciated the personal attention and guidance William provided throughout the loan process. It’s clear that he values his clients and goes above and beyond to meet their needs. If you’re looking for a reliable and supportive hard money lender, I highly recommend William Guyett and Rain City Capital for your next investment project. Working with him was a fantastic experience, and I look forward to future opportunities to collaborate again.
5.0 stars
2 weeks ago
Reviewed by
Michael Stelly
Chad is an outstanding hard money lender. His communication is clear, consistent, and proactive from start to finish. He genuinely cares about the deal and the people involved, not just the numbers. Timing is everything in this business, and Chad delivers—he moves quickly, hits deadlines, and makes the process smooth and stress-free. If you’re looking for a lender who is reliable, responsive, and truly invested in your success, Chad is the one you want in your corner.
5.0 stars
a month ago
Reviewed by
Elizabeth Sanchez
Most Reliable Lender yet.. Raincity Capital has really helped me achieve my real estate investing dream! Starting with Brandon, who secured my loan in less than 36 hours, and I was able to close on my very first deal on time when my original lender failed me! Followed by Isaac, who’s my Loan Servicing Relationship Manager, who has been incredible to work with. He consistently kept me informed, stayed on top of every detail, and made this process far easier than I expected. Last but not least, most recently, Lavonna, has been handling the difficult aspects of my loan issues, and has helped me have more peace of mind with certain challenges I’ve come across. All in all, their dedication and reliability really set them apart. Truly exceptional service. Thank you so much!
5.0 stars
2 months ago
Reviewed by
Marjorie Nieto
I’ve bought five houses so far, and Branden Petrangelo and his team, Chris at Rain City Capital, have truly been the best lenders I’ve ever worked with. The first lender couldn’t perform, but Branden and Chris stepped in and closed the deal in just 2 days, something the previous lender couldn’t do in 30 days! Their speed and efficiency were incredible, and their communication was top-notch. Throughout those 2 days, they kept me updated on every single step and movement. Truly an outstanding experience, I couldn’t recommend them more highly! Thank you again!!!
5.0 stars
4 months ago
Reviewed by
Uka Okeh
I had the pleasure of working with Carolina on my recent real estate purchase, and I couldn’t be happier with the experience. From start to finish, she was amazing—extremely responsive, knowledgeable, and always available to answer my questions. Carolina made the loan process smooth and stress-free, keeping me updated every step of the way. Her professionalism and dedication truly stood out, and I felt supported throughout the entire transaction. I highly recommend Carolina to anyone in need of a reliable and attentive lender.
5.0 stars
Edited a month ago
Reviewed by
Sam Ogunleye
Carolina Ordonez was very helpful and cannot speak highly enough of her
and the outstanding service I received. From day one, Carolina went above and beyond to ensure my bridge loan(Fix and Flip) and DSCR Refi process was smooth, transparent, and successful. She was always available to answer questions, and provided clear guidance at every step.
Even when unexpected hurdles came up, she remained calm, proactive, and solution-focused. It’s rare to find someone who not only does their job well but also genuinely cares about their clients' outcomes. Thank you Carolina. Much appreciated.
Isaac Huerta Ramirez, is in charge of my draws as well. He made my life easy each time I put a request in for a draw
5.0 stars
6 months ago
Reviewed by
Ludomir Wanot
Julian is one of the best in the business. We’ve worked with him on multiple deals, and he consistently delivers, always funding on time and making the process seamless. He’s professional, responsive, and communicates clearly every step of the way. If you’re looking to close your property on time and work with someone you can rely on, I highly recommend working with Julian. It’s always a pleasure doing business with him.
5.0 stars
9 months ago
Reviewed by
Wally
Team Brosy (Alex & Josh) at rain city capital are one of my favorite lenders i work with. they are very quick on turn around to getting funding, fastest i've done was 7 days with them and they worked super hard to getting my shoreline flip funded last month. Their rates im very happy with. They're very communicative as well. Thank you guys! the photo attached is a previous deal they funded for me
5.0 stars
a year ago
Reviewed by
Bryan Gamez
I recently had the pleasure of working with William Guyett at Rain City Capital for a hard money loan on my latest property flip. From the outset, William made the entire process not only smooth but impressively quick, which is crucial in the fast-paced real estate investment world.
What stood out to me was the simplicity and efficiency of the rehab draw process. Often, this can be a point of frustration due to complicated procedures and delays, but William ensured everything was straightforward and hassle-free. His professionalism, knowledge, and dedication to customer service significantly contributed to the success of my project.
I truly appreciated the personal attention and guidance William provided throughout the loan process. It’s clear that he values his clients and goes above and beyond to meet their needs. If you’re looking for a reliable and supportive hard money lender, I highly recommend William Guyett and Rain City Capital for your next investment project. Working with him was a fantastic experience, and I look forward to future opportunities to collaborate again.