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KC Home Offers LLC

Lender
5.0 stars
44 Reviews

Markets served


Nationwide

Except the following states:

Mississippi
New Mexico
Rhode Island
Utah
Vermont

Licenses


More ways to connect


(816) 334-8231

About us


We offer Investor focused lending products with limited document requirements and industry disrupting low fees. Our founder, Ashley Abbott is a seasoned investor with over 80 rental doors who built this company with the mind-set of delivering loan products that satisfy every rental investor and fix and flippers needs. We require no bank statements, no W-2, and no tax returns for our loans. We require no verification of funds or reserves on purchase and refinance so no bank statements ever! We also accept new appraised value with no seasoning. You can buy a house today for 100k and we will accept your 150k appraisal tomorrow and refinance based on new value immediately. We are truly your NO Red Tape lender. Combining our simple process with industry low fees and competitive rates is what has made us incredibly successful as the go to source for investors.

Specialties


Hard/Private/Non-QM

Fix & Flip
DSCR (long-term rental)
Rehab for Buy & Hold
Bridge Loan

Reviews (44)


5.0 stars
44 Reviews
5.0 stars
44 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
4 weeks ago
Reviewed by Mary Wiltfong
I didnt know where to start but some how I found Ashley and his team. They were very fair and honest with their offer and following through on the details of our deal. Would highly recommend him and his team
reviewer image
5.0 stars
|
a month ago
Reviewed by Joe Blackshere
Ashley and team have great meetings giving away nuggets of advice for free! Great investor to work with. Professional, straightforward, and easy to communicate with. They followed through on what they said they would do and made the entire transaction smooth. I would definitely work with them again.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Patricia Smith
Hamada is the best loan officer to work with!! His excellent communication keeps me up to date on where we are in the process, reaches out if he hasn't heard from me in awhile, and responds quickly to anything I need!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Brenden Canada
I had an outstanding experience with KC Home Offers. From start to finish, I knew I was in great hands. Working with Hamada was an absolute pleasure. He’s incredibly knowledgeable about real estate, financing, and loan process extremely well. He broke everything down and straight to the point. I really appreciated that. I highly recommend the very humorous and humble, Hamada.
reviewer image
5.0 stars
|
3 months ago
Reviewed by devanta frencher
Hamada has always been very helpful at walking me through their process. He insurers that everyone he works with is knowledgeable about the process and he makes it super easy to feel comfortable about moving forward. That type of transparency and care about the people he serve is rare in this industry. Would definitely recommend working with him and the team. 10/10 experience any day of the week.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Grace
Hamada was incredible from start to finish. He walked me through the entire process, the pre-approval, finding the right rate, and every step up to closing, and made something that could’ve been overwhelming feel completely manageable. He was always quick to respond, explained everything clearly, and genuinely put my best interest first the whole way through. Knowledgeable, honest, and easy to work with. If you’re looking for a loan officer, go with Hamada. He’s not just going to process your loan, he’ll actually take the time to make sure you understand what’s happening and get the best outcome for your situation. That kind of trust and communication is hard to find, and it made all the difference for me. Highly recommend him to anyone buying or refinancing.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Noah Garcia-Hockett
I had a great experience working with Hamada. He was responsive, professional, and made the entire loan process much easier than I expected. He took time to explain everything thoroghly, answered all of my questions, and kept me updated every step of the way. I never felt rushed or left in the dark, and his communication and personable approach stood out. I would definitely recommend him as a knowledgeable and reliable loan officer.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Mike Jones
I had a wonderful experience working with Hamada at KC Home Offers on financing for an investment property. From the start, he took the time to really understand my goals and made sure the loan structure made sense for my situation. He looked out for me and my family throughout the whole process, staying responsive and walking me through each step so I never felt lost. It’s rare to find a loan officer who genuinely cares this much about getting it right for the client. Highly recommend Hamada if you’re looking for someone trustworthy and attentive.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Heba Freese
I had an outstanding experience working with Hamada at KC Home Offers LLC. From day one, he was incredibly knowledgeable, professional, and genuinely invested in helping me navigate the loan process with confidence. He took the time to explain every option thoroughly, answered all of my questions with patience, and made sure I understood each step along the way. What impressed me most was Hamada’s honesty, responsiveness, and commitment to doing what was best for me—not just getting the transaction completed. He was always available when I needed him, communicated clearly, and made what could have been a stressful process feel smooth and straightforward. If you’re looking for a loan officer who is trustworthy, experienced, and truly cares about his clients, I highly recommend Hamada. His expertise, integrity, and exceptional customer service exceeded all of my expectations. Thank you for making this such a positive and seamless experience!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Darrius Shepherd
Ashley and his team go above and beyond to serve their clients. They have taken great care of us during all of our business transactions. KC Home Offers is dependable and a place I will continue to work with into the future.
reviewer image
5.0 stars
|
4 weeks ago
Reviewed by Mary Wiltfong
I didnt know where to start but some how I found Ashley and his team. They were very fair and honest with their offer and following through on the details of our deal. Would highly recommend him and his team
reviewer image
5.0 stars
|
a month ago
Reviewed by Joe Blackshere
Ashley and team have great meetings giving away nuggets of advice for free! Great investor to work with. Professional, straightforward, and easy to communicate with. They followed through on what they said they would do and made the entire transaction smooth. I would definitely work with them again.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Patricia Smith
Hamada is the best loan officer to work with!! His excellent communication keeps me up to date on where we are in the process, reaches out if he hasn't heard from me in awhile, and responds quickly to anything I need!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Brenden Canada
I had an outstanding experience with KC Home Offers. From start to finish, I knew I was in great hands. Working with Hamada was an absolute pleasure. He’s incredibly knowledgeable about real estate, financing, and loan process extremely well. He broke everything down and straight to the point. I really appreciated that. I highly recommend the very humorous and humble, Hamada.
reviewer image
5.0 stars
|
3 months ago
Reviewed by devanta frencher
Hamada has always been very helpful at walking me through their process. He insurers that everyone he works with is knowledgeable about the process and he makes it super easy to feel comfortable about moving forward. That type of transparency and care about the people he serve is rare in this industry. Would definitely recommend working with him and the team. 10/10 experience any day of the week.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Grace
Hamada was incredible from start to finish. He walked me through the entire process, the pre-approval, finding the right rate, and every step up to closing, and made something that could’ve been overwhelming feel completely manageable. He was always quick to respond, explained everything clearly, and genuinely put my best interest first the whole way through. Knowledgeable, honest, and easy to work with. If you’re looking for a loan officer, go with Hamada. He’s not just going to process your loan, he’ll actually take the time to make sure you understand what’s happening and get the best outcome for your situation. That kind of trust and communication is hard to find, and it made all the difference for me. Highly recommend him to anyone buying or refinancing.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Noah Garcia-Hockett
I had a great experience working with Hamada. He was responsive, professional, and made the entire loan process much easier than I expected. He took time to explain everything thoroghly, answered all of my questions, and kept me updated every step of the way. I never felt rushed or left in the dark, and his communication and personable approach stood out. I would definitely recommend him as a knowledgeable and reliable loan officer.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Mike Jones
I had a wonderful experience working with Hamada at KC Home Offers on financing for an investment property. From the start, he took the time to really understand my goals and made sure the loan structure made sense for my situation. He looked out for me and my family throughout the whole process, staying responsive and walking me through each step so I never felt lost. It’s rare to find a loan officer who genuinely cares this much about getting it right for the client. Highly recommend Hamada if you’re looking for someone trustworthy and attentive.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Heba Freese
I had an outstanding experience working with Hamada at KC Home Offers LLC. From day one, he was incredibly knowledgeable, professional, and genuinely invested in helping me navigate the loan process with confidence. He took the time to explain every option thoroughly, answered all of my questions with patience, and made sure I understood each step along the way. What impressed me most was Hamada’s honesty, responsiveness, and commitment to doing what was best for me—not just getting the transaction completed. He was always available when I needed him, communicated clearly, and made what could have been a stressful process feel smooth and straightforward. If you’re looking for a loan officer who is trustworthy, experienced, and truly cares about his clients, I highly recommend Hamada. His expertise, integrity, and exceptional customer service exceeded all of my expectations. Thank you for making this such a positive and seamless experience!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Darrius Shepherd
Ashley and his team go above and beyond to serve their clients. They have taken great care of us during all of our business transactions. KC Home Offers is dependable and a place I will continue to work with into the future.

Our Team


Ashley Abbott