Life changing lending certainly changed my life…for the worse! I am a real estate investor and do multiple refinances a month, I tried giving these guys a chance because they had good terms but that turned out to be an awful decision. Our first loan together, they let me sign initial disclosures to lock in a rate, but then when I checked back in on how the file was going, they had somehow “lost” them, and told me I would have to restart it. Conveniently during that time rates had gone up nearly a whole basis point, meaning their negligence would now cost me hundreds of dollars each month for the next 30 years. I tried to look past this as they kept bringing me good enough terms to give them a real try on a different deal, but they were all just bait and switch. My next file with them, we worked on for 30 days, got the appraisal, I submitted everything underwriting requested, and then when I ask about when we plan to close I got….”oh sorry we lost your rate lock on that file”. Conveniently again when rates had skyrocketed over a point higher since starting this loan. Never any mention of that being a possibility, or that we needed to hurry. They did not attempt to make it right at all. They simply said yeah I know we locked you in at 6.375% and let you waste your time sending us all the docs we requested but now that it’s time to close, we’re looking at 7.7%. I would avoid this company like the plague, they did this to me twice in the span of 30 days while trying to onboard me as a new customer, then made 0 attempt to make things right. Trying to save a couple bucks by trying life changing lending cost me hundreds of dollars a month for the foreseeable future. I wouldn’t use these guys if they were the only mortgage lender left on the planet. If you’re considering life changing lending, just know they’ll change your life for the worse.

I recently had the pleasure of working with Life Changing Lending, and I couldn't be more impressed with the experience. From start to finish, they were professional, communicative, and truly went above and beyond to ensure the process was smooth and stress-free. Their expertise made a complex situation much easier to navigate, and they took the time to explain every step clearly. I always felt confident that I was in great hands. Highly recommend working with this group and specifically Alison, for anyone seeking reliable and efficient service!

I had the pleasure of working with Chichi, and I can't recommend her enough! Although she's new to the industry, she has quickly become one of the top producers thanks to her dedication, attention to detail, and exceptional customer service skills. She truly puts her heart into her work, which is evident in every interaction. Chichi is not only professional but also has a great personality, making the entire process seamless and enjoyable. I was especially impressed by her quick turnaround time—my preapproval was completed within hours! She has a keen understanding of the best loan programs available and always ensures her clients are matched with the perfect option for their needs. If you're looking for a loan officer who is knowledgeable, trustworthy, and hardworking, I highly recommend Chichi!

Working with Chichi was great! She made the loan process seamless for our client, securing financing for their new condo in Austin without a hitch. Our clients couldn’t be happier. If you’re looking for a loan officer who is professional, efficient, and truly cares about her clients, I highly recommend Chichi!

I had the pleasure of working with Chichi as my loan officer for this transaction and I’m extremely grateful for her support! She was consistently communicative, knowledgeable, and well-informed about all the loan products available. Highly recommend!

Working with Life Changing Lending has been nothing short of amazing! From start to finish, ChiChi and her team operate like a well-oiled machine. Their expertise, professionalism, and genuine care for their clients shine through every step of the process. They go above and beyond to make sure you are taken care of, with clear communication and a smooth, stress-free experience. I highly recommend Life Changing Lending to anyone looking for a lending team that truly has your best interest at heart. ChiChi and her team are simply the best! - Aaron M.

Chichi is very welcoming and sweet, even gifted us a present for moving in. She helped reduce our down-payment and guided us towards the easiest and simplest solutions to our concerns. She is very responsive and attentive to our needs, always asking how things are going for us. Highly recommend if you need someone who is considerate and easy to work with! Thank you so much for the help and now my kids enjoying the student life in their own what you called home.

I had an incredible experience working with Addison as my loan officer. From start to finish, Addison was professional, knowledgeable, and extremely responsive. She took the time to explain every step of the process, answered all my questions, and made sure I felt confident in my decisions. Thanks to her expertise and dedication, I was able to get funded smoothly and without stress. She went above and beyond to ensure everything was handled efficiently, and I truly appreciate her hard work. If you're looking for a loan officer who genuinely cares about your success, I highly recommend Addison!

I’d like to say that I am happy to have worked with the team at life changing lending. Ryan, Jay and Alison were all terrific! Even when things got shaky and I was ready to throw in the towel they stepped in and helped us get taken care of. I would definitely recommend this team to family and friends. They even helped us with the “buy before you sell” program that unlocked equity in the house we were selling so we could use that for the down payment. Thanks for all the help guys!

I recently purchased a home in Austin, and I had the pleasure of working with Chichi as my lender. From start to finish, Chichi made the entire loan process smooth and stress-free. She was patient, taking the time to thoroughly explain every detail of the closing documents, ensuring that I understood all the terms and conditions. No matter how many questions I had, she always responded with enthusiasm, professionalism, and a genuine willingness to help. Chichi's communication throughout the process was excellent—she was always quick to respond and kept me updated at every step. I truly appreciated her ability to make complex financial details easy to understand. Her dedication and positive attitude made what can often be a stressful process feel manageable and even enjoyable. I am so glad I chose to work with Chichi, and I highly recommend her to anyone looking for a lender who combines expertise with exceptional customer care. If you're buying a home and want a lender you can trust, Chichi is the one to go to!

Life changing lending certainly changed my life…for the worse! I am a real estate investor and do multiple refinances a month, I tried giving these guys a chance because they had good terms but that turned out to be an awful decision. Our first loan together, they let me sign initial disclosures to lock in a rate, but then when I checked back in on how the file was going, they had somehow “lost” them, and told me I would have to restart it. Conveniently during that time rates had gone up nearly a whole basis point, meaning their negligence would now cost me hundreds of dollars each month for the next 30 years. I tried to look past this as they kept bringing me good enough terms to give them a real try on a different deal, but they were all just bait and switch. My next file with them, we worked on for 30 days, got the appraisal, I submitted everything underwriting requested, and then when I ask about when we plan to close I got….”oh sorry we lost your rate lock on that file”. Conveniently again when rates had skyrocketed over a point higher since starting this loan. Never any mention of that being a possibility, or that we needed to hurry. They did not attempt to make it right at all. They simply said yeah I know we locked you in at 6.375% and let you waste your time sending us all the docs we requested but now that it’s time to close, we’re looking at 7.7%. I would avoid this company like the plague, they did this to me twice in the span of 30 days while trying to onboard me as a new customer, then made 0 attempt to make things right. Trying to save a couple bucks by trying life changing lending cost me hundreds of dollars a month for the foreseeable future. I wouldn’t use these guys if they were the only mortgage lender left on the planet. If you’re considering life changing lending, just know they’ll change your life for the worse.

I recently had the pleasure of working with Life Changing Lending, and I couldn't be more impressed with the experience. From start to finish, they were professional, communicative, and truly went above and beyond to ensure the process was smooth and stress-free. Their expertise made a complex situation much easier to navigate, and they took the time to explain every step clearly. I always felt confident that I was in great hands. Highly recommend working with this group and specifically Alison, for anyone seeking reliable and efficient service!

I had the pleasure of working with Chichi, and I can't recommend her enough! Although she's new to the industry, she has quickly become one of the top producers thanks to her dedication, attention to detail, and exceptional customer service skills. She truly puts her heart into her work, which is evident in every interaction. Chichi is not only professional but also has a great personality, making the entire process seamless and enjoyable. I was especially impressed by her quick turnaround time—my preapproval was completed within hours! She has a keen understanding of the best loan programs available and always ensures her clients are matched with the perfect option for their needs. If you're looking for a loan officer who is knowledgeable, trustworthy, and hardworking, I highly recommend Chichi!

Working with Chichi was great! She made the loan process seamless for our client, securing financing for their new condo in Austin without a hitch. Our clients couldn’t be happier. If you’re looking for a loan officer who is professional, efficient, and truly cares about her clients, I highly recommend Chichi!

I had the pleasure of working with Chichi as my loan officer for this transaction and I’m extremely grateful for her support! She was consistently communicative, knowledgeable, and well-informed about all the loan products available. Highly recommend!

Working with Life Changing Lending has been nothing short of amazing! From start to finish, ChiChi and her team operate like a well-oiled machine. Their expertise, professionalism, and genuine care for their clients shine through every step of the process. They go above and beyond to make sure you are taken care of, with clear communication and a smooth, stress-free experience. I highly recommend Life Changing Lending to anyone looking for a lending team that truly has your best interest at heart. ChiChi and her team are simply the best! - Aaron M.

Chichi is very welcoming and sweet, even gifted us a present for moving in. She helped reduce our down-payment and guided us towards the easiest and simplest solutions to our concerns. She is very responsive and attentive to our needs, always asking how things are going for us. Highly recommend if you need someone who is considerate and easy to work with! Thank you so much for the help and now my kids enjoying the student life in their own what you called home.

I had an incredible experience working with Addison as my loan officer. From start to finish, Addison was professional, knowledgeable, and extremely responsive. She took the time to explain every step of the process, answered all my questions, and made sure I felt confident in my decisions. Thanks to her expertise and dedication, I was able to get funded smoothly and without stress. She went above and beyond to ensure everything was handled efficiently, and I truly appreciate her hard work. If you're looking for a loan officer who genuinely cares about your success, I highly recommend Addison!

I’d like to say that I am happy to have worked with the team at life changing lending. Ryan, Jay and Alison were all terrific! Even when things got shaky and I was ready to throw in the towel they stepped in and helped us get taken care of. I would definitely recommend this team to family and friends. They even helped us with the “buy before you sell” program that unlocked equity in the house we were selling so we could use that for the down payment. Thanks for all the help guys!

I recently purchased a home in Austin, and I had the pleasure of working with Chichi as my lender. From start to finish, Chichi made the entire loan process smooth and stress-free. She was patient, taking the time to thoroughly explain every detail of the closing documents, ensuring that I understood all the terms and conditions. No matter how many questions I had, she always responded with enthusiasm, professionalism, and a genuine willingness to help. Chichi's communication throughout the process was excellent—she was always quick to respond and kept me updated at every step. I truly appreciated her ability to make complex financial details easy to understand. Her dedication and positive attitude made what can often be a stressful process feel manageable and even enjoyable. I am so glad I chose to work with Chichi, and I highly recommend her to anyone looking for a lender who combines expertise with exceptional customer care. If you're buying a home and want a lender you can trust, Chichi is the one to go to!