My experience working with Jim Lam and Ryan Lo at Express Capital Financing has been excellent. Both of these guys understand teamwork and work very hard to reach the common goal of the client’s success. This company gets things done for clients, and truly goes above and beyond with great integrity and transparency. I look forward to helping more clients with Express Capital Financing.

Martin and his team are my go to lender for bridge loan financing. Their loan process is quick and easy. The team always communicates with you and your attorney, their rates are fair and their customer service is excellent. I highly recommend Express Capital Financing to my friends and clients. Martin is always available to assist you with any loan scenario you may have. Give them a call, you won’t be disappointed.

Let me begin by thanking my loan officer Stevens and the team at Express Capital for their exceptional service during the loan process. They are awesome. Just can’t find the right words to describe their professionalism, patience and customer service. If you are looking for a mortgage team that deliver, and close fast with no hassle, then express capital is the company to call. Stevens is the guy who will work patiently with you through the loan process and get you closed as fast as he can. He is truly great to work with.

I had a great experience working with Express Capital Financing. From the very beginning, everything went smoothly and professionally. They provided a clear loan estimate sheet at the start, and the terms remained consistent all the way through to closing—no surprises. Special thanks to Mr. Martin Chera, my loan officer, for his expertise and support throughout the process. I also truly appreciate Mr. Jim, the loan processor, whose deep knowledge and assistance helped ensure a successful and timely closing. As a Realtor, I value working with reliable and experienced partners. I’m grateful for their excellent service and look forward to introducing more clients to their company in the future.

Just closed this deal with Express Financial, very excited to bring this forgotten treasure back to life. Thanks to Martin Chera for his wealth of knowledge and commitment to helping his client succeed in real estate investment and acquisition. Because of his dedication to the business, The acquisition of this deal was painless. Martin and the team at Express financial definitely takes the complexity out of any deal. It’s an amazing feeling when you can actually call your lender directly and have a one on one conversation to answer any questions or even provide professional support to close your deals. Truly an amazing team. They make you feel like you’re apart of the family. Won’t stop working these guys. Looking forward to closing another deal this coming week Thanks to Express Capital Financial and Martin Chera for making my real estate dreams a reality.

I've had the pleasure of working with Steven, my loan officer, and the exceptional team at Express Capital Financing to finance my investment properties. Their expertise, professionalism, and dedication to delivering outstanding results have exceeded my expectations! Steven's in-depth knowledge of investment property financing options and his ability to tailor solutions to my specific needs have been invaluable. His guidance and support throughout the entire process, from pre-approval to closing, have been top-notch. The team at Express Capital Financing, which includes Natasha, has been equally impressive. Their seamless communication, attention to detail, and commitment to meeting deadlines have made the entire financing process incredibly smooth and efficient. As an investor, it's crucial to work with a financing partner that understands the unique needs and challenges of investment property financing. Express Capital Financing has consistently delivered exceptional results, and I couldn't be more satisfied with their service. If you're an investor looking for a reliable, knowledgeable, and customer-centric financing partner, I highly recommend Steven and the team at Express Capital Financing. They truly are the best in the business!

I worked with Steve on my first flip and from the first discovery call with him the guy was such a help and guided us through the whole process. He and the Express team provided great service, and Steve was a wealth of knowledge providing great tips along the way that saved us money! I have some great local hard money lenders in my area, but all were VERY expensive compared to Express. We had no issues with them being out of state. They’re definitely in our A category of lenders.

John and his team not only deliver on what they say they'll do when they say they'll do it, they are always available to answer questions and solve problems along the way. I have never dealt with a lender that will call at 8pm on a Sunday like John does to discuss a loan. It is refreshing to work with someone that will actually answer the phone when you call, and the service doesn't stop when the loan funds: Kar and the draw team work quick to complete and fund the draw process faster than any lender I have worked with as well.

My experience working with Jim Lam and Ryan Lo at Express Capital Financing has been excellent. Both of these guys understand teamwork and work very hard to reach the common goal of the client’s success. This company gets things done for clients, and truly goes above and beyond with great integrity and transparency. I look forward to helping more clients with Express Capital Financing.

Martin and his team are my go to lender for bridge loan financing. Their loan process is quick and easy. The team always communicates with you and your attorney, their rates are fair and their customer service is excellent. I highly recommend Express Capital Financing to my friends and clients. Martin is always available to assist you with any loan scenario you may have. Give them a call, you won’t be disappointed.

Let me begin by thanking my loan officer Stevens and the team at Express Capital for their exceptional service during the loan process. They are awesome. Just can’t find the right words to describe their professionalism, patience and customer service. If you are looking for a mortgage team that deliver, and close fast with no hassle, then express capital is the company to call. Stevens is the guy who will work patiently with you through the loan process and get you closed as fast as he can. He is truly great to work with.

I had a great experience working with Express Capital Financing. From the very beginning, everything went smoothly and professionally. They provided a clear loan estimate sheet at the start, and the terms remained consistent all the way through to closing—no surprises. Special thanks to Mr. Martin Chera, my loan officer, for his expertise and support throughout the process. I also truly appreciate Mr. Jim, the loan processor, whose deep knowledge and assistance helped ensure a successful and timely closing. As a Realtor, I value working with reliable and experienced partners. I’m grateful for their excellent service and look forward to introducing more clients to their company in the future.

Just closed this deal with Express Financial, very excited to bring this forgotten treasure back to life. Thanks to Martin Chera for his wealth of knowledge and commitment to helping his client succeed in real estate investment and acquisition. Because of his dedication to the business, The acquisition of this deal was painless. Martin and the team at Express financial definitely takes the complexity out of any deal. It’s an amazing feeling when you can actually call your lender directly and have a one on one conversation to answer any questions or even provide professional support to close your deals. Truly an amazing team. They make you feel like you’re apart of the family. Won’t stop working these guys. Looking forward to closing another deal this coming week Thanks to Express Capital Financial and Martin Chera for making my real estate dreams a reality.

I've had the pleasure of working with Steven, my loan officer, and the exceptional team at Express Capital Financing to finance my investment properties. Their expertise, professionalism, and dedication to delivering outstanding results have exceeded my expectations! Steven's in-depth knowledge of investment property financing options and his ability to tailor solutions to my specific needs have been invaluable. His guidance and support throughout the entire process, from pre-approval to closing, have been top-notch. The team at Express Capital Financing, which includes Natasha, has been equally impressive. Their seamless communication, attention to detail, and commitment to meeting deadlines have made the entire financing process incredibly smooth and efficient. As an investor, it's crucial to work with a financing partner that understands the unique needs and challenges of investment property financing. Express Capital Financing has consistently delivered exceptional results, and I couldn't be more satisfied with their service. If you're an investor looking for a reliable, knowledgeable, and customer-centric financing partner, I highly recommend Steven and the team at Express Capital Financing. They truly are the best in the business!

I worked with Steve on my first flip and from the first discovery call with him the guy was such a help and guided us through the whole process. He and the Express team provided great service, and Steve was a wealth of knowledge providing great tips along the way that saved us money! I have some great local hard money lenders in my area, but all were VERY expensive compared to Express. We had no issues with them being out of state. They’re definitely in our A category of lenders.

John and his team not only deliver on what they say they'll do when they say they'll do it, they are always available to answer questions and solve problems along the way. I have never dealt with a lender that will call at 8pm on a Sunday like John does to discuss a loan. It is refreshing to work with someone that will actually answer the phone when you call, and the service doesn't stop when the loan funds: Kar and the draw team work quick to complete and fund the draw process faster than any lender I have worked with as well.