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business profile image

Rate

Lender
5.0 stars
100 Reviews

Markets served


Connecticut
Florida
Maine
Massachusetts
New Hampshire
Connecticut
Florida
Maine
Massachusetts
New Hampshire

Licenses


Company NMLS
#2611
Additional info available at the NMLS consumer access website

More ways to connect


(508) 809-0213

About us


Hi, my name is Conor Whiting and I am an investor and Branch Manager with Rate in Westbrook, ME.  I am licensed in ME, MA, NH, CT, and FL. I have experience in BRRR's personally as well as short term rentals. I have the product mix and experience to help.

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
FHA

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Balance Sheet Loan
Foreign National Loan
Refinance (investment)

Reviews (100)


5.0 stars
100 Reviews
5.0 stars
100 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
a week ago
Reviewed by Conor Dawson
Conor is the kind of guy who wasn’t afraid of some elbow grease. He got his pre approved for a mortgage within a matter of hours, even working with us into late hours of the night… past midnight! I don’t think there was a time that he didn’t pick up his phone or reply to my texts/emails. 5 stars from me and my wife, no doubt.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Nicole Flaherty
Conor was absolutely wonderful to work with throughout our home-buying process. He was incredibly supportive, quick to respond to all of our questions, and always made sure we understood each step along the way. He made what could have been a stressful process feel smooth and manageable. We truly appreciated how responsive, knowledgeable, and helpful he was from start to finish. We would highly recommend Conor to anyone looking for someone they can trust with their home loan!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Chris Orlando
Conor and his team at Rate were absolutely incredible throughout what can sometimes be a difficult process. From start to finish they were exceptional. Their communication, responsiveness, and clearly set expectations made the whole process a breeze. I cannot recommend them highly enough! Thanks Conor!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Joanna Collins
Conor is absolutely the loan officer that you want to work with! He was extremely knowledgeable and willing to answer our questions. He made the process of buying our first home so efficient and completely stress free. Our closer even sang his praises. My husband and I cannot recommend Conor enough!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Joshua Tapley
Conor and the team at Rate made this a very streamlined and organized process for us. As a first time homebuyer, he introduced and explained there's a "first-time homebuyers course" I can take through Maine State Housing. I found that course to be very educational, and had a 1 on 1 phone call with them afterwards. This also helped with some of my closing costs. The pre-approval process was very straightforward, all I had to do was upload the requested documents; in my experience, I received same day correspondence and updates along the way. Between the ease of closing this loan, organization, and my realtors opinion, we'd give Conor and the team a 10/10
reviewer image
5.0 stars
|
3 months ago
Reviewed by Tyler Charest
Conor is amazing to work with, made everything super simple and was always available to answer questions. He continuously checked up on us to see if we needed anything and made sure to let us know he is always available for any questions even after closing. When another lender backed out on us Conor was referred to us and got everything moving and completed very fast. I will definitely be reaching out to him when its time for an upgrade.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Riss Kell
My wife and I are so greatful to Conor Whiting and the entire team at Rate for their professionalism and excellence! Conor is extremely knowledgable and was always willing to help and answer questions. We would recommend Conor as a lender to anyone-- he made our experience as first time homebuyers navigating the process seamless.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Abigail Coffin
Conor helped my fiance and I purchase our first home! He made sure that we were aware of everything that was going to happen and what is needed from us. Conor would call us even out of “office hours”, talking like 9-1030pm! He made my fiancé and I super comfortable with the whole process! As we had gone through a long road, Conor was able to help us find our dream home in our budget! Conor provided us with a lot of advice that we took and ran with! Will be using Conor for all further things needed! I recommend using Conor for you loan officer!!’
reviewer image
5.0 stars
|
6 months ago
Reviewed by owen nodiff
We had an outstanding experience working with Conor. From start to finish, he was incredibly knowledgeable, responsive, and genuinely invested in helping my wife and I secure our home. He took the time to explain every step of the process, answered all of our questions with patience, and made what could have been a stressful experience feel smooth and manageable. Conor went above and beyond to make sure we got the best possible outcome, and his attention to detail gave us a lot of confidence along the way. We truly felt like he was in our corner the entire time. If you’re looking for someone who is professional, reliable, and truly cares about their clients, I can’t recommend Conor enough. 5 stars all the way!
reviewer image
5.0 stars
|
7 months ago
Reviewed by Bri Harmon
We had an amazing experience working with Conor. From start to finish, he went above and beyond to help us secure our FHA loan. Being self-employed can make the process a bit more complicated, but Conor handled everything with confidence and clarity, always making us feel supported and informed. He was incredibly responsive, patient, and truly took the time to understand our unique situation. No question ever felt like too much, and he consistently made the process smoother than we ever expected. We are so grateful for all of his hard work and dedication. I would absolutely recommend Conor to anyone—especially if you’re self-employed or have a more complex financial situation. He genuinely cares and it shows.
reviewer image
5.0 stars
|
a week ago
Reviewed by Conor Dawson
Conor is the kind of guy who wasn’t afraid of some elbow grease. He got his pre approved for a mortgage within a matter of hours, even working with us into late hours of the night… past midnight! I don’t think there was a time that he didn’t pick up his phone or reply to my texts/emails. 5 stars from me and my wife, no doubt.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Nicole Flaherty
Conor was absolutely wonderful to work with throughout our home-buying process. He was incredibly supportive, quick to respond to all of our questions, and always made sure we understood each step along the way. He made what could have been a stressful process feel smooth and manageable. We truly appreciated how responsive, knowledgeable, and helpful he was from start to finish. We would highly recommend Conor to anyone looking for someone they can trust with their home loan!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Chris Orlando
Conor and his team at Rate were absolutely incredible throughout what can sometimes be a difficult process. From start to finish they were exceptional. Their communication, responsiveness, and clearly set expectations made the whole process a breeze. I cannot recommend them highly enough! Thanks Conor!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Joanna Collins
Conor is absolutely the loan officer that you want to work with! He was extremely knowledgeable and willing to answer our questions. He made the process of buying our first home so efficient and completely stress free. Our closer even sang his praises. My husband and I cannot recommend Conor enough!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Joshua Tapley
Conor and the team at Rate made this a very streamlined and organized process for us. As a first time homebuyer, he introduced and explained there's a "first-time homebuyers course" I can take through Maine State Housing. I found that course to be very educational, and had a 1 on 1 phone call with them afterwards. This also helped with some of my closing costs. The pre-approval process was very straightforward, all I had to do was upload the requested documents; in my experience, I received same day correspondence and updates along the way. Between the ease of closing this loan, organization, and my realtors opinion, we'd give Conor and the team a 10/10
reviewer image
5.0 stars
|
3 months ago
Reviewed by Tyler Charest
Conor is amazing to work with, made everything super simple and was always available to answer questions. He continuously checked up on us to see if we needed anything and made sure to let us know he is always available for any questions even after closing. When another lender backed out on us Conor was referred to us and got everything moving and completed very fast. I will definitely be reaching out to him when its time for an upgrade.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Riss Kell
My wife and I are so greatful to Conor Whiting and the entire team at Rate for their professionalism and excellence! Conor is extremely knowledgable and was always willing to help and answer questions. We would recommend Conor as a lender to anyone-- he made our experience as first time homebuyers navigating the process seamless.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Abigail Coffin
Conor helped my fiance and I purchase our first home! He made sure that we were aware of everything that was going to happen and what is needed from us. Conor would call us even out of “office hours”, talking like 9-1030pm! He made my fiancé and I super comfortable with the whole process! As we had gone through a long road, Conor was able to help us find our dream home in our budget! Conor provided us with a lot of advice that we took and ran with! Will be using Conor for all further things needed! I recommend using Conor for you loan officer!!’
reviewer image
5.0 stars
|
6 months ago
Reviewed by owen nodiff
We had an outstanding experience working with Conor. From start to finish, he was incredibly knowledgeable, responsive, and genuinely invested in helping my wife and I secure our home. He took the time to explain every step of the process, answered all of our questions with patience, and made what could have been a stressful experience feel smooth and manageable. Conor went above and beyond to make sure we got the best possible outcome, and his attention to detail gave us a lot of confidence along the way. We truly felt like he was in our corner the entire time. If you’re looking for someone who is professional, reliable, and truly cares about their clients, I can’t recommend Conor enough. 5 stars all the way!
reviewer image
5.0 stars
|
7 months ago
Reviewed by Bri Harmon
We had an amazing experience working with Conor. From start to finish, he went above and beyond to help us secure our FHA loan. Being self-employed can make the process a bit more complicated, but Conor handled everything with confidence and clarity, always making us feel supported and informed. He was incredibly responsive, patient, and truly took the time to understand our unique situation. No question ever felt like too much, and he consistently made the process smoother than we ever expected. We are so grateful for all of his hard work and dedication. I would absolutely recommend Conor to anyone—especially if you’re self-employed or have a more complex financial situation. He genuinely cares and it shows.

Our Team


Conor Whiting