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The Hogue Team at CMG Home Loans
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About us
Investor Execution Partner | DSCR & Creative Leverage Specialist We help investors turn theory into real, profitable deals. Most investors don’t fail because of rates. They fail because the deal wasn’t structured correctly. We partner with real estate investors—especially first-time and time-constrained investors—to analyze, structure, and execute investment loans the right way, not just approve them. If you want a lender who will pressure-test your deal, protect your downside, and guide execution from contract to close, you’re in the right place. We are a great fit if you: • Are buying your first investment property and want expert guidance • Are a busy or scaling investor who values time and certainty • Want a lender who treats every deal as a one-off strategy, not a template • Care more about long-term cost and execution than chasing the lowest quote If you’re only looking to rate-shop, we’re probably not the right partner—and that’s intentional. What sets us apart: ✔️ Deal-First Thinking We start with the property, the rent, the exit strategy, and the risk—not just the loan program. ✔️ Creative Leverage Strategies DSCR is just a tool. We help investors structure leverage to minimize total cost, improve cash flow, and preserve flexibility. ✔️ Real-World Execution We help bridge the gap between BiggerPockets theory and what actually works in underwriting, appraisals, insurance, and DSCR calculations. ✔️ Personalized Structuring Every investor and every property is different. We do not force deals into boxes—we build the box around the deal. We specialize in: • DSCR Loans (long-term rentals & STRs) • Creative Non-QM Solutions • Strategic Refinances & Portfolio Optimization • Leverage & Cash-Flow Optimization Strategies (Details provided after we review your deal—not before.) Our clients don’t come to us just for approvals. They come to us because they want: • Confidence they’re not missing something • A partner who will speak up if the deal doesn’t make sense • A clean, predictable execution with no surprises Our goal is simple: Help you execute the right deal, the right way, the first time. If you’re serious about investing—and want a lender who will actually help you think through the deal—request contact and tell us: • The property • Your goal • Where you’re unsure We’ll take it from there.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
FHA
Hard/Private/Non-QM
Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Foreign National Loan
Refinance (investment)
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