Business Page
Sturdy Oak Capital
Lender
Markets served
Nationwide
Except the following states:
North Dakota
About us
As the preeminent hard money and DSCR lender, we specialize in providing FAST, strategic financing solutions for real estate investors who need CERTAINTY and SPEED with the most competitive rates and the lowest fees. Whether it is funding time-sensitive acquisitions, bridge projects, or long term rental portfolios, we focus on asset-based underwriting and cash flow strength rather than red tape. Our approach is simple: decisive approvals, flexible structuring, and reliable closings that help investors scale with confidence. In a market where timing is everything, we deliver capital that moves as quickly and intelligently as our clients do. Our investors are our priority and we value your time; that is why we answer every call, every text, and every email immediately. Your time is your most valuable asset, and we appreciate that.
Specialties
Hard/Private/Non-QM
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)
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