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SNR Capital Group, LLC

Lender
4.6 stars
21 Reviews

Markets served


Nationwide

Except the following states:

New Mexico
North Dakota
South Dakota
Vermont
Wyoming

About us


SNR Capital Group, LLC is a relationship-driven private lending and investment advisory firm built for real estate investors who move with purpose.

Founded by a team with deep experience in investment property financing, SNR Capital Group specializes in structuring smart, strategic capital solutions for rental portfolios, short-term rentals, BRRRR investors, and cash-out refinances. With over $100M in closed volume across the last 24 months and a rapidly expanding national footprint, we understand what it takes to execute—efficiently and reliably.

Our focus is simple:

Speed – Clear communication, decisive underwriting, and streamlined closings.

Structure – Creative loan structuring tailored to each investor’s strategy.

Scale – Helping clients grow from their first investment to multi-property portfolios.

We offer DSCR loans, cash-out refinances, rate-term refinances, purchase financing, and portfolio expansion strategies designed to maximize leverage while maintaining strong long-term performance.

At SNR Capital Group, we don’t just close loans—we build partnerships. Our mission is to become a long-term capital resource for serious investors looking to scale intelligently and profitably.

If you’re focused on growth, we’re focused on funding it.

Specialties


Hard/Private/Non-QM

DSCR (long-term rental)
DSCR (short-term rental)
Refinance (investment)

Reviews (21)


4.6 stars
21 Reviews
4.8 stars
20 Reviews
1.0 star
1 Review

reviewer image
5.0 stars
|
4 months ago
Reviewed by Flora Z
Working with Pat and Nick was an outstanding experience. The team was professional, responsive, and always willing to answer my questions. Even when a few last-minute challenges came up, they stayed on top of everything and helped keep the process moving forward. I truly appreciated their support and dedication, and I would highly recommend them to anyone looking for a mortgage.
reviewer image
1.0 star
|
Edited 4 months ago
Reviewed by Bobby
Nick and Patrick talk a great game about being able to beat anyone’s rates. However, they weren’t able to get the deal done. Luckily both of our properties were refinances that we already owned so we are only out the appraisal fees. If you have a deal that you need done I would use someone more reliable, such as Certain Lending. EDIT: for clarification we were upfront about the fact that the first property was a month to month lease and that the second property was just purchased and vacant while finishing repairs. There was no communication that this would effect eligibility or that they needed to be converted to long terms until well after rates and terms where provided. This is just another bait and switch company. They bait you in with great terms and then change the story every step of the way hoping you will agree to increase rates and prices because you’ve already started the process and paid the appraisal fees. Go with a larger more reputable company such as Certain lending or West Capital Lending.
reviewer image
1.0 star
|
5 months ago
Reviewed by Bobby Hoover
Nick and Patrick talk a great game about being able to beat anyone’s rates. However, they weren’t able to get the deal done. Luckily both of our properties were refinances that we already owned so we are only out the appraisal fees. If you have a deal that you need done I would use someone more reliable, such as Certain Lending.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Paul Nagy
Nick & Tia are absolutely fantastic to work with. They refi’d 2 of my rentals and it was an incredibly smooth and easy process! Cant wait to do future business with SNR Capital Group. -Paul N.
reviewer image
5.0 stars
|
9 months ago
Reviewed by Peter
Nick and his team were amazing to work with. They made the entire process smooth and stress-free, even with a very tight closing deadline. Their responsiveness, professionalism, and attention to detail ensured everything was delivered on time. I highly recommend Nick and his team to anyone looking for a reliable and efficient experience.
reviewer image
5.0 stars
|
a year ago
Reviewed by Kyle Kokoszka
Nick and his team were great to work with. Exceptional communication throughout the entire process. Looking forward to working with them again in the future.
reviewer image
5.0 stars
|
a year ago
Reviewed by Ameir Norman
I’ve had an excellent experience working with SNR Group. They offer a wide range of lending solutions—including DSCR loans, fix-and-flip financing, and new construction loans—that are tailored to meet the specific needs of investors and developers. Their team is knowledgeable, responsive, and genuinely committed to helping clients succeed. Whether you’re a seasoned investor or just starting out, SNR Group provides the expertise and flexibility needed to get deals done efficiently and effectively. I highly recommend them to anyone seeking reliable and strategic lending partners.
reviewer image
5.0 stars
|
a year ago
Reviewed by Tom Neugebauer
SNR was amazing to me!! They talked me through any questions I had and made me feel secure about my decision to go with them. The communication process was immediate and natural, lead to a deal being done and also many more in the future hopefully!!
reviewer image
5.0 stars
|
a year ago
Reviewed by Melissa Vitti
Nick is wonderful! From troubleshooting purchases to helping navigate a new plan he is always there to support his clients and get the job done. Highly recommend for anyone looking for unconventional loans!
reviewer image
5.0 stars
|
a year ago
Reviewed by Leland Zehr
SNR Capital Group was instrumental in helping us close a larger portfolio acquisition, and we couldn’t be more impressed. David, Nick, and Michael were fantastic throughout the entire process—responsive, knowledgeable, and truly committed to getting the deal done right. They also offered the best rates in the business—blowing Kiavi and every other lender we reviewed out of the water. If you’re looking for a team that delivers both results and great terms, look no further.
reviewer image
5.0 stars
|
a year ago
Reviewed by Gianna Mastromarco
Had an awesome experience with SNR Capital. The team was super responsive, straightforward, and made the whole process way easier than I expected. The loan came through fast, the terms were fair, and there were no surprises along the way. Definitely a solid option if you need quick, no-nonsense financing.
reviewer image
1.0 star
|
5 months ago
Reviewed by Bobby Hoover
Nick and Patrick talk a great game about being able to beat anyone’s rates. However, they weren’t able to get the deal done. Luckily both of our properties were refinances that we already owned so we are only out the appraisal fees. If you have a deal that you need done I would use someone more reliable, such as Certain Lending.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Flora Z
Working with Pat and Nick was an outstanding experience. The team was professional, responsive, and always willing to answer my questions. Even when a few last-minute challenges came up, they stayed on top of everything and helped keep the process moving forward. I truly appreciated their support and dedication, and I would highly recommend them to anyone looking for a mortgage.
reviewer image
1.0 star
|
Edited 4 months ago
Reviewed by Bobby
Nick and Patrick talk a great game about being able to beat anyone’s rates. However, they weren’t able to get the deal done. Luckily both of our properties were refinances that we already owned so we are only out the appraisal fees. If you have a deal that you need done I would use someone more reliable, such as Certain Lending. EDIT: for clarification we were upfront about the fact that the first property was a month to month lease and that the second property was just purchased and vacant while finishing repairs. There was no communication that this would effect eligibility or that they needed to be converted to long terms until well after rates and terms where provided. This is just another bait and switch company. They bait you in with great terms and then change the story every step of the way hoping you will agree to increase rates and prices because you’ve already started the process and paid the appraisal fees. Go with a larger more reputable company such as Certain lending or West Capital Lending.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Paul Nagy
Nick & Tia are absolutely fantastic to work with. They refi’d 2 of my rentals and it was an incredibly smooth and easy process! Cant wait to do future business with SNR Capital Group. -Paul N.
reviewer image
5.0 stars
|
9 months ago
Reviewed by Peter
Nick and his team were amazing to work with. They made the entire process smooth and stress-free, even with a very tight closing deadline. Their responsiveness, professionalism, and attention to detail ensured everything was delivered on time. I highly recommend Nick and his team to anyone looking for a reliable and efficient experience.
reviewer image
5.0 stars
|
a year ago
Reviewed by Kyle Kokoszka
Nick and his team were great to work with. Exceptional communication throughout the entire process. Looking forward to working with them again in the future.
reviewer image
5.0 stars
|
a year ago
Reviewed by Ameir Norman
I’ve had an excellent experience working with SNR Group. They offer a wide range of lending solutions—including DSCR loans, fix-and-flip financing, and new construction loans—that are tailored to meet the specific needs of investors and developers. Their team is knowledgeable, responsive, and genuinely committed to helping clients succeed. Whether you’re a seasoned investor or just starting out, SNR Group provides the expertise and flexibility needed to get deals done efficiently and effectively. I highly recommend them to anyone seeking reliable and strategic lending partners.
reviewer image
5.0 stars
|
a year ago
Reviewed by Tom Neugebauer
SNR was amazing to me!! They talked me through any questions I had and made me feel secure about my decision to go with them. The communication process was immediate and natural, lead to a deal being done and also many more in the future hopefully!!
reviewer image
5.0 stars
|
a year ago
Reviewed by Melissa Vitti
Nick is wonderful! From troubleshooting purchases to helping navigate a new plan he is always there to support his clients and get the job done. Highly recommend for anyone looking for unconventional loans!
reviewer image
5.0 stars
|
a year ago
Reviewed by Leland Zehr
SNR Capital Group was instrumental in helping us close a larger portfolio acquisition, and we couldn’t be more impressed. David, Nick, and Michael were fantastic throughout the entire process—responsive, knowledgeable, and truly committed to getting the deal done right. They also offered the best rates in the business—blowing Kiavi and every other lender we reviewed out of the water. If you’re looking for a team that delivers both results and great terms, look no further.
reviewer image
5.0 stars
|
a year ago
Reviewed by Gianna Mastromarco
Had an awesome experience with SNR Capital. The team was super responsive, straightforward, and made the whole process way easier than I expected. The loan came through fast, the terms were fair, and there were no surprises along the way. Definitely a solid option if you need quick, no-nonsense financing.

Our Team


Nick Smalley