Business Page
Alex Pagano | Loans MME
Lender
5.0 stars
24 Reviews
Markets served
Delaware
Florida
New Jersey
Ohio
Pennsylvania
Alabama
Alaska
Arkansas
Colorado
Connecticut
District of Columbia
Delaware
Florida
Georgia
Hawaii
Illinois
Indiana
Kentucky
Louisiana
Maine
Maryland
Mississippi
Missouri
Montana
New Hampshire
New Jersey
New Mexico
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Washington
West Virginia
Wisconsin
Wyoming
Licenses
Company NMLS
#2591313
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Individual NMLS #1997388 (Alexander Pagano), licensed in PA, NJ, OH, DE and FL Company: Philadelphia Fidelity Mortgage Company dba Loans MME, NMLS #2591313 PA Mortgage Broker License #109524 NJ Residential Mortgage Broker License (NMLS #2591313) OH RMLA Certificate of Registration RM.805335.000 DE Broker License #044394 FL Mortgage Broker ...
About us
I'm Alex Pagano, a licensed mortgage broker (NMLS #1997388) who helps real estate investors finance house hacks, rentals and flips. Through Loans MME, I compare multiple lenders to fit the loan to your deal: DSCR loans in 36+ states, Fix & Flip and bridge loans, and FHA, conventional and VA loans for house hacking. WHAT I FINANCE - House hacking (2 to 4 units): FHA, conventional and VA loans for buyers who live in one unit and rent the others. - DSCR rental loans (long-term and short-term rentals): qualify on the property's rent, not your W-2 or tax returns. Available in 36+ states, in your name or an LLC. - Fix & Flip, rehab and bridge loans: purchase plus rehab financing, sized to the after-repair value. - Cash-out refinance and home equity: pull equity from rentals or your primary home to fund the next deal. - Also: Non-QM, bank statement, balance sheet and foreign national loans. WHY INVESTORS WORK WITH ME - Broker, not a bank: I shop your file across multiple lenders instead of offering one set of rates and rules. - Clear numbers, fast answers: you get the payment, cash to close and DSCR math up front, and I stay responsive through closing. - Five-star reviews on Experience.com and Google from first-time house hackers to seasoned investors, including a VA-financed triplex in Philadelphia's Fairmount neighborhood. WHERE I WORK Based in Meadowbrook, PA (Greater Philadelphia). Loans MME is a family-run brokerage that dates to 2005. I'm personally licensed in Pennsylvania, New Jersey, Ohio, Delaware and Florida, and so is Loans MME. I work with buyers and investors across all five states, with a local focus on Philadelphia, Montgomery and Bucks counties, Harrisburg and Central PA, South Jersey, Delaware, Ohio and Florida. DSCR and other business-purpose investor loans in 36+ states. GET STARTED Call or text 215-983-0470, email [email protected], or use the Contact button above. Investor guides and calculators: loansmme.com (DSCR: loansmme.com/dscr-loans, House hacking: loansmme.com/house-hacking-loans, Fix & Flip: loansmme.com/fix-and-flip-loans). Deal breakdowns on YouTube: @alexpaganomortgage. Alexander Pagano, NMLS #1997388 Loans MME (Loans, Mortgage Made Easy), a DBA of Philadelphia Fidelity Mortgage Company, NMLS #2591313 Licensed in PA, NJ, OH, DE and FL | Equal Housing Opportunity All loans subject to credit approval and property eligibility. DSCR and fix & flip loans are business-purpose loans for non-owner-occupied investment property.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
FHA
Hard/Private/Non-QM
Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Balance Sheet Loan
Bridge Loan
Foreign National Loan
Refinance (investment)
Reviews (24)
5.0 stars
24 Reviews
5.0 stars
24 Reviews
0.0 star
0 Reviews
5.0 stars
4 weeks ago
Reviewed by
Donna Schmidt
Financially smart as a whip. Goes above and beyond to help his client understand what needs to be done along with helping them accomplish their loan. I would definitely use him again.
5.0 stars
a month ago
Reviewed by
Rica Potenz
Alex was great to work with. We were on a short timeline and he was fast, efficient, and available. His rates were excellent as well. I highly recommend him.
5.0 stars
a month ago
Reviewed by
Leo Zalez
Alex was a major part of helping me successfully finance the purchase of a triplex in Fairmount using my VA loan where the financing structure mattered a lot.
Alex found a lender and loan structure that fit those goals rather than simply getting me approved. He helped me evaluate and worked through the details with me so I could preserve as much capital as possible while still getting the deal closed.
Alex was very responsive throughout the process and was willing to work through the details and questions that came up all the way through closing. I would recommend him to anyone purchasing a property where the financing strategy is just as important as the property itself.
5.0 stars
2 months ago
Reviewed by
alyssa trickey
Buying a home is stressful by nature. Then we learned we couldn't do a conventional Fannie Mae loan, and suddenly everything felt uncertain and overwhelming. That’s when Alex stepped in and worked his magic!
What Alex gave us wasn't just technical knowledge around mortgages and the home buying process he provided genuine reassurance and guidance when we needed it most. He didn't just make us feel like a problem to solve, he helped bring clarity and confidence about the options and paths forward, none of which included simply pushing us into any single path; he created the space for us to sit with all and consider the best option for us.
When closing day arrived, we weren’t just relieved, we were pleasantly surprised. The final numbers came in lower than we expected which was just such an exciting way to end the purchasing process.
Im so grateful for Alex and our experience with our home purchase. If you are navigating the home buying process and need someone to trust who can truly support you along the way, Alex is your guy.
5.0 stars
2 months ago
Reviewed by
basilio silla
Alex is one of the best Mortgage Brokers I have ever worked with. His business and team are top tier. I would 100% recommend them to anyone looking for a broker that goes above and beyond for their clients. Thanks Alex!
5.0 stars
a year ago
Reviewed by
Vaibhav S.
Professional, responsive, knowledgeable, patient, and wonderful to work with. Alex Pagano is an absolutely great mortgage broker. As first time home buyer, we had a lot of questions. Alex was patient and available to explain our queries each time. He was transparent with interest rates and fees, and provided very competitive interest rate for the purchase. Would highly recommend him for anyone searching for their home.
5.0 stars
a year ago
Reviewed by
Kenneth Zhou (KenEmpowered)
Alex Pagano was the best mortgage broker I could ask for. As a first time homebuyer, I had a lot of questions and confusions about the mortgage process. Despite how intense the mortgage process was, Alex was able to answer all my questions, was thorough and detailed with me, walked through all of the things I wanted to discuss, and helped make an important process very understandable, digestible. Everything went great, and we were able to close even earlier than expected. Alex is professional, knowledgeable, detailed, friendly, and very trustworthy. Highly recommend working with him.
5.0 stars
2 years ago
Reviewed by
Michael Witek
Alex was very easy to work with. He was quick to respond, very transparent about everything, and very personable. He worked with us and gave us multiple different options. Very pleased with our outcome. Great guy.
5.0 stars
2 years ago
Reviewed by
dominique butler
Alex provided me with "top notch" service. He ensured that all questions I had were answered and within a timely fashion . He worked beyond hours of operation most days to accomodate me. His steadfast approach to matters helped me become a homèowner within the timeframe discussed. Alex ability to adjust and pivot when needed was also essential to me becoming a homeowner. His overall dedication in supporting me throughout the process was unwavering. I'd refer anyone whom is looking to buy a home to Alex , the service provided was excellent.
5.0 stars
3 years ago
Reviewed by
Andrew Tomes
Buying a home for the first time can be super stressful and confusing, especially if you aren’t working with the right people. Thankfully, working with Alex Pagano at CrossCountry Mortgage, he made it anything but that! He took the time to really walk us through the process and made sure we got a good understanding of what everything entailed. Alex was very patient with us, not once did he rush us along or make us feel like a nuisance for the million questions we had for him. Alex was very responsive to ours calls/texts and never once left us with any doubts in our mind. We had much more peace of mind when buying our home knowing we had Alex in our corner. Alex was even able to provide us with great recommendations to help us raise our credit scores and get better rates! Thank you again, Alex, my family is very grateful to have had you help us in buying our first home and we look forward to having you help us with our future homes!
5.0 stars
4 weeks ago
Reviewed by
Donna Schmidt
Financially smart as a whip. Goes above and beyond to help his client understand what needs to be done along with helping them accomplish their loan. I would definitely use him again.
5.0 stars
a month ago
Reviewed by
Rica Potenz
Alex was great to work with. We were on a short timeline and he was fast, efficient, and available. His rates were excellent as well. I highly recommend him.
5.0 stars
a month ago
Reviewed by
Leo Zalez
Alex was a major part of helping me successfully finance the purchase of a triplex in Fairmount using my VA loan where the financing structure mattered a lot.
Alex found a lender and loan structure that fit those goals rather than simply getting me approved. He helped me evaluate and worked through the details with me so I could preserve as much capital as possible while still getting the deal closed.
Alex was very responsive throughout the process and was willing to work through the details and questions that came up all the way through closing. I would recommend him to anyone purchasing a property where the financing strategy is just as important as the property itself.
5.0 stars
2 months ago
Reviewed by
alyssa trickey
Buying a home is stressful by nature. Then we learned we couldn't do a conventional Fannie Mae loan, and suddenly everything felt uncertain and overwhelming. That’s when Alex stepped in and worked his magic!
What Alex gave us wasn't just technical knowledge around mortgages and the home buying process he provided genuine reassurance and guidance when we needed it most. He didn't just make us feel like a problem to solve, he helped bring clarity and confidence about the options and paths forward, none of which included simply pushing us into any single path; he created the space for us to sit with all and consider the best option for us.
When closing day arrived, we weren’t just relieved, we were pleasantly surprised. The final numbers came in lower than we expected which was just such an exciting way to end the purchasing process.
Im so grateful for Alex and our experience with our home purchase. If you are navigating the home buying process and need someone to trust who can truly support you along the way, Alex is your guy.
5.0 stars
2 months ago
Reviewed by
basilio silla
Alex is one of the best Mortgage Brokers I have ever worked with. His business and team are top tier. I would 100% recommend them to anyone looking for a broker that goes above and beyond for their clients. Thanks Alex!
5.0 stars
a year ago
Reviewed by
Vaibhav S.
Professional, responsive, knowledgeable, patient, and wonderful to work with. Alex Pagano is an absolutely great mortgage broker. As first time home buyer, we had a lot of questions. Alex was patient and available to explain our queries each time. He was transparent with interest rates and fees, and provided very competitive interest rate for the purchase. Would highly recommend him for anyone searching for their home.
5.0 stars
a year ago
Reviewed by
Kenneth Zhou (KenEmpowered)
Alex Pagano was the best mortgage broker I could ask for. As a first time homebuyer, I had a lot of questions and confusions about the mortgage process. Despite how intense the mortgage process was, Alex was able to answer all my questions, was thorough and detailed with me, walked through all of the things I wanted to discuss, and helped make an important process very understandable, digestible. Everything went great, and we were able to close even earlier than expected. Alex is professional, knowledgeable, detailed, friendly, and very trustworthy. Highly recommend working with him.
5.0 stars
2 years ago
Reviewed by
Michael Witek
Alex was very easy to work with. He was quick to respond, very transparent about everything, and very personable. He worked with us and gave us multiple different options. Very pleased with our outcome. Great guy.
5.0 stars
2 years ago
Reviewed by
dominique butler
Alex provided me with "top notch" service. He ensured that all questions I had were answered and within a timely fashion . He worked beyond hours of operation most days to accomodate me. His steadfast approach to matters helped me become a homèowner within the timeframe discussed. Alex ability to adjust and pivot when needed was also essential to me becoming a homeowner. His overall dedication in supporting me throughout the process was unwavering. I'd refer anyone whom is looking to buy a home to Alex , the service provided was excellent.
5.0 stars
3 years ago
Reviewed by
Andrew Tomes
Buying a home for the first time can be super stressful and confusing, especially if you aren’t working with the right people. Thankfully, working with Alex Pagano at CrossCountry Mortgage, he made it anything but that! He took the time to really walk us through the process and made sure we got a good understanding of what everything entailed. Alex was very patient with us, not once did he rush us along or make us feel like a nuisance for the million questions we had for him. Alex was very responsive to ours calls/texts and never once left us with any doubts in our mind. We had much more peace of mind when buying our home knowing we had Alex in our corner. Alex was even able to provide us with great recommendations to help us raise our credit scores and get better rates! Thank you again, Alex, my family is very grateful to have had you help us in buying our first home and we look forward to having you help us with our future homes!
