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Creative Investor Mode

Lender

Markets served


Colorado
Florida
Michigan
Ohio
Nationwide

Licenses


Company NMLS
#1660690
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Kelly Atchison, individual NMLS #1408085.

Loans brokered through NEXA Mortgage LLC, NMLS #1660690. Equal Housing Opportunity.

Consumer mortgage licensing: Colorado, Florida, Michigan, Ohio.

Business-purpose investor financing (DSCR, fix and flip, bridge, ground-up construction) is placed nationwide through private and institutional lend...

More ways to connect


(720) 476-8776

About us


We fund the deals banks won't touch: fix and flip, bridge, ground-up construction, and DSCR rental loans, nationwide. Send the address, purchase price, rehab budget, and ARV, and you get a real answer instead of a maybe.

WHAT WE FUND

Fix & Flip / Rehab: purchase plus rehab on one loan, short-term, built for investors who need to close fast and get to work.

Bridge & Transactional: grab the deal now, refinance or sell later.

New Construction: ground-up financing for spec builds and infill lots.

DSCR Rental Loans: qualifies on the property's rent, not your W2 or tax returns. 1-4 units and small multifamily. The workhorse for BRRRR refis and portfolio scaling.

Non-QM / Bank Statement: for self-employed borrowers that conventional underwriting keeps killing.

Conventional & Government: when it is genuinely the cheaper answer, we will tell you.

WHO WE WORK WITH

First-time flippers who need someone to actually walk them through draws and timelines.

Experienced operators scaling past the point where conventional financing stops working.

Wholesalers who need a lender their end buyers will actually close with, and proof of funds letters that hold up.

HOW WE WORK

No tax returns and no DTI on our investor products. Underwriting looks at the deal, not your day job.

You get a straight answer on structure. If the numbers do not work, we tell you why and what would make them work.

We do not compete on being the cheapest quote on the internet. We compete on getting complicated deals closed.

ABOUT KELLY

Kelly Atchison, NMLS #1408085. Licensed mortgage loan originator with NEXA Mortgage and a licensed real estate agent, based in Denver, lending to investors nationwide. She also trains loan officers on investor and commercial lending, so the person structuring your deal teaches this for a living.

Have a deal in front of you right now? Send the numbers through the contact form or call (720) 476-8776 and we will structure it.

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
Conventional Loan

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Foreign National Loan
Refinance (investment)

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Our Team


Kelly Atchison