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Frank Lending Team with One Brokerage

Lender
4.9 stars
378 Reviews

Markets served


Nationwide

Except the following states:

Hawaii
New York
Nationwide

Licenses


Company NMLS
#2142653
Additional info available at the NMLS consumer access website

Additional Licenses & Information

NMLS 1915367

More ways to connect


About us


Real Estate Investor, Military Veteran, and Mortgage Loan Originator. Whether you are buying your first house hack or building a 500-unit apartment complex, I am a valuable asset to your portfolio and have access to products and knowledge that can take your business to the next level. I am tired of seeing slimy loan officers take advantage of veterans and consumers in the mortgage industry, and I want to educate and help as many people as I can with real value. Let's chat!

My track record of execution, product diversity, and experience enables us to offer greater flexibility and underwriting efficiency compared to a typical bank or lender. In addition to traditional lending, I have access to preferred pricing and underwriting from private lenders, debt funds, community banks, credit unions, regional banks, REITs, life insurance companies, internal correspondent lines of credit, and other agency/non-agency debt sources. 

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Balance Sheet Loan
Bridge Loan
Foreign National Loan
Refinance (investment)

Reviews (378)


4.9 stars
378 Reviews
4.9 stars
378 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
3 months ago
Reviewed by tyler wimsatt
Working with Kevin and Bryce was an absolute pleasure from start to finish. Even during an incredibly busy time for all of us, they made the entire process seamless and stress-free. Kevin’s strategic advice regarding seller credit and negotiation was invaluable and ultimately helped us land a fantastic deal. My wife and I are thrilled with our new investment, and we couldn't have gotten it over the finish line without their hard work and dedication. If you want a team that genuinely cares, knows the market inside out, and delivers results, look no further. We will absolutely be working with them again in the future!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Peter Dassoni
I have worked with Frank on multiple occasions and he is always excellent. Very knowledgeable and responsive. Would highly recommend.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Leonette Strout
Frank T was great to work with on a recent transaction. He was timely with updates all along the way. I recommend him to any buyer starting the home-buying process!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Zulu 360
I had a fantastic experience working with Miki and Ashly as my mortgage brokers. They were extremely professional, responsive, and genuinely great to work with throughout the entire process. As a real estate investor, finding the right loan structure and a competitive rate is very important to me, and they were able to do exactly that. They took the time to understand what I needed and found the perfect loan for my situation with a great rate. Communication was excellent from start to finish, and everything was handled smoothly. Most importantly, the closing happened right on time with no surprises. I highly recommend Miki and his team to anyone looking for knowledgeable, reliable, and professional mortgage brokers. I will definitely work with them again in the future.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Elijah Long
I had been in contact with multiple brokers to get closed on my property, and none of them could help with the issues I was having. However, after a 30 minute phone call with Christian, he was able to point out the fixes to my problems and began helping me fix them prior to closing. Christian, delal, and Ross were very knowledgeable and worked together to get my deal to the closing table! Can't wait to work with them in the future!
reviewer image
5.0 stars
|
9 months ago
Reviewed by Joe Collins
Frank T and Ashley B from the One Brokerage were great! They helped me refinance my multifamily property. They were transparent, responsive, and provided new insight on loan options and rates I’ve never heard of before. Couldn’t have done it without them! Thanks again!
reviewer image
5.0 stars
|
10 months ago
Reviewed by Alens Valentin
I have had such a wonderful experience working with One Brokerage. Frank and Ashley worked so hard to make sure my refinance process was smooth. They were both so responsive whenever I needed them and explained everything to me until I understood every single part of the process. Customer service to this high of a standard is hard to find but I'm so glad I could experience it with them. I look forward to doing many more deals through them!
reviewer image
5.0 stars
|
11 months ago
Reviewed by Delia Rhinehart
I had an excellent experience with Frank and Nathan. I had been unsuccessful finding a mortgage broker that not only understood what I wanted but had a working knowledge additional options. Everything progressed smoothly. Frank was easily accessible and had a quick response time. He adjusted well to changes in the mortgage process and always had a solution. Frank will be my first call in the future and I look forward to working with him.
reviewer image
5.0 stars
|
3 months ago
Reviewed by tyler wimsatt
Working with Kevin and Bryce was an absolute pleasure from start to finish. Even during an incredibly busy time for all of us, they made the entire process seamless and stress-free. Kevin’s strategic advice regarding seller credit and negotiation was invaluable and ultimately helped us land a fantastic deal. My wife and I are thrilled with our new investment, and we couldn't have gotten it over the finish line without their hard work and dedication. If you want a team that genuinely cares, knows the market inside out, and delivers results, look no further. We will absolutely be working with them again in the future!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Peter Dassoni
I have worked with Frank on multiple occasions and he is always excellent. Very knowledgeable and responsive. Would highly recommend.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Leonette Strout
Frank T was great to work with on a recent transaction. He was timely with updates all along the way. I recommend him to any buyer starting the home-buying process!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Zulu 360
I had a fantastic experience working with Miki and Ashly as my mortgage brokers. They were extremely professional, responsive, and genuinely great to work with throughout the entire process. As a real estate investor, finding the right loan structure and a competitive rate is very important to me, and they were able to do exactly that. They took the time to understand what I needed and found the perfect loan for my situation with a great rate. Communication was excellent from start to finish, and everything was handled smoothly. Most importantly, the closing happened right on time with no surprises. I highly recommend Miki and his team to anyone looking for knowledgeable, reliable, and professional mortgage brokers. I will definitely work with them again in the future.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Elijah Long
I had been in contact with multiple brokers to get closed on my property, and none of them could help with the issues I was having. However, after a 30 minute phone call with Christian, he was able to point out the fixes to my problems and began helping me fix them prior to closing. Christian, delal, and Ross were very knowledgeable and worked together to get my deal to the closing table! Can't wait to work with them in the future!
reviewer image
5.0 stars
|
9 months ago
Reviewed by Joe Collins
Frank T and Ashley B from the One Brokerage were great! They helped me refinance my multifamily property. They were transparent, responsive, and provided new insight on loan options and rates I’ve never heard of before. Couldn’t have done it without them! Thanks again!
reviewer image
5.0 stars
|
10 months ago
Reviewed by Alens Valentin
I have had such a wonderful experience working with One Brokerage. Frank and Ashley worked so hard to make sure my refinance process was smooth. They were both so responsive whenever I needed them and explained everything to me until I understood every single part of the process. Customer service to this high of a standard is hard to find but I'm so glad I could experience it with them. I look forward to doing many more deals through them!
reviewer image
5.0 stars
|
11 months ago
Reviewed by Delia Rhinehart
I had an excellent experience with Frank and Nathan. I had been unsuccessful finding a mortgage broker that not only understood what I wanted but had a working knowledge additional options. Everything progressed smoothly. Frank was easily accessible and had a quick response time. He adjusted well to changes in the mortgage process and always had a solution. Frank will be my first call in the future and I look forward to working with him.

Our Team


Frank Torres