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Futures Funding Inc.

Lender
4.7 stars
14 Reviews

Markets served


Nationwide

Except the following states:

Alaska
Nevada
North Dakota
South Dakota

More ways to connect


(760) 420-4980

About us


Futures Funding Inc. helps real estate investors fund fix-and-flips, rentals, and new construction with hard money and DSCR loans built for speed. We're a brokerage, not a single lender, which means one application gets your deal in front of multiple capital sources competing for your business.

Whether you're flipping your first property or scaling a portfolio, we structure financing around the deal: purchase + rehab, cash-out refis, bridge-to-DSCR, and ground-up. Straight answers (if the deal doesn't work we will tell you, not string you along an shop), and fast closings. 

Specialties


Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Balance Sheet Loan
Bridge Loan
Foreign National Loan
Refinance (investment)

Reviews (14)


4.7 stars
14 Reviews
4.7 stars
14 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
5 months ago
We’ve worked with Ryan a few times now, and he’s been nothing short of amazing. As investors, it’s incredibly important to us that people follow through on what they say, and Ryan does exactly that. Not only does he genuinely care about his clients, but he also works efficiently and has hit every timeline he’s set for us. These types of transactions can get stressful, but Ryan and his team have always taken great care of us throughout the process. From rates to service to communication, Futures is our go-to for financing. We couldn’t recommend them more, thank you Ryan, Yeeew! On to the next 🫡
reviewer image
1.0 star
|
8 months ago
Reviewed by Ike Hobbs
Dragged a transaction out for almost 2 months. Their "brokering" was placing it with a bigbox bank. No big deal until there were some issues and then the broker just acted like they couldn't do anything and had no solutions or even offered strategies on how to get it with a different bank so no idea how using this company was beneficial. Maybe if you have a super straightforward deal this broker would be good but then why not go directly to the big shops yourself?
reviewer image
5.0 stars
|
8 months ago
Reviewed by Michael Martin
Working with Ryan has been smooth and easy! His quick response and desire to make a deal work is a breath of fresh air!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Jesse Greer
Nate and Matt were great to work with, will be using again on the next one. Highly recommend!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Samantha Lawrence
Jayson is absolutely the best! No matter the deal or how complicated it may seem, Jayson is going to get it done! I refuse to use another broker to help with my deals!
reviewer image
5.0 stars
|
8 months ago
Ryan was an absolute pleasure to work with. He guided me through the entire process of getting my Fix and Flip projects funded and made what could have been a stressful experience feel smooth and manageable. He was incredibly understanding responsive and willing to go the extra mile to find the right loan structure for my business. Ryan is clearly very professional and genuinely cares about his client's success I'm grateful I found him🙂
reviewer image
5.0 stars
|
8 months ago
Reviewed by Stephanie Gutkowski
Futures Funding Inc (we have specifically worked with Jayson and Matt) are incredible to work with! They are quick to assist with all of our business needs, are professional, and are prompt to respond. I would highly recommend them!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Dustin Mcghee
LOVE working with Jayson, very responsive even when we are doing multiple deals together. APPRECIATE all the work, especially on the not so easy ones!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Tom Blamey
These guys are the best! I’ve worked with a bunch of different Hard money lenders and the customer service that Ryan, Morgan and the team give is outstanding. Ryan has helped me many times with many different loans and situations. They are really good at making the process as smooth and easy as possible. I Highly recommend, you will not be disappointed with the products, options and the service that you receive from Futures Funding!
reviewer image
5.0 stars
|
8 months ago
Reviewed by dino Depasquale
I worked with Ryan Cobb at Futures Funding for a loan on a fix-and-flip property, and the experience was outstanding. Ryan was extremely communicative, professional, and easy to work with. He kept things moving and made sure there were no surprises along the way. If you’re an investor looking for a lender who actually delivers, I highly recommend Ryan and Futures Funding
reviewer image
5.0 stars
|
5 months ago
We’ve worked with Ryan a few times now, and he’s been nothing short of amazing. As investors, it’s incredibly important to us that people follow through on what they say, and Ryan does exactly that. Not only does he genuinely care about his clients, but he also works efficiently and has hit every timeline he’s set for us. These types of transactions can get stressful, but Ryan and his team have always taken great care of us throughout the process. From rates to service to communication, Futures is our go-to for financing. We couldn’t recommend them more, thank you Ryan, Yeeew! On to the next 🫡
reviewer image
1.0 star
|
8 months ago
Reviewed by Ike Hobbs
Dragged a transaction out for almost 2 months. Their "brokering" was placing it with a bigbox bank. No big deal until there were some issues and then the broker just acted like they couldn't do anything and had no solutions or even offered strategies on how to get it with a different bank so no idea how using this company was beneficial. Maybe if you have a super straightforward deal this broker would be good but then why not go directly to the big shops yourself?
reviewer image
5.0 stars
|
8 months ago
Reviewed by Michael Martin
Working with Ryan has been smooth and easy! His quick response and desire to make a deal work is a breath of fresh air!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Jesse Greer
Nate and Matt were great to work with, will be using again on the next one. Highly recommend!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Samantha Lawrence
Jayson is absolutely the best! No matter the deal or how complicated it may seem, Jayson is going to get it done! I refuse to use another broker to help with my deals!
reviewer image
5.0 stars
|
8 months ago
Ryan was an absolute pleasure to work with. He guided me through the entire process of getting my Fix and Flip projects funded and made what could have been a stressful experience feel smooth and manageable. He was incredibly understanding responsive and willing to go the extra mile to find the right loan structure for my business. Ryan is clearly very professional and genuinely cares about his client's success I'm grateful I found him🙂
reviewer image
5.0 stars
|
8 months ago
Reviewed by Stephanie Gutkowski
Futures Funding Inc (we have specifically worked with Jayson and Matt) are incredible to work with! They are quick to assist with all of our business needs, are professional, and are prompt to respond. I would highly recommend them!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Dustin Mcghee
LOVE working with Jayson, very responsive even when we are doing multiple deals together. APPRECIATE all the work, especially on the not so easy ones!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Tom Blamey
These guys are the best! I’ve worked with a bunch of different Hard money lenders and the customer service that Ryan, Morgan and the team give is outstanding. Ryan has helped me many times with many different loans and situations. They are really good at making the process as smooth and easy as possible. I Highly recommend, you will not be disappointed with the products, options and the service that you receive from Futures Funding!
reviewer image
5.0 stars
|
8 months ago
Reviewed by dino Depasquale
I worked with Ryan Cobb at Futures Funding for a loan on a fix-and-flip property, and the experience was outstanding. Ryan was extremely communicative, professional, and easy to work with. He kept things moving and made sure there were no surprises along the way. If you’re an investor looking for a lender who actually delivers, I highly recommend Ryan and Futures Funding

Our Team


Ryan Cobb