Thank you Emily Exceptional Experience with Thuan Nguyen, processor Reina, and Sophia Pham at Loan Factory!!! I received clear to close on my property purchase in less than 2 weeks in the state of Virginia I am incredibly grateful for the outstanding service I received from Thuan Nguyen, Reina Nguyen, and Emily Luong at Loan Factory. I also want to recognize Reina Nguyen, my Loan Processor. She was organized, responsive, and worked tirelessly behind the scenes to keep everything moving smoothly. Throughout the process she communicated clearly, answered questions promptly, and made sure every document and deadline was handled professionally. Even when unexpected issues came up, she stayed on top of everything and helped keep the transaction on track. Buying a home can be stressful, but Thuan, Emily and Reina made the process much easier. Their professionalism, honesty, dedication, and attention to detail gave me confidence from beginning to end. If you’re looking for a loan officer who truly cares about their clients and a team that will work hard to get you the best financing possible, I highly recommend Thuan Nguyen’s team, especially Emily Luong and Reina Nguyen at Loan Factory. I wouldn’t hesitate to work with them again for my next my next property purchase. Thank you both for your outstanding service!

Dong and Sophie are great! They were professional, responsive, and made the entire mortgage process smooth and stress-free. They kept me updated every step of the way and made sure everything was handled efficiently. Highly recommend Dong and Sophie to anyone looking for a great mortgage team!" I didn’t known much about the lending process but Dong and Sophie was patient and consistent in helping me out through the whole thing lending process. They were great and exceptional overall!!!

I would give Lucy and Kimberly 6 stars if I could, because 5 stars simply aren’t enough to describe how amazing they are ⭐⭐⭐⭐⭐⭐ A huge thank you to Lucy and my agent, Kimberly, for their incredible support throughout my home-buying journey! Both of them were absolutely wonderful. They were patient, knowledgeable, dedicated, and genuinely caring. They guided me through every step, answered all my questions, and went above and beyond to make sure everything went smoothly. Buying a home can be stressful, but having Lucy and Kimberly by my side made the entire experience so much easier and more enjoyable. I’m truly grateful for their hard work, time, and dedication in helping me make my dream of owning a home come true. If you’re planning to buy a home, I highly recommend Lucy and Kimberly. You will be in the best hands! Thank you both from the bottom of my heart. You deserve more than 5 stars!

The team at Loan Factory (Particularly: Matt Hang, Natalie Nguyen, Wade Ho…) was extremely professional, knowledgeable, and responsive throughout our home loan process. They explained everything clearly and guided us step by step, making sure we fully understood our options and could lock in the best possible interest rate with favorable costs. We also explored several other lenders, but unfortunately, they did not provide the same level of clear guidance, detailed explanations, and prompt service as the Loan Factory team. What really stood out was how quickly they took action, followed up with us, and helped us complete all the requirements needed to move our loan forward efficiently. We truly appreciate their dedication, excellent communication, and professionalism, which made the entire process much smoother and less stressful. We hope to purchase more investment properties in the future and look forward to continuing to work with the professional team at Loan Factory. Highly recommended to anyone looking for a reliable and supportive mortgage team!

This is my third time working with David Tang and Luke Tran, and once again, they delivered an absolutely outstanding experience with my refinance! The entire process was incredibly smooth and stress-free, thanks to their professionalism, expertise, and exceptional customer service. David and Luke were extremely helpful in organizing and sorting out all the required documents, providing clear and detailed instructions every step of the way. They were always responsive, patient, and willing to answer every single question I had in great detail, making sure I fully understood everything throughout the process. It’s hard to find a team you can consistently trust, but David and Luke have proven themselves time and time again. Their dedication, attention to detail, and commitment to making the refinancing process as easy as possible are truly impressive. I highly recommend David Tang, Luke Tran, and Loan Factory to anyone looking for a smooth, reliable, and hassle-free mortgage experience. I will absolutely choose Loan Factory again for my future mortgage needs! Thank you, David and Luke, for another fantastic experience!

I had an excellent experience working with Dat Ngo on my cash-out refinance. From start to finish, Dat was professional, knowledgeable, responsive, and very easy to work with. He took the time to explain the process clearly, answered all of my questions, and kept me informed throughout the transaction. What I especially appreciated was his attention to detail and his ability to make what could have been a stressful process feel smooth and straightforward. Dat was always responsive when I needed an update or had a question, and he worked hard to help me complete the cash-out from my residence efficiently and successfully. I highly recommend Dat Ngo to anyone looking for a trustworthy, knowledgeable, and professional loan agent. Thank you, Dat, for making the entire process such a positive experience!

From the very beginning, Dave was absolutely amazing and incredibly helpful. My file was far from easy…I had what felt like every possible problem and issue come up along the way but Dave continued working with me, answering my questions, helping me navigate each obstacle, and doing everything he could to keep the process moving forward. I truly appreciate his patience, dedication, and everything he did for me and my family. Steve was also amazing, especially as we got closer to closing. He stayed on top of everything that needed to be handled, helped take care of the final details, and worked to get us across the finish line. Buying a home can already be stressful, and with all of the complications that came up with my file, there were definitely moments when I wondered if we would actually make it to closing. Dave, Steve, and the entire team continued working behind the scenes to make it happen. Seeing everything finally come together and being able to purchase our new home for our family made all of it worth it. I cannot thank Dave and Steve enough for their hard work, patience, communication, and determination throughout this entire process. I truly appreciate everything they did for us and would absolutely recommend them to anyone going through the home-buying process. Thank you for helping our family become homeowners! 🏡❤️

I had a great experience with Loan Factory. The entire loan process was smooth, efficient, and much easier than I expected. The team was professional, responsive, and always available to answer my questions. They explained everything clearly, kept me updated throughout the process, and worked hard to make sure everything was completed on time. I truly appreciate their excellent service, communication, and professionalism. I would definitely recommend Loan Factory to anyone looking for a reliable and knowledgeable mortgage company. Thank you for making the whole process so easy and stress-free! Chị Gene N

Sharon Vasvani is amazing! Over the last decade, she has helped my family and me through more than a dozen transactions, including DSCR, traditional, and fix-and-flip loans, and she has been amazing every single time. So much so that over the years, she has become a family friend. What I appreciate most about Sharon is that I never have to chase her. Instead, she’s the one staying on top of everyone - including underwriters, escrow, sellers, and buyers - to make sure everyone is doing their part and the loan closes on time. On top of that, her rates have consistently been the best I’ve found. I highly recommend Sharon to anyone looking for a knowledgeable, proactive, and dependable lender.

I’ve worked with Sharon on several loans now, including my primary residence, rental refinances, and investment properties. I’ve also referred friends and family to her because I trust her to take care of them and give them realistic options. One thing I really appreciate about Sharon is that she doesn’t push you into a loan or try to overcharge you just to get a deal done. Sometimes I’ll ask her to run a scenario first without doing a hard credit inquiry, especially when we’re still figuring out whether the numbers make sense. She’s always willing to help us look at the situation before taking the next step. Of course, that’s easier when you already have a good understanding of your income, assets, debts, and credit. In my case, and with some of the people I refer to her, we usually have a pretty good idea of the financial picture before asking her to run the numbers. Not everyone is in the same situation, though, so sometimes a full application and credit check are necessary before a lender can give you an accurate answer. She’s also helped me through some complicated deals. One was a 55+ rental property that was difficult to finance, but she stayed with it and we eventually got it done. She’s also helping a friend with a unique property that has a primary residence, ADU, and multiple casitas. Finding good comps was challenging, but she worked through it and we were still able to make the loan work. That’s why I continue working with Sharon. She’s patient, straightforward, and willing to look for solutions when a deal doesn’t fit perfectly into the normal box. I’ve used her multiple times and will continue referring my friends and family to her. -Jozh B.

Working with Anh Minh and Steve as a real estate agent was a great experience. As my loan officer and realtor, Anh Minh performed a fantastic job, making the entire process stress-free, well-organized, and seamless. I felt confident at every stage thanks to his expertise, professionalism, and effective communication. Also, Steve was a pleasure to deal with. They formed a fantastic team that genuinely cared about my best interests and put out a lot of effort to make sure everything went as smoothly as possible. I am appreciative of Anh Minh and Steve's commitment, integrity, and outstanding service. I want to thank you both for making this such a wonderful experience!

Exceptional Experience with Thuan Nguyen, Matt Hang, and Sophia Pham at Loan Factory!!! I recently closed on my investment property in Madison, Alabama, and I am incredibly grateful for the outstanding service I received from Thuan Nguyen, Matt Hang, and Sophia Pham at Loan Factory. This is actually the second home that Matt Hang has helped me finance, and once again he exceeded my expectations. Matt is knowledgeable, honest, and genuinely committed to helping his clients succeed. He carefully explained my financing options, worked hard to secure the best loan for my investment goals, and was always available to answer my questions. His guidance gave me confidence throughout the entire process. I also want to recognize Sophia Pham, my Loan Processor. She was organized, responsive, and worked tirelessly behind the scenes to keep everything moving smoothly. Throughout the process she communicated clearly, answered questions promptly, and made sure every document and deadline was handled professionally. Even when unexpected issues came up, she stayed on top of everything and helped keep the transaction on track. Buying a home can be stressful, but Thuan, Matt and Sophia made the process much easier. Their professionalism, honesty, dedication, and attention to detail gave me confidence from beginning to end. If you’re looking for a loan officer who truly cares about his clients and a team that will work hard to get you the best financing possible, I highly recommend Thuan Nguyen’s team, especially Matt Hang and Sophia Pham at Loan Factory. I wouldn’t hesitate to work with them again for my next investment property. Thank you both for your outstanding service!

Sharon Vasvani is amazing! Over the last decade, she has helped my family and me through more than a dozen transactions, including DSCR, traditional, and fix-and-flip loans, and she has been amazing every single time. So much so that over the years, she has become a family friend. What I appreciate most about Sharon is that I never have to chase her. Instead, she’s the one staying on top of everyone - including underwriters, escrow, sellers, and buyers - to make sure everyone is doing their part and the loan closes on time. On top of that, her rates have consistently been the best I’ve found. I highly recommend Sharon to anyone looking for a knowledgeable, proactive, and dependable lender.

I’ve worked with Sharon on several loans now, including my primary residence, rental refinances, and investment properties. I’ve also referred friends and family to her because I trust her to take care of them and give them realistic options. One thing I really appreciate about Sharon is that she doesn’t push you into a loan or try to overcharge you just to get a deal done. Sometimes I’ll ask her to run a scenario first without doing a hard credit inquiry, especially when we’re still figuring out whether the numbers make sense. She’s always willing to help us look at the situation before taking the next step. Of course, that’s easier when you already have a good understanding of your income, assets, debts, and credit. In my case, and with some of the people I refer to her, we usually have a pretty good idea of the financial picture before asking her to run the numbers. Not everyone is in the same situation, though, so sometimes a full application and credit check are necessary before a lender can give you an accurate answer. She’s also helped me through some complicated deals. One was a 55+ rental property that was difficult to finance, but she stayed with it and we eventually got it done. She’s also helping a friend with a unique property that has a primary residence, ADU, and multiple casitas. Finding good comps was challenging, but she worked through it and we were still able to make the loan work. That’s why I continue working with Sharon. She’s patient, straightforward, and willing to look for solutions when a deal doesn’t fit perfectly into the normal box. I’ve used her multiple times and will continue referring my friends and family to her. -Jozh B.

Thank you Emily Exceptional Experience with Thuan Nguyen, processor Reina, and Sophia Pham at Loan Factory!!! I received clear to close on my property purchase in less than 2 weeks in the state of Virginia I am incredibly grateful for the outstanding service I received from Thuan Nguyen, Reina Nguyen, and Emily Luong at Loan Factory. I also want to recognize Reina Nguyen, my Loan Processor. She was organized, responsive, and worked tirelessly behind the scenes to keep everything moving smoothly. Throughout the process she communicated clearly, answered questions promptly, and made sure every document and deadline was handled professionally. Even when unexpected issues came up, she stayed on top of everything and helped keep the transaction on track. Buying a home can be stressful, but Thuan, Emily and Reina made the process much easier. Their professionalism, honesty, dedication, and attention to detail gave me confidence from beginning to end. If you’re looking for a loan officer who truly cares about their clients and a team that will work hard to get you the best financing possible, I highly recommend Thuan Nguyen’s team, especially Emily Luong and Reina Nguyen at Loan Factory. I wouldn’t hesitate to work with them again for my next my next property purchase. Thank you both for your outstanding service!

Dong and Sophie are great! They were professional, responsive, and made the entire mortgage process smooth and stress-free. They kept me updated every step of the way and made sure everything was handled efficiently. Highly recommend Dong and Sophie to anyone looking for a great mortgage team!" I didn’t known much about the lending process but Dong and Sophie was patient and consistent in helping me out through the whole thing lending process. They were great and exceptional overall!!!

I would give Lucy and Kimberly 6 stars if I could, because 5 stars simply aren’t enough to describe how amazing they are ⭐⭐⭐⭐⭐⭐ A huge thank you to Lucy and my agent, Kimberly, for their incredible support throughout my home-buying journey! Both of them were absolutely wonderful. They were patient, knowledgeable, dedicated, and genuinely caring. They guided me through every step, answered all my questions, and went above and beyond to make sure everything went smoothly. Buying a home can be stressful, but having Lucy and Kimberly by my side made the entire experience so much easier and more enjoyable. I’m truly grateful for their hard work, time, and dedication in helping me make my dream of owning a home come true. If you’re planning to buy a home, I highly recommend Lucy and Kimberly. You will be in the best hands! Thank you both from the bottom of my heart. You deserve more than 5 stars!

The team at Loan Factory (Particularly: Matt Hang, Natalie Nguyen, Wade Ho…) was extremely professional, knowledgeable, and responsive throughout our home loan process. They explained everything clearly and guided us step by step, making sure we fully understood our options and could lock in the best possible interest rate with favorable costs. We also explored several other lenders, but unfortunately, they did not provide the same level of clear guidance, detailed explanations, and prompt service as the Loan Factory team. What really stood out was how quickly they took action, followed up with us, and helped us complete all the requirements needed to move our loan forward efficiently. We truly appreciate their dedication, excellent communication, and professionalism, which made the entire process much smoother and less stressful. We hope to purchase more investment properties in the future and look forward to continuing to work with the professional team at Loan Factory. Highly recommended to anyone looking for a reliable and supportive mortgage team!

This is my third time working with David Tang and Luke Tran, and once again, they delivered an absolutely outstanding experience with my refinance! The entire process was incredibly smooth and stress-free, thanks to their professionalism, expertise, and exceptional customer service. David and Luke were extremely helpful in organizing and sorting out all the required documents, providing clear and detailed instructions every step of the way. They were always responsive, patient, and willing to answer every single question I had in great detail, making sure I fully understood everything throughout the process. It’s hard to find a team you can consistently trust, but David and Luke have proven themselves time and time again. Their dedication, attention to detail, and commitment to making the refinancing process as easy as possible are truly impressive. I highly recommend David Tang, Luke Tran, and Loan Factory to anyone looking for a smooth, reliable, and hassle-free mortgage experience. I will absolutely choose Loan Factory again for my future mortgage needs! Thank you, David and Luke, for another fantastic experience!

I had an excellent experience working with Dat Ngo on my cash-out refinance. From start to finish, Dat was professional, knowledgeable, responsive, and very easy to work with. He took the time to explain the process clearly, answered all of my questions, and kept me informed throughout the transaction. What I especially appreciated was his attention to detail and his ability to make what could have been a stressful process feel smooth and straightforward. Dat was always responsive when I needed an update or had a question, and he worked hard to help me complete the cash-out from my residence efficiently and successfully. I highly recommend Dat Ngo to anyone looking for a trustworthy, knowledgeable, and professional loan agent. Thank you, Dat, for making the entire process such a positive experience!

From the very beginning, Dave was absolutely amazing and incredibly helpful. My file was far from easy…I had what felt like every possible problem and issue come up along the way but Dave continued working with me, answering my questions, helping me navigate each obstacle, and doing everything he could to keep the process moving forward. I truly appreciate his patience, dedication, and everything he did for me and my family. Steve was also amazing, especially as we got closer to closing. He stayed on top of everything that needed to be handled, helped take care of the final details, and worked to get us across the finish line. Buying a home can already be stressful, and with all of the complications that came up with my file, there were definitely moments when I wondered if we would actually make it to closing. Dave, Steve, and the entire team continued working behind the scenes to make it happen. Seeing everything finally come together and being able to purchase our new home for our family made all of it worth it. I cannot thank Dave and Steve enough for their hard work, patience, communication, and determination throughout this entire process. I truly appreciate everything they did for us and would absolutely recommend them to anyone going through the home-buying process. Thank you for helping our family become homeowners! 🏡❤️

I had a great experience with Loan Factory. The entire loan process was smooth, efficient, and much easier than I expected. The team was professional, responsive, and always available to answer my questions. They explained everything clearly, kept me updated throughout the process, and worked hard to make sure everything was completed on time. I truly appreciate their excellent service, communication, and professionalism. I would definitely recommend Loan Factory to anyone looking for a reliable and knowledgeable mortgage company. Thank you for making the whole process so easy and stress-free! Chị Gene N

Working with Anh Minh and Steve as a real estate agent was a great experience. As my loan officer and realtor, Anh Minh performed a fantastic job, making the entire process stress-free, well-organized, and seamless. I felt confident at every stage thanks to his expertise, professionalism, and effective communication. Also, Steve was a pleasure to deal with. They formed a fantastic team that genuinely cared about my best interests and put out a lot of effort to make sure everything went as smoothly as possible. I am appreciative of Anh Minh and Steve's commitment, integrity, and outstanding service. I want to thank you both for making this such a wonderful experience!

Exceptional Experience with Thuan Nguyen, Matt Hang, and Sophia Pham at Loan Factory!!! I recently closed on my investment property in Madison, Alabama, and I am incredibly grateful for the outstanding service I received from Thuan Nguyen, Matt Hang, and Sophia Pham at Loan Factory. This is actually the second home that Matt Hang has helped me finance, and once again he exceeded my expectations. Matt is knowledgeable, honest, and genuinely committed to helping his clients succeed. He carefully explained my financing options, worked hard to secure the best loan for my investment goals, and was always available to answer my questions. His guidance gave me confidence throughout the entire process. I also want to recognize Sophia Pham, my Loan Processor. She was organized, responsive, and worked tirelessly behind the scenes to keep everything moving smoothly. Throughout the process she communicated clearly, answered questions promptly, and made sure every document and deadline was handled professionally. Even when unexpected issues came up, she stayed on top of everything and helped keep the transaction on track. Buying a home can be stressful, but Thuan, Matt and Sophia made the process much easier. Their professionalism, honesty, dedication, and attention to detail gave me confidence from beginning to end. If you’re looking for a loan officer who truly cares about his clients and a team that will work hard to get you the best financing possible, I highly recommend Thuan Nguyen’s team, especially Matt Hang and Sophia Pham at Loan Factory. I wouldn’t hesitate to work with them again for my next investment property. Thank you both for your outstanding service!