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Guild Mortgage

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Markets served

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
District of Columbia
Delaware
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Vermont
Washington
West Virginia
Wisconsin
Wyoming

More ways to connect

(303) 960-0487

About us

I help real estate investors finance rental properties with flexible DSCR loan options, including as little as 15% down and programs that allow DSCR ratios below 1.00. I also finance short-term rentals, work with LLC-owned properties, and help investors who don't qualify through traditional income guidelines.

Please note: Manufactured homes are not eligible for my DSCR loan programs.

My approach is simple: understand the property, the numbers, and the investor's long-term plan before recommending a loan. Along with DSCR financing, I offer bank statement, 1099, and asset-based loan options for self-employed borrowers and investors with more complex financial situations.

Whether you're purchasing your first rental or building an existing portfolio, my goal is to make financing clear, responsive, and easier to navigate.

Specialties

Hard/Private/Non-QM

DSCR (long-term rental)
DSCR (short-term rental)
Refinance (investment)

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Our Team

Justin Hopkins's profile image
Justin Hopkins