Best California Mortgage Lenders
Browse 35 top-rated mortgage lenders in California as of October 25, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 1828474
Conventional & Gov.
Hard/Private/Non-QM
I'm Arshawn Ashari, a mortgage broker who specializes in helping real estate investors and homeowners in the state of CA. Whether you're purchasing your next investment property, refinancing to pull equity, or structuring a deal that a big bank won't touch, I work across a wide range of loan programs to find the right fit: Conventional, Jumbo, Govt, DSCR, First-time Homebuyer, Bank Statement, and P&L Only loans. I am your one-stop-shop! What sets me apart: -Speed & responsiveness — "Fast ... view more -
NMLS # 2088219
Conventional & Gov.
Hard/Private/Non-QM
Trevor has been originating mortgage loans for over seven years and has successfully closed more than $50 million in residential financing. With extensive experience supporting seasoned investors, first‑time homebuyers, and families just like yours, he is confident in his ability to match you with the right loan product for both your short‑ and long‑term financial goals. He began his career in large retail banks but quickly realized that their one‑size‑fits‑all approach limited his ability... view more -
NMLS # 376205
Bello Mortgage powered by Coast2Coast Mortgage
Conventional & Gov.
Hard/Private/Non-QM
160 forum postsConventional & Gov.
Hard/Private/Non-QM
Mortgage brokers who actually shop! Bello Mortgage team has closed with over 80+ lenders in the last 2 years. Many lenders can say they work with a lot of lenders, most close 80% of their loans with one lender. Bryan is an active real estate investor with over 29 years of lending industry experience, having completed his first refinance in 1997. We specialize in investor-focused financing solutions—including DSCR loans, HELOCs, and HELOANs—matching your exact strategy with the optimal lender ... view more -
NMLS # 966093
Conventional & Gov.
Hard/Private/Non-QM
We take the confusion out of Home Loan Financing (Mortgage). With lendingBridge™ you’ll get a dedicated lending expert who will take care of your lending needs. We can take care of your specialty mortgage loans (NON QM), adjustable-rate mortgage loans, conventional loans, FHA mortgage loans, jumbo mortgage loans, USDA mortgage loans, and more! view more -
NMLS # 2448506
Helm Mortgage Corp - Juan Yepes, Director
Conventional & Gov.
Hard/Private/Non-QM
126 Reviews5.0 stars130 forum postsConventional & Gov.
Hard/Private/Non-QM
Financing structured by people who think like investors. Leverage a network of 100+ lenders and experience from 10,000+ transactions to close FAST. Whether it’s your first property or your fiftieth, send us your deal. We’ll review it like investors, structure it like lenders, and show you exactly how to get it closed. WE COVER EVERY SCENARIO: 🔹 Purchase or Refinance 🔹 Primary Residence or Investment Property 🔹 Single-family or Multi-family Properties 🔹 DSCR Short-term or Long-term Rentals ... view more
California Mortgage Rates Today
How to Find a Lender in California
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"