Best District of Columbia Mortgage Lenders
Browse 20 top-rated mortgage lenders in District of Columbia as of April 4, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more -
NMLS # 1
Hard/Private/Non-QM
Fast, easy, and local private money loans for Real Estate Investors. Hard Money Bankers has been your trusted self-funded hard money lending partner since 2007, offering flexible financing for residential and commercial investment properties. Lending in MD, DC, VA, PA, NJ, DE, and the Carolinas – no appraisals, no credit score requirements, and no experience necessary. view more -
Hard/Private/Non-QM
NO Tax Returns, NO Paystubs, NO hard credit pulls, 650 minimum FICO - We are FULL TIME Fix and Flip investors who provide Hard Money and Private Money loans and guidance for other flippers. Once you are in our system, we are family. Let's blow this up together! view more -
NMLS # 217229
Ameritrust Mortgage Corporation
Hard/Private/Non-QM
Hard/Private/Non-QM
At Ameritrust Mortgage Corporation, we specialize in Non-QM lending solutions tailored for real estate investors and self-employed borrowers. As a direct mortgage lender, we provide flexible financing options that go beyond traditional guidelines, empowering borrowers who may not fit the conventional loan mold. Our Non-QM programs include DSCR loans for real estate investors, bank statement loans for self-employed professionals, and an entire range of Alt-Doc solutions. Whether you're expa... view more -
NMLS # 1799947
Conventional & Gov.
Hard/Private/Non-QM
As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
InvestorMac Capital LLC
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
We specialize in helping real estate investors secure and refinance DSCR (Debt Service Coverage Ratio) loans—without the income documentation headaches of traditional mortgages. Whether you're scaling a rental portfolio, optimizing cash flow, or looking for a fast refinance, we deliver flexible, investor-focused solutions built around your property's performance. Our team understands investor timelines, complex structures (like LLCs and short-term rentals), and the urgency of closing deals... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
Experts in refinancing commercial property mortgages, apartment buildings & single-family rentals. 30-year terms are available. Rates range from 8.865%-11% and close usually in 3-4 weeks. This is private money, non-bank financing & much less paperwork than a bank. Up to 75% loan to value. view more
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Hard/Private/Non-QM
SNR Capital Group, LLC is a relationship-driven private lending and investment advisory firm built for real estate investors who move with purpose. Founded by a team with deep experience in investment property financing, SNR Capital Group specializes in structuring smart, strategic capital solutions for rental portfolios, short-term rentals, BRRRR investors, and cash-out refinances. With over $100M in closed volume across the last 24 months and a rapidly expanding national footprint, we un... view more
District of Columbia Mortgage Rates Today
How to Find a Lender in District of Columbia
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"