CASH-OUT HARD MONEY LOANS

Seeking equity from an existing property? We structure Equity and Cash-out Refinance loans against residential and commercial Investment, Rental or Owner-Occupied Property that is for business purposes.

Financing Highlights

This program provides Cash-Out and Equity Financing to Real Estate Investors, Developers, Brokers, Investment and Business Property Owners, and Non-profits for the extraction of real estate equity on business or investment purpose transactions.

We are transactionally seasoned and provide a simplified underwriting process:

• No FICO Requirement (Non-credit score driven)
• Cross Collateralization Allowed
• No Minimum DTI/DSCR Requirements
• Junior/Subordinate Liens Allowed
• No Seasoning on All Cash Purchases
• Individual or Entity Ownership (Corp, LLC, LLP, etc)
• No PPP, Lockout, or Exit Fees
• No Up-front (get-in-door) Fees

We are qualified, experienced, and understand the complexities of cash-out real estate lending and can best serve borrowers' cash-out financing needs with savings, service and speed.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 or email

back with your scenarios or questions.

Property Types

• Residential, Commercial, Office, Retail, Industrial, Muti-Family
• Religious Facility, Hospitality
• Mobile, Manufactured, Modular
• Mobile Home Park

Loan Purposes

• Acquisitions
• Operating Capital
• Spec Purchase
• Investment
• Refi a Maturing Loan

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102

[email protected]

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

Copyright © 2022 Hanover Mortgage Company.

2522 Chambers Road, Tustin, CA 92780

California Department of Real Estate, real estate broker license #01410448.

NMLS I.D. number: 337458

Disclosure: High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.